Navient Corporation (NAVI) Stock Analysis
Recovery setup · Inst Constrain edge
Financial Services · Credit Services
Sell if holding. Engine safety override at $8.51: Risk below floor (2.9 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.9/10. Specifically: High short interest: 24%; Below-average business quality; Negative price momentum.
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending... Read more
Sell if holding. Engine safety override at $8.51: Risk below floor (2.9 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.9/10. Specifically: High short interest: 24%; Below-average business quality; Negative price momentum. Chart setup: Death cross but MACD improving, RSI 66. Score 4.9/10, moderate confidence.
Passes 5/8 gates (clean insider activity, no SEC red flags, earnings proximity 33d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and death cross (50MA < 200MA). Suitability: speculative.
Recent developments
updated 2026-07-05Recent Developments — Navient Corporation
Latest news
- NEWS Navient Reports Ransomware Attack At Third-Party Law Firm On June 8, 2026; No Unauthorized Access To Navient Systems Or — benzinga Jul 2, 2026 negative
Generated 2026-07-05T09:50:25Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
5 floor-breakers
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Risk profile below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $8.51: Risk below floor (2.9 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.9/10. Specifically: High short interest: 24%; Below-average business quality; Negative price momentum. Chart setup: Death cross but MACD improving, RSI 66. Prior stop was $8.01. Score 4.9/10, moderate confidence.
Take-profit target: $8.74 (+1.5% upside). Prior stop was $8.01. Stop-loss: $8.01.
Target reached (-4.6% upside); Risk below floor (2.9 < 3.0).
Navient Corporation trades at a P/E of N/A (forward 9.1). TrendMatrix value score: 8.1/10. Verdict: Sell.
13 analysts cover NAVI with a consensus score of 2.5/5. Average price target: $9.
What does Navient Corporation do?Navient Corporation provides technology-enabled education finance for education in the United States. It operates...
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.