Skip to main content
ARRARMOUR Residential REIT, Inc.Sell5.7·$16.22+0.56%
SellModerate Confidence
Investment thesis

Four consecutive earnings misses—including a negative 200% surprise in the most recent quarter—and a stock already trading above its near-term resistance target leave no favorable risk/reward; the high distribution yield carries unsafe coverage metrics, and the absence of a competitive moat limits structural downside protection if interest-rate spreads compress.

Thesis pillars

  • Consecutive Earnings Miss StreakImproving
  • Yield Trap Unsafe DistributionImproving
  • Price Above Resistance Negative SetupImproving
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

Open full analysis

ARMOUR Residential REIT, Inc. (ARR) Stock Analysis

SellVALUE-TRAP 1/5ValueModerate Confidence

Real Estate · REIT - Mortgage

Sell if holding. Analyst target reached at $16.22 — A.R:R is negative (-0.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (3).

ARMOUR Residential REIT holds a leveraged portfolio of Agency mortgage-backed securities guaranteed by Fannie Mae, Freddie Mac, and Ginnie Mae, funded through repurchase agreements. The company is externally managed by ACM under a management agreement through December 31, 2029,... Read more

$16.22-4.0% A.UpsideScore 5.7/10#13 of 24 REIT - Mortgage
QualityF-score4 / 9FCF yield
IncomeYield17.85%(5y avg 18.49%)Payout65.31%
Stop $15.55Target $17.25(resistance)A.R:R -0.8:1
Analyst target$18.38+13.3%4 analysts
$17.25our TP
$16.22price
$18.38mean
$19

Sell if holding. Analyst target reached at $16.22 — A.R:R is negative (-0.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (3). Chart setup: No clear chart pattern; technical signals are mixed. Score 5.7/10, moderate confidence.

Passes 4/7 gates (clean insider activity, earnings proximity 95d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-26

Recent Developments — ARMOUR Residential REIT, Inc.

Generated 2026-07-26T09:17:39Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Oct 28, 202695d to earnings· next earnings call

Thesis

Rewards
Positive insider activity
Margin of safety: 76%
Risks
Analyst target reached - limited upside remaining
Consecutive earnings misses (3)
Negative momentum

Key Metrics

P/E (TTM)3.7
P/E (Fwd)5.4
Mkt Cap$2.0B
EV/EBITDA
Profit Mgn87.8%
ROE20.3%
Rev Growth
Beta1.34
Dividend17.85%
Rating analysts10

Quality Signals

Piotroski F4/9MoatNarrow

Options Flow

P/C2.12bearish
IV44%normal

Concentration Risks(10-K Item 1A)

  • MEDIUMcounterpartyBUCKLER
    10-K Item 1A: 'BUCKLER accounted for 47.0% and 45.7%, respectively, of our aggregate borrowings and had an amount at risk of 7.1% and 8.0%, respectively, of our total stockholders' equity'

Material Events(8-K, last 90d)

  • 2026-04-30Item 5.02LOW
    Stockholders approved the Fourth Amended and Restated 2009 Stock Incentive Plan at the April 30, 2026 annual meeting, increasing authorized shares by 1,000,000 (prior plan had 800,000 total, with 3,506 remaining as of March 19, 2026). No officer departure.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

Show full disclosure ▾

About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.

No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Obv
1.0
Macd
2.2
Volume
2.2
Ma Position
4.0
Rsi
7.7
Uptrend pullback (RSI 38) - buy opportunityVolume distribution (falling OBV)Above 200-day MA

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Earnings History
0.0
Surprise Avg
0.0
Dividend Safety
3.5
Erm
5.0
Earnings Timing
5.0
News Activity
8.0
Earnings concerns: 0B/3MYield trap warning: high yield but unsafe
GatesMomentum 3.4<4.5A.R:R -0.8=NEGATIVEExecutive change: officer departure/appointmentInsider activity: OKEARNINGS PROXIMITY 95d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
38 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $15.88Resistance $17.60

Price Targets

$16
$17
A.Upside-4.0%
A.R:R-0.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-4.0% upside)
! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! momentum at 3.4 (below the engine's 4.5 threshold)

Earnings

M
M
M
M
0/4 beats
Next Earnings2026-10-28 (95d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ARR stock a buy right now?

Sell if holding. Analyst target reached at $16.22 — A.R:R is negative (-0.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (3). Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $15.55. Score 5.7/10, moderate confidence.

What is the ARR stock price target?

Take-profit target: $17.25 (-4.0% upside). Prior stop was $15.55. Stop-loss: $15.55.

What are the risks of investing in ARR?

Analyst target reached - limited upside remaining; Consecutive earnings misses (3); Negative momentum.

Is ARR overvalued or undervalued?

ARMOUR Residential REIT, Inc. trades at a P/E of 3.7 (forward 5.4). TrendMatrix value score: 5.8/10. Verdict: Sell.

What do analysts say about ARR?

10 analysts cover ARR with a consensus score of 3.7/5. Average price target: $18.

What does ARMOUR Residential REIT, Inc. do?ARMOUR Residential REIT holds a leveraged portfolio of Agency mortgage-backed securities guaranteed by Fannie Mae,...

ARMOUR Residential REIT holds a leveraged portfolio of Agency mortgage-backed securities guaranteed by Fannie Mae, Freddie Mac, and Ginnie Mae, funded through repurchase agreements. The company is externally managed by ACM under a management agreement through December 31, 2029, with annual contractual management fees of $47,748 thousand; ARMOUR has no direct employees.

Related stocks: RITM (Rithm Capital Corp.) · EFC (Ellington Financial Inc.) · FBRT (Franklin BSP Realty Trust, Inc.) · ADAM (Adamas Trust, Inc.) · STWD (STARWOOD PROPERTY TRUST, INC. S)
Home Stocks ARR

Latest news

Latest News

Yahoo Finance3d ago
Kare11.com4d agoEarnings
KING5.com4d agoEarnings
KTVB4d agoEarnings
WKYC4d agoEarnings
Marketscreener.com4d agoEarnings
TipRanks5d ago
TipRanks5d ago
Pluang5d ago
GlobeNewswire5d ago
Yahoo Finance5d ago
Simplywall.st7d ago
TradingView7d ago
MarketBeat8d ago
Yahoo Finance6d ago
Seeking Alpha6d ago
MarketBeat6d ago
Benzinga3d agoEarnings
Benzinga4d ago
Benzinga4d agoEarnings
Loading more...