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IRTIndependence Realty Trust, Inc.Sell4.5·$16.48-0.66%
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Independence Realty Trust, Inc. (IRT) Stock Analysis

Range Bound setup

SellModerate Confidence

Real Estate · REIT - Residential

Sell if holding. Analyst target reached at $16.48 — A.R:R 0.2:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Property Type: multifamily apartment sector.

IRT owns and operates 114 multifamily apartment communities with 33,462 units across 12 Southeastern and Midwestern states, targeting non-gateway cities near major employment centers. Revenue flows from short-term residential leases (typically one year or less), augmented by a... Read more

$16.48+1.0% A.UpsideScore 4.5/10#14 of 16 REIT - Residential
QualityF-score8 / 9FCF yield1.97%
IncomeYield4.16%(5y avg 3.15%)Payout340.00%
Stop $15.80Target $16.65(analyst − 13%)A.R:R 0.2:1
Analyst target$19.14+16.2%14 analysts
$16.65our TP
$16.48price
$19.14mean
$22

Sell if holding. Analyst target reached at $16.48 — A.R:R 0.2:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Property Type: multifamily apartment sector. Chart setup: RSI 50 mid-range, Bollinger mid-band. Score 4.5/10, moderate confidence.

Passes 6/9 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 43d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and death cross (50MA < 200MA). Suitability: aggressive.

10-K grounded · weekly refresh

About Independence Realty Trust, Inc.

About Independence Realty Trust, Inc.

Independence Realty Trust owned 33,462 apartment units across 114 multifamily communities in 12 Southeastern and Midwestern states at December 31, 2025, concentrated in non-gateway markets such as Atlanta, Dallas, Columbus, Indianapolis, and Raleigh-Durham. A development property in Denver is expected to add 296 units upon completion. The company had 904 employees at year-end and no foreign operations; IRT's operating partnership held 97.6% of total equity interest.

Independence Realty Trust generates rental income from short-term residential leases — generally of one year or less — meaning cash flows are exposed to market rent declines more rapidly than portfolios with longer-tenured commercial leases. The Value Add Initiative, targeting 18,789 units across 61 properties for renovation at December 31, 2025, had completed upgrades to 11,445 units at an average cost of $17,372 per unit, achieving approximately 16.1% return on total renovation costs. Capital recycling funds acquisitions: in 2025, IRT sold a Birmingham property for $111.0 million and a Louisville property for $50.0 million while acquiring communities in Indianapolis ($59.5 million) and two Orlando properties ($60.3 million and $94.8 million). Debt is primarily unsecured, with a $750.0 million revolving credit facility extended to January 2029 and a new $350.0 million term loan maturing February 2030.

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IRT's portfolio is concentrated in Southeast U.S. markets, where the 10-K discloses that performance is disproportionately influenced by job growth and unemployment in cities including Atlanta, Dallas, Columbus, and Raleigh-Durham. Two properties were classified as held for sale at December 31, 2025 — one in Memphis and one in Denver — with proceeds earmarked for acquisitions, introducing execution risk if dispositions close below expected pricing. New apartment supply in target sub-markets could decrease occupancy and rental rates, per the 10-K's competition risk disclosures.

See also: Real Estate · REIT - Residential

From Independence Realty Trust, Inc.'s most recent 10-K filing, extracted June 10, 2026.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-17
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Jul 29, 202643d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Concentration risk — Property Type: multifamily apartment sector
Analyst target reached - limited upside remaining
Consecutive earnings misses (3)

Key Metrics

P/E (TTM)83.0
P/E (Fwd)97.6
Mkt Cap$4.0B
EV/EBITDA17.0
Profit Mgn7.2%
ROE1.4%
Rev Growth2.3%
Beta0.97
Dividend4.16%
Rating analysts18

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C1.32bearish
IV51%elevated

Concentration Risks(10-K Item 1A)

  • HIGHPropertymultifamily apartment sector
    10-K Item 1A: 'substantially all of our investments are concentrated in the multifamily apartment sector'
  • MEDIUMGeographicSoutheast region
    10-K Item 1A: 'Our portfolio of properties consists primarily of multifamily communities geographically concentrated in the Southeast region of the United States'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.

No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

4 floor-breakers

Growth below the gate floor. Component breakdown shows what dragged the score down.static

Revenue Growth
3.1
Low model confidence on this dimension (33%).

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Volume
0.1
Obv
1.0
Macd
3.9
Ma Position
5.0
Rsi
5.5
Volume distribution (falling OBV)Above 200-MA but MA slope flat

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Earnings History
0.0
Surprise Avg
0.0
Erm
5.0
Earnings Timing
5.0
News Activity
5.0
Dividend Safety
5.2
Earnings concerns: 0B/3MDividend: 416.0%

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Quality Rank
1.3
Growth Rank
3.8
Value Rank
4.5
GatesMomentum 3.1<4.5A.R:R 0.2 < 1.5@spotDeath cross (50MA < 200MA)Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 43d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
50 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $15.68Resistance $17.18

Price Targets

$16
$17
A.Upside+1.0%
A.R:R0.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (1.1% upside)
! momentum at 3.1 (below the engine's 4.5 threshold)
! asymmetry at 0.2 (below the engine's 1.5 threshold)@spot

Earnings

M
M
M
M
0/4 beats
Next Earnings2026-07-29 (43d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is IRT stock a buy right now?

Sell if holding. Analyst target reached at $16.48 — A.R:R 0.2:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Property Type: multifamily apartment sector. Chart setup: RSI 50 mid-range, Bollinger mid-band. Prior stop was $15.80. Score 4.5/10, moderate confidence.

What is the IRT stock price target?

Take-profit target: $16.65 (+1.0% upside). Prior stop was $15.80. Stop-loss: $15.80.

What are the risks of investing in IRT?

Concentration risk — Property Type: multifamily apartment sector; Analyst target reached - limited upside remaining; Consecutive earnings misses (3).

Is IRT overvalued or undervalued?

Independence Realty Trust, Inc. trades at a P/E of 83.0 (forward 97.6). TrendMatrix value score: 5.0/10. Verdict: Sell.

What do analysts say about IRT?

18 analysts cover IRT with a consensus score of 4.0/5. Average price target: $19.

What does Independence Realty Trust, Inc. do?IRT owns and operates 114 multifamily apartment communities with 33,462 units across 12 Southeastern and Midwestern...

IRT owns and operates 114 multifamily apartment communities with 33,462 units across 12 Southeastern and Midwestern states, targeting non-gateway cities near major employment centers. Revenue flows from short-term residential leases (typically one year or less), augmented by a Value Add Initiative renovating units at approximately $17,372 per unit for roughly 16% ROI.

Related stocks: MRP (Millrose Properties, Inc.) · UMH (UMH Properties, Inc.) · UDR (UDR, Inc.) · SUI (Sun Communities, Inc.) · AVB (AvalonBay Communities, Inc.)
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