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ISTRInvestar Holding CorporationHold6.5·$29.49-2.38%
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Investar Holding Corporation (ISTR) Stock Analysis

Range Bound setup · Catalyst-Driven edge

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $29.49, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.

Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States. The... Read more

$29.49+1.6% A.UpsideScore 6.5/10#27 of 225 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield1.63%(5y avg 2.05%)Payout19.38%sustainable
Stop $27.93Target $29.95(resistance)A.R:R -0.9:1
Analyst target$33.00+11.9%3 analysts
$29.95our TP
$29.49price
$33.00mean
$34

Hold if already holding. Not a fresh buy at $29.49, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 48 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 6.5/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 16d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Mon, Jul 20, 202616d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)13.0
P/E (Fwd)9.1
Mkt Cap$407M
EV/EBITDA
Profit Mgn26.7%
ROE8.6%
Rev Growth57.6%
Beta0.46
Dividend1.63%
Rating analysts9

Quality Signals

Piotroski F6/9

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 ceiling hit

GatesA.R:R -0.9=NEGATIVEMomentum 5.8>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 16d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
48 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $28.04Resistance $30.56

Price Targets

$28
$30
A.Upside+1.6%
A.R:R-0.9:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-4.9% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-20 (16d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ISTR stock a buy right now?

Hold if already holding. Not a fresh buy at $29.49, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 48 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $29.95 (+1.6%), stop $27.93 (−5.6%), A.R:R -0.9:1. Score 6.5/10, moderate confidence.

What is the ISTR stock price target?

Take-profit target: $29.95 (+1.6% upside). Target $29.95 (+1.6%), stop $27.93 (−5.6%), A.R:R -0.9:1. Stop-loss: $27.93.

What are the risks of investing in ISTR?

Analyst target reached - limited upside remaining.

Is ISTR overvalued or undervalued?

Investar Holding Corporation trades at a P/E of 13.0 (forward 9.1). TrendMatrix value score: 7.9/10. Verdict: Hold.

What do analysts say about ISTR?

9 analysts cover ISTR with a consensus score of 4.0/5. Average price target: $33.

What does Investar Holding Corporation do?Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial...

Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit and credit cards; internet, mobile, and video banking services; and reciprocal deposit products. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; construction and development loans comprising loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate loans, which includes second mortgage loans; and consumer loans, such as secured or unsecured loans, installment or term loans, home equity loans and lines of credit, business purpose loans, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers treasury management products, including remote deposit capture, virtual vaults, positive pay, automated clearing house origination, credit card processing, wire transfers, investment sweep accounts, and business internet banking services. Further, it provides various other banking services, such as cashier's checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, ATMs with deposit automation, electronic statements, interactive teller machines, online account opening, online bill payment, online fund transfer, Zelle money transfer solutions, and mobile wallet payment option services. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

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