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Bank of America Corporation (BAC) Stock Analysis

Range Bound setup

HoldModerate Confidence

Financial Services · Banks - Diversified

Hold if already holding. Not a fresh buy at $53.47, but acceptable to hold if already in. Reason: Thin upside margin: 5.9%.

Bank of America is one of the world's largest financial institutions serving consumers, businesses, institutional investors, and governments through four segments: Consumer Banking, Global Wealth & Investment Management, Global Banking, and Global Markets. With approximately... Read more

$53.47+5.9% A.UpsideScore 6.0/10#7 of 19 Banks - Diversified
Stop $51.21Target $56.64(analyst − 10%)A.R:R 0.6:1
Analyst target$62.93+17.7%23 analysts
$56.64our TP
$53.47price
$62.93mean
$71

Hold if already holding. Not a fresh buy at $53.47, but acceptable to hold if already in. Reason: Thin upside margin: 5.9%. Chart setup: RSI 57 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 6.0/10, moderate confidence.

Passes 6/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 74d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Thesis

Rewards
Strong earnings beat streak (4/4)
Attractive valuation
Risks
Thin upside margin: 5.9%

Key Metrics

P/E (TTM)13.2
P/E (Fwd)10.5
Mkt Cap$377.0B
EV/EBITDA
Profit Mgn29.0%
ROE10.6%
Rev Growth11.8%
Beta1.24
Dividend2.12%
Rating analysts31

Quality Signals

Piotroski F7/9

Options Flow

P/C1.66bearish
IV36%normal
Max Pain$30-43.9% vs spot

Concentration Risks(10-K Item 1A)

  • MEDIUMregulatoryFederal Reserve (primary BHC regulator)
    10-K Item 1: 'the Corporation is subject to the supervision of, and regular inspection by, the Board of Governors of the Federal Reserve System (Federal Reserve)'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R 0.6 < 1.5@spotMomentum 5.4<5.5 (soft — BUY_NOW allowed but watch)Momentum 5.4>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 74d clearSEMI CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
57 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $48.16Resistance $55.40

Price Targets

$51
$57
A.Upside+5.9%
A.R:R0.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Reward/Risk 0.6:1 at current price — below 1.5:1 minimum

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-14 (74d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BAC stock a buy right now?

Hold if already holding. Not a fresh buy at $53.47, but acceptable to hold if already in. Reason: Thin upside margin: 5.9%. Chart setup: RSI 57 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $56.64 (+5.9%), stop $51.21 (−4.4%), A.R:R 0.6:1. Score 6.0/10, moderate confidence.

What is the BAC stock price target?

Take-profit target: $56.64 (+5.9% upside). Target $56.64 (+5.9%), stop $51.21 (−4.4%), A.R:R 0.6:1. Stop-loss: $51.21.

What are the risks of investing in BAC?

Thin upside margin: 5.9%.

Is BAC overvalued or undervalued?

Bank of America Corporation trades at a P/E of 13.2 (forward 10.5). TrendMatrix value score: 7.8/10. Verdict: Hold.

What do analysts say about BAC?

31 analysts cover BAC with a consensus score of 4.0/5. Average price target: $63.

What does Bank of America Corporation do?Bank of America is one of the world's largest financial institutions serving consumers, businesses, institutional...

Bank of America is one of the world's largest financial institutions serving consumers, businesses, institutional investors, and governments through four segments: Consumer Banking, Global Wealth & Investment Management, Global Banking, and Global Markets. With approximately 213,000 employees, it generates revenue from banking, investing, asset management, and risk management products and services.

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