PagSeguro Digital trades at a forward price-to-earnings ratio of 4.6x with a PEG of 0.38 and 245% free-cash-flow conversion, delivering a perfect 4-quarter earnings beat streak, but negative price momentum, 11% short interest, and an elevated put-to-call ratio of 2.40 reflect persistent market skepticism about the Brazilian fintech's growth durability.
Thesis pillars
- Extreme Value Low Forward Pe→Stable
- Perfect Earnings Beat Streak→Stable
- Exceptional Free Cash Flow Conversion→Stable
- +1 more pillar — see the Why tab for full reasoning
PagSeguro Digital Ltd. (PAGS) Stock Analysis
Range Bound setup
Technology · Software - Infrastructure
Wait for pullback to $8.85. Weak momentum — blocks BUY_NOW at $8.92. Engine's entry $8.85 (Buy At Market Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risk: Weak growth.
PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company provides digital banking solutions,... Read more
Wait for pullback to $8.85. Weak momentum — blocks BUY_NOW at $8.92. Engine's entry $8.85 (Buy At Market Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risk: Weak growth. Chart setup: RSI 49 mid-range, Bollinger mid-band. Deep value: 57% margin of safety. Extreme undervaluation. (held at prior verdict — engine reading is near the momentum/RSI threshold; will commit on clearer signal). Score 5.9/10, moderate confidence.
Passes 9/10 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 37d clear, semi cycle peak clear, materials cycle peak clear, sector concentration cap sector=technology 8/10). Suitability: aggressive.
Recent developments
updated 2026-07-07Recent Developments — PagSeguro Digital Ltd.
Latest news
- NEWS PagSeguro Digital Files 2025 Form 20-F with U.S. SEC - TipRanks — TipRanks neutral
- NEWS Here's Why PagSeguro Digital Ltd. (PAGS) Fell More Than Broader Market - MSN — MSN negative
- NEWS PagSeguro Digital Ltd (PAGS) Institutional Confidence - TradingKey — TradingKey positive
- NEWS PagSeguro Digital Ltd. (PAGS) Stock Slides as Market Rises: Facts to Know Before You Trade - Yahoo Finance — Yahoo Finance negative
- NEWS PagSeguro Digital Ltd. (PAGS) Stock Slides as Market Rises: Facts to Know Before You Trade - Yahoo News Malaysia — Yahoo News Malaysia negative
Generated 2026-07-07T11:31:44Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker·1 ceiling hit
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Analyst Consensus
Earnings
Verdict History
Frequently Asked Questions
Wait for pullback to $8.85. Weak momentum — blocks BUY_NOW at $8.92. Engine's entry $8.85 (Buy At Market Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risk: Weak growth. Chart setup: RSI 49 mid-range, Bollinger mid-band. Deep value: 57% margin of safety. Extreme undervaluation. (held at prior verdict — engine reading is near the momentum/RSI threshold; will commit on clearer signal). Target $10.35 (+16.0%), stop $8.26 (−8.0%), A.R:R 2.4:1. Score 5.9/10, moderate confidence.
Take-profit target: $10.35 (+15.9% upside). Target $10.35 (+16.0%), stop $8.26 (−8.0%), A.R:R 2.4:1. Stop-loss: $8.26.
Weak growth.
PagSeguro Digital Ltd. trades at a P/E of 6.5 (forward 4.9). TrendMatrix value score: 9.5/10. Verdict: Buy (Wait for Entry).
19 analysts cover PAGS with a consensus score of 3.7/5. Average price target: $12.
What does PagSeguro Digital Ltd. do?PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers,...
PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company provides digital banking solutions, including bill payments, deposits, top-ups, debt management, direct deposits, pix, tax collections, tax collections, wire transfer, and ATM withdrawal; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. It offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as recommendation from our distribution team, financial education, stocks and REITs, investment, PagBank CD, Third-party fixed income, treasury, automatic savings and money boxes; and operates cashback and Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology; and Envio Fácil, a logistics solution for online sales. The company was founded in 2006 and is headquartered in São Paulo, Brazil.