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BNYThe Bank of New York Mellon CorHold5.4·$163.57+0.94%
HoldModerate Confidence
Investment thesis

Bank of New York Mellon combines a perfect four-quarter earnings beat streak, a strong growth profile, and strong ~29% net margins with a stock that is trading near its 52-week high and has already reached its tracked price target, so the near-term setup depends on continued execution and higher price targets rather than a valuation re-rating.

Thesis pillars

  • Perfect Earnings Beat StreakStable
  • Target Reached Limited UpsideDeteriorating
  • Strong Growth ProfileStable
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

Open full analysis

The Bank of New York Mellon Cor (BNY) Stock Analysis

HoldGrowthModerate Confidence

Financial Services · Banks - Diversified

Hold if already holding. Not a fresh buy at $163.57, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.3% away).

The Bank of New York Mellon Corporation provides a range of financial products and services in the United States and internationally. It operates through Securities Services, Market and Wealth Services, Investment and Wealth Management, and Other segments. The Securities... Read more

$163.57-7.9% A.UpsideScore 5.4/10#14 of 20 Banks - Diversified
QualityF-score6 / 9FCF yield
IncomeYield1.38%(5y avg 2.61%)Payout24.74%sustainable
Stop $157.64Target $188.07(default +15%)A.R:R -1.6:1
Analyst target$167.33+2.3%15 analysts
$188.07our TP
$163.57price
$167.33mean
$135
$188

Hold if already holding. Not a fresh buy at $163.57, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.3% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 5.4/10, moderate confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 42d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-09-03
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Oct 15, 202642d to earnings· next earnings call

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Risks
Analyst target reached - limited upside remaining
Near 52-week high (1.3% away)
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4)

Key Metrics

P/E (TTM)18.7
P/E (Fwd)15.8
Mkt Cap$109.9B
EV/EBITDA
Profit Mgn29.4%
ROE14.1%
Rev Growth13.1%
Beta1.05
Dividend1.38%
Rating analysts21

Quality Signals

Piotroski F6/9MoatNarrow

Options Flow

P/C0.47bullish
IV37%normal

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Volume
0.0
Obv
1.0
Rsi
5.5
Ma Position
9.0
Volume distribution (falling OBV)Above 200-day MA

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Value Rank
0.5
Growth Rank
4.0
Quality Rank
5.7
GatesMomentum 3.1<4.5A.R:R -1.6=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 42d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
51 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $157.00Resistance $165.69

Price Targets

$158
$188
A.Upside-7.9%
A.R:R-1.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-7.9% upside)
! momentum at 3.1 (below the engine's 4.5 threshold)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-10-15 (42d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BNY stock a buy right now?

Hold if already holding. Not a fresh buy at $163.57, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.3% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $188.07 (+15.0%), stop $157.64 (−3.8%), A.R:R -1.6:1. Score 5.4/10, moderate confidence.

What is the BNY stock price target?

Take-profit target: $188.07 (-7.9% upside). Target $188.07 (+15.0%), stop $157.64 (−3.8%), A.R:R -1.6:1. Stop-loss: $157.64.

What are the risks of investing in BNY?

Analyst target reached - limited upside remaining; Near 52-week high (1.3% away); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4).

Is BNY overvalued or undervalued?

The Bank of New York Mellon Cor trades at a P/E of 18.7 (forward 15.8). TrendMatrix value score: 6.3/10. Verdict: Hold.

What do analysts say about BNY?

21 analysts cover BNY with a consensus score of 3.8/5. Average price target: $167.

What does The Bank of New York Mellon Cor do?The Bank of New York Mellon Corporation provides a range of financial products and services in the United States and...

The Bank of New York Mellon Corporation provides a range of financial products and services in the United States and internationally. It operates through Securities Services, Market and Wealth Services, Investment and Wealth Management, and Other segments. The Securities Services segment offers custody, trust and depositary, accounting, exchange-traded funds, middle-office solutions, transfer agency, services for private equity and real estate funds, foreign exchange, securities lending, liquidity/lending services, and data analytics. This segment also provides trustee, paying agency, fiduciary, escrow and other financial, issuer, and support services for brokers and investors. The Market and Wealth Services segment offers clearing and custody, investment, wealth and retirement solutions, technology and enterprise data management, trading, and prime brokerage services. This segment also provides integrated cash management solutions, including payments, foreign exchange, liquidity management, receivables processing, payables management, and trade finance, as well as U.S. government and global clearing, and tri-party services. The Investment and Wealth Management segment offers investment management strategies, investment products distribution, investment management, custody, wealth and estate planning, private banking, investment, and information management services. The Other segment provides corporate treasury, derivative and other trading, corporate and bank-owned life insurance, tax credit investment, other corporate investment, and business exit services. The company serves central banks and sovereigns, financial institutions, asset managers, insurance companies, corporations, local authorities and high net-worth individuals, and family offices. The Bank of New York Mellon Corporation was founded in 1784 and is headquartered in New York, New York.

Related stocks: MUFG (Mitsubishi UFJ Financial Group,) · BCS (Barclays PLC) · SMFG (Sumitomo Mitsui Financial Group) · C (Citigroup, Inc.) · BAC (Bank of America Corporation)
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