Renasant Corporation (RNST) Stock Analysis
Range Bound setup
Financial Services · Banks - Regional
Sell if holding. At $39.78, A.R:R is negative (-0.1) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: real estate collateral (84.6%); Concentration risk — Loan Portfolio: C&I, construction and commercial real estate loans (75.1%).
Renasant Corporation is a Mississippi bank holding company with 277 banking/lending offices across the Southeast following its April 2025 acquisition of The First Bancshares, operating primarily through Renasant Bank. Lending activities (C&I, CRE, residential mortgage) accounted... Read more
Sell if holding. At $39.78, A.R:R is negative (-0.1) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: real estate collateral (84.6%); Concentration risk — Loan Portfolio: C&I, construction and commercial real estate loans (75.1%). Chart setup: RSI 50 mid-range, Bollinger mid-band. Score 6.4/10, moderate confidence.
Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 63d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent Developments — Renasant Corporation
Latest news
- Net revenue of Renasant Corporation – NYSE:RNST - TradingView — TradingView neutral
- Renasant (RNST) Q4 2025 Earnings Transcript - The Motley Fool — The Motley Fool neutral
- Renasant (RNST) Q4 2025 Earnings Transcript - AOL.com — AOL.com neutral
- Renasant (RNST) to Release Quarterly Earnings on Tuesday - MarketBeat — MarketBeat neutral
- Renasant declares $0.23 dividend - MSN — MSN neutral
Generated 2026-05-20T20:21:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMloan_portfoliocommercial real estate non-owner occupied33%10-K Item 1: 'Our commercial real estate - non-owner occupied loans represented approximately 32.79% of our total loans at December 31, 2025.'
- HIGHloan_portfolioreal estate collateral85%10-K Item 1A: 'At December 31, 2025, approximately 84.64% of our loan portfolio had real estate as a primary or secondary component of the collateral securing the loan.'
- HIGHloan_portfolioC&I, construction and commercial real estate loans75%10-K Item 1A: 'approximately 75.10% of our loan portfolio consisted of C&I, construction and commercial real estate loans'
Material Events(8-K, last 90d)
- 2026-03-16Item 5.02LOWAmendment to M. Ray (Hoppy) Cole Jr.'s employment agreement effective March 11, 2026, modifying PBRP bonus timing to calendar year basis. No departure; routine compensation adjustment.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 ceiling hit
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. At $39.78, A.R:R is negative (-0.1) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: real estate collateral (84.6%); Concentration risk — Loan Portfolio: C&I, construction and commercial real estate loans (75.1%). Chart setup: RSI 50 mid-range, Bollinger mid-band. Prior stop was $38.10. Score 6.4/10, moderate confidence.
Take-profit target: $40.01 (+0.6% upside). Prior stop was $38.10. Stop-loss: $38.10.
Concentration risk — Loan Portfolio: real estate collateral (84.6%); Concentration risk — Loan Portfolio: C&I, construction and commercial real estate loans (75.1%); Analyst target reached - limited upside remaining.
Renasant Corporation trades at a P/E of 16.9 (forward 10.0). TrendMatrix value score: 7.7/10. Verdict: Sell.
13 analysts cover RNST with a consensus score of 4.2/5. Average price target: $46.
What does Renasant Corporation do?Renasant Corporation is a Mississippi bank holding company with 277 banking/lending offices across the Southeast...
Renasant Corporation is a Mississippi bank holding company with 277 banking/lending offices across the Southeast following its April 2025 acquisition of The First Bancshares, operating primarily through Renasant Bank. Lending activities (C&I, CRE, residential mortgage) accounted for ~81.1% of total gross revenues in 2025.