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IMXIInternational Money Express, InSell5.2·$14.54+0.00%
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International Money Express, In (IMXI) Stock Analysis

Range Bound setup · Inst Constrain edge

SellVALUE-TRAP 1/5Moderate Confidence

Technology · Software - Infrastructure

Sell if holding. Engine safety override at $14.54: Quality below floor (3.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.2/10. Specifically: Elevated put/call ratio: 3.20; Below-average business quality; Below long-term trend.

International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which... Read more

$14.54+3.0% A.UpsideScore 5.2/10#81 of 110 Software - Infrastructure
QualityF-score4 / 9FCF yield-14.34%
Stop $13.68Target $14.98(resistance)A.R:R -0.8:1
Analyst target$16.00+10.0%1 analysts
Range unavailable (1 analysts)

Sell if holding. Engine safety override at $14.54: Quality below floor (3.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.2/10. Specifically: Elevated put/call ratio: 3.20; Below-average business quality; Below long-term trend. Chart setup: RSI 45 mid-range, Bollinger mid-band. Score 5.2/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 37d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Mon, Aug 10, 202637d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Target reached (-6.5% upside)
Quality below floor (3.8 < 4.0)

Key Metrics

P/E (TTM)17.1
P/E (Fwd)8.2
Mkt Cap$438M
EV/EBITDA6.4
Profit Mgn4.3%
ROE16.8%
Rev Growth-14.9%
Beta0.76
DividendNone
Rating analysts10

Quality Signals

Piotroski F4/9

Options Flow

P/C3.20bearish
IV191%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

3 floor-breakers·1 ceiling hit

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Earnings History
0.0
Surprise Avg
0.0
Erm
3.5
Earnings Timing
5.0
Earnings concerns: 1B/3M

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
0.4
Quality Rank
5.0
Value Rank
7.8

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Operating Margin
0.0
Fcf Quality
0.0
Net Margin
2.2
Gross Margin
3.1
Moat
4.4
Piotroski F
4.4
Roa
5.1
Roe
5.6
Current Ratio
9.5
Earnings quality RED FLAG: -247% FCF/NINo competitive moat
GatesA.R:R -0.8=NEGATIVEMomentum 4.8<5.5 (soft — BUY_NOW allowed but watch)Momentum 4.8>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 37d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
45 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $13.29Resistance $15.29

Price Targets

$14
$15
A.Upside+3.0%
A.R:R-0.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-6.5% upside)
! Quality below floor (3.8 < 4.0)
! Negative risk/reward — downside exceeds upside

Earnings

B
M
M
M
1/4 beats
Next Earnings2026-08-10 (37d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is IMXI stock a buy right now?

Sell if holding. Engine safety override at $14.54: Quality below floor (3.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.2/10. Specifically: Elevated put/call ratio: 3.20; Below-average business quality; Below long-term trend. Chart setup: RSI 45 mid-range, Bollinger mid-band. Prior stop was $13.68. Score 5.2/10, moderate confidence.

What is the IMXI stock price target?

Take-profit target: $14.98 (+3.0% upside). Prior stop was $13.68. Stop-loss: $13.68.

What are the risks of investing in IMXI?

Target reached (-6.5% upside); Quality below floor (3.8 < 4.0).

Is IMXI overvalued or undervalued?

International Money Express, In trades at a P/E of 17.1 (forward 8.2). TrendMatrix value score: 9.2/10. Verdict: Sell.

What do analysts say about IMXI?

10 analysts cover IMXI with a consensus score of 2.5/5. Average price target: $16.

What does International Money Express, In do?International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services...

International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and internet-enabled mobile devices. The company was founded in 1994 and is headquartered in Miami, Florida.

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