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BACBank of America CorporationHold5.8·$53.64-0.35%
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Bank of America Corporation (BAC) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Diversified

Hold if already holding. Not a fresh buy at $53.64, but acceptable to hold if already in. Reasons: Thin upside margin: 6.0%; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4).

Bank of America is a U.S.-based global financial holding company with four segments—Consumer Banking, Global Wealth & Investment Management, Global Banking, and Global Markets—serving consumers, businesses, institutions, and governments worldwide. As of December 31, 2025, the... Read more

$53.64+6.0% A.UpsideScore 5.8/10#6 of 19 Banks - Diversified
QualityF-score8 / 9FCF yield
IncomeYield2.08%(5y avg 2.35%)Payout27.30%sustainable
Stop $51.45Target $56.84(analyst − 10%)A.R:R 0.7:1
Analyst target$63.16+17.7%22 analysts
$56.84our TP
$53.64price
$63.16mean
$71

Hold if already holding. Not a fresh buy at $53.64, but acceptable to hold if already in. Reasons: Thin upside margin: 6.0%; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 5.8/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 35d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-09
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Jul 14, 202635d to earnings· next earnings call

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Attractive valuation
Risks
Thin upside margin: 6.0%
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4)

Key Metrics

P/E (TTM)13.4
P/E (Fwd)10.7
Mkt Cap$382.0B
EV/EBITDA
Profit Mgn29.0%
ROE10.6%
Rev Growth8.1%
Beta1.20
Dividend2.08%
Rating analysts29

Quality Signals

Piotroski F8/9

Options Flow

P/C1.88bearish
IV46%normal

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.6
Support Resistance
1.4
52w Position
8.8
GatesA.R:R 0.7 < 1.5@spotMomentum 5.2<5.5 (soft — BUY_NOW allowed but watch)Momentum 5.2>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 35d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
73 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $49.05Resistance $54.35

Price Targets

$51
$57
A.Upside+6.0%
A.R:R0.7:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! asymmetry at 0.7 (below the engine's 1.5 threshold)@spot

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-14 (35d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BAC stock a buy right now?

Hold if already holding. Not a fresh buy at $53.64, but acceptable to hold if already in. Reasons: Thin upside margin: 6.0%; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $56.84 (+6.0%), stop $51.45 (−4.3%), A.R:R 0.7:1. Score 5.8/10, moderate confidence.

What is the BAC stock price target?

Take-profit target: $56.84 (+6.0% upside). Target $56.84 (+6.0%), stop $51.45 (−4.3%), A.R:R 0.7:1. Stop-loss: $51.45.

What are the risks of investing in BAC?

Thin upside margin: 6.0%; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4).

Is BAC overvalued or undervalued?

Bank of America Corporation trades at a P/E of 13.4 (forward 10.7). TrendMatrix value score: 7.7/10. Verdict: Hold.

What do analysts say about BAC?

29 analysts cover BAC with a consensus score of 4.1/5. Average price target: $63.

What does Bank of America Corporation do?Bank of America is a U.S.-based global financial holding company with four segments—Consumer Banking, Global Wealth &...

Bank of America is a U.S.-based global financial holding company with four segments—Consumer Banking, Global Wealth & Investment Management, Global Banking, and Global Markets—serving consumers, businesses, institutions, and governments worldwide. As of December 31, 2025, the company employed approximately 213,000 people globally (77% in the U.S.). Compensation and benefits expense was $42.3 billion in 2025, representing 61% of total noninterest expense.

Related stocks: C (Citigroup, Inc.) · UBS (UBS Group AG Registered) · BK (The Bank of New York Mellon Cor) · JPM (JP Morgan Chase & Co.) · BNS (Bank Nova Scotia Halifax Pfd 3)
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