Pagaya Technologies Ltd. (PGY) Stock Analysis
Recovery setup · Inst Constrain edge
Technology · Software - Infrastructure
Wait for pullback to $16.90. BUY gates pass at $17.79, but leverage penalty (D/E 1.5): -0.5 and below 200-MA, MA slope -12.8%/30d (confirmed downtrend) argue for a more patient entry. Engine's entry $16.90 (5% below current) is the shallowest technical level that clears the 2:1 A.R:R minimum.
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman... Read more
Wait for pullback to $16.90. BUY gates pass at $17.79, but leverage penalty (D/E 1.5): -0.5 and below 200-MA, MA slope -12.8%/30d (confirmed downtrend) argue for a more patient entry. Engine's entry $16.90 (5% below current) is the shallowest technical level that clears the 2:1 A.R:R minimum. Chart setup: Death cross but MACD improving, RSI 64. Maintain position. Not compelling to add more. | News modifier +1 (HOLD_IF_HOLDING → STRONG_BUY_WAIT) Score 6.5/10, moderate confidence.
Passes 8/9 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 33d clear, semi cycle peak clear, materials cycle peak clear). Suitability: speculative.
Recent developments
updated 2026-07-05Recent Developments — Pagaya Technologies Ltd.
Latest news
- NEWS Pagaya Technologies (PGY) Advances 2.85% as Shares Test Mid-Range Resistance - Force Index - dars.gov.et — dars.gov.et positive
- NEWS Pagaya Technologies (PGY) Is Up 21.7% After Upsized AAA ABS Deal And CEO Share Purchase - simplywall.st — simplywall.st positive
- NEWS Pagaya: Why The Expanded Upgrade Partnership Opens The Door To More Growth (NASDAQ:PGY) - Seeking Alpha — Seeking Alpha positive
- NEWS Pagaya (PGY) Stock Climbs As ABS Deals, BNPL Push Fuel Bullish Momentum - StocksToTrade — StocksToTrade positive
- NEWS B.Riley reiterates Buy on Pagaya Tech stock, cites valuation discount - Investing.com — Investing.com positive
Generated 2026-07-05T09:50:25Z.
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Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker·1 ceiling hit
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Wait for pullback to $16.90. BUY gates pass at $17.79, but leverage penalty (D/E 1.5): -0.5 and below 200-MA, MA slope -12.8%/30d (confirmed downtrend) argue for a more patient entry. Engine's entry $16.90 (5% below current) is the shallowest technical level that clears the 2:1 A.R:R minimum. Chart setup: Death cross but MACD improving, RSI 64. Maintain position. Not compelling to add more. | News modifier +1 (HOLD_IF_HOLDING → STRONG_BUY_WAIT) Target $23.40 (+31.5%), stop $15.72 (−13.2%), A.R:R 2.1:1. Score 6.5/10, moderate confidence.
Take-profit target: $23.40 (+38.5% upside). Target $23.40 (+31.5%), stop $15.72 (−13.2%), A.R:R 2.1:1. Stop-loss: $15.72.
Leverage penalty (D/E 1.5): -0.5; Below 200-MA, MA slope -12.8%/30d (confirmed downtrend).
Pagaya Technologies Ltd. trades at a P/E of 15.9 (forward 5.0). TrendMatrix value score: 9.3/10. Verdict: Buy (Wait for Entry).
14 analysts cover PGY with a consensus score of 4.3/5. Average price target: $27.
What does Pagaya Technologies Ltd. do?Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial...
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was founded in 2016 and is headquartered in New York, New York.