Western Union Company (The) (WU) Stock Analysis
Range Bound setup
Financial Services · Credit Services
Sell if holding. Analyst target reached at $9.06 — A.R:R is negative (-0.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Counterparty: agent network.
Western Union is a global money transfer and payments company with Consumer Money Transfer (87% of 2025 revenue) and Consumer Services segments. It has approximately 360,000 active agent locations across 200+ countries and territories. The company is acquiring Intermex for... Read more
Sell if holding. Analyst target reached at $9.06 — A.R:R is negative (-0.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Counterparty: agent network. Chart setup: RSI 54 mid-range, Bollinger mid-band. Score 4.7/10, high confidence.
Passes 5/7 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity 88d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHcounterpartyagent network10-K Item 1A: 'Most of our Consumer Money Transfer revenue is derived through our agent network'
Material Events(8-K, last 90d)
- 2026-03-16Item 5.02LOWMilind Pant appointed to Board effective March 13, 2026; Board expanded from 11 to 12 directors. Assigned to Audit and Compliance Committees. Routine board appointment; no departure or disagreement.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Revenue shrinking — -0.1% YoY. Growth thesis broken unless recovery story develops.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $9.06 — A.R:R is negative (-0.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Counterparty: agent network. Chart setup: RSI 54 mid-range, Bollinger mid-band. Prior stop was $8.44. Score 4.7/10, high confidence.
Take-profit target: $9.44 (+4.0% upside). Prior stop was $8.44. Stop-loss: $8.44.
Concentration risk — Counterparty: agent network; Analyst target reached - limited upside remaining; Leverage penalty (D/E 2.9): -1.5.
Western Union Company (The) trades at a P/E of 6.6 (forward 4.7). TrendMatrix value score: 7.5/10. Verdict: Sell.
27 analysts cover WU with a consensus score of 2.3/5. Average price target: $9.
What does Western Union Company (The) do?Western Union is a global money transfer and payments company with Consumer Money Transfer (87% of 2025 revenue) and...
Western Union is a global money transfer and payments company with Consumer Money Transfer (87% of 2025 revenue) and Consumer Services segments. It has approximately 360,000 active agent locations across 200+ countries and territories. The company is acquiring Intermex for approximately $500M and launching the USDPT stablecoin initiative.