PagSeguro Digital trades at a forward price-to-earnings ratio of 4.6x with a PEG of 0.38 and 245% free-cash-flow conversion, delivering a perfect 4-quarter earnings beat streak, but negative price momentum, 11% short interest, and an elevated put-to-call ratio of 2.40 reflect persistent market skepticism about the Brazilian fintech's growth durability.
Thesis pillars
- Extreme Value Low Forward Pe→Stable
- Perfect Earnings Beat Streak↑Improving
- Exceptional Free Cash Flow Conversion→Stable
- +1 more pillar — see the Why tab for full reasoning
PagSeguro Digital Ltd. (PAGS) Stock Analysis
Recovery setup · Catalyst-Driven edge
Technology · Software - Infrastructure
Hold if already holding. Not a fresh buy at $9.32, but acceptable to hold if already in. Reasons: Weak growth; Below 200-day MA.
PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company provides digital banking solutions,... Read more
Hold if already holding. Not a fresh buy at $9.32, but acceptable to hold if already in. Reasons: Weak growth; Below 200-day MA. Chart setup: Death cross but MACD improving, RSI 57. Maintain position. Not compelling to add more. Score 6.3/10, moderate confidence.
Passes 8/9 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news boost analyst cluster(3), earnings proximity 15d clear, semi cycle peak clear, materials cycle peak clear). Suitability: aggressive.
Recent developments
updated 2026-07-27Recent Developments — PagSeguro Digital Ltd.
Latest news
- NEWS PagSeguro Digital Files 2025 Form 20-F with U.S. SEC - TipRanks — TipRanks neutral
- NEWS Here's Why PagSeguro Digital Ltd. (PAGS) Fell More Than Broader Market - MSN — MSN negative
- NEWS PagSeguro Digital Ltd (PAGS) Institutional Confidence - TradingKey — TradingKey positive
- NEWS Is PagSeguro Digital (PAGS) Undervalued Or Are Brazil Risks Still Priced In? - simplywall.st — simplywall.st positive
- NEWS PagSeguro Digital Ltd. (PAGS) Stock Slides as Market Rises: Facts to Know Before You Trade - Yahoo Finance — Yahoo Finance negative
Generated 2026-07-27T13:52:55Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
Show full disclosure ▾Hide full disclosure ▴
About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.
Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.
Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.
No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.
No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.
Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.
Rating Breakdown
1 floor-breaker·1 ceiling hit
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Analyst Consensus
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $9.32, but acceptable to hold if already in. Reasons: Weak growth; Below 200-day MA. Chart setup: Death cross but MACD improving, RSI 57. Maintain position. Not compelling to add more. Target $10.56 (+13.3%), stop $8.56 (−8.9%), A.R:R 2.1:1. Score 6.3/10, moderate confidence.
Take-profit target: $10.56 (+14.8% upside). Target $10.56 (+13.3%), stop $8.56 (−8.9%), A.R:R 2.1:1. Stop-loss: $8.56.
Weak growth; Below 200-day MA.
PagSeguro Digital Ltd. trades at a P/E of 6.4 (forward 4.9). TrendMatrix value score: 9.2/10. Verdict: Hold.
19 analysts cover PAGS with a consensus score of 3.7/5. Average price target: $12.
What does PagSeguro Digital Ltd. do?PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers,...
PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company provides digital banking solutions, including bill payments, deposits, top-ups, debt management, direct deposits, pix, tax collections, tax collections, wire transfer, and ATM withdrawal; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. It offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as recommendation from our distribution team, financial education, stocks and REITs, investment, PagBank CD, Third-party fixed income, treasury, automatic savings and money boxes; and operates cashback and Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology; and Envio Fácil, a logistics solution for online sales. The company was founded in 2006 and is headquartered in São Paulo, Brazil.