Palomar Holdings, Inc. (PLMR) Stock Analysis
Recovery setup
Financial Services · Insurance - Property & Casualty
Hold if already holding. Not a fresh buy at $115.81, but acceptable to hold if already in. Reason: Below 200-MA, MA slope -2.4%/30d (confirmed downtrend).
Palomar Holdings is a specialty insurance company offering earthquake, casualty, inland marine, crop, and fronting products through admitted and E&S market subsidiaries with an A-rated financial strength. Gross written premiums grew to $2.0 billion in 2025; the company... Read more
Hold if already holding. Not a fresh buy at $115.81, but acceptable to hold if already in. Reason: Below 200-MA, MA slope -2.4%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 42. Maintain position. Not compelling to add more. Score 6.6/10, high confidence.
Passes 8/9 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 75d clear, semi cycle peak clear, materials cycle peak clear). Suitability: aggressive.
Recent Developments — Palomar Holdings, Inc.
Latest news
- Palomar Holdings, Inc. Announces First Quarter 2026 Financial Results Release Date and Conference Call - The Globe and M — The Globe and Mail neutral
- Insider Selling: Palomar (NASDAQ:PLMR) President Sells 3,000 Shares of Stock - MarketBeat — MarketBeat negative
- PLMR Stock Trades Above 50-Day SMA: What Should Investors Do? - Yahoo Finance — Yahoo Finance neutral
- PLMR Stock Trades Above 50-Day SMA: What Should Investors Do? - Zacks Investment Research — Zacks Investment Research positive
- PLMR Shares Surpass 50-Day Moving Average: What Actions Should Investors Consider? - Bitget — Bitget positive
Generated 2026-05-20T21:06:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMGeographicCalifornia31%10-K Item 1: 'California represents our largest current exposure with 31% of our gross written premiums for the year ended December 31, 2025'
- MEDIUMProductearthquake insurance28%10-K Item 1: 'approximately 28% of our gross written premiums were related to earthquake insurance'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 ceiling hit
Price Targets
Position Sizing
Analyst Consensus
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $115.81, but acceptable to hold if already in. Reason: Below 200-MA, MA slope -2.4%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 42. Maintain position. Not compelling to add more. Target $135.14 (+16.7%), stop $107.70 (−7.5%), A.R:R 2.0:1. Score 6.6/10, high confidence.
Take-profit target: $135.14 (+16.7% upside). Target $135.14 (+16.7%), stop $107.70 (−7.5%), A.R:R 2.0:1. Stop-loss: $107.70.
Below 200-MA, MA slope -2.4%/30d (confirmed downtrend).
Palomar Holdings, Inc. trades at a P/E of 15.8 (forward 10.2). TrendMatrix value score: 8.1/10. Verdict: Hold.
14 analysts cover PLMR with a consensus score of 4.1/5. Average price target: $155.
What does Palomar Holdings, Inc. do?Palomar Holdings is a specialty insurance company offering earthquake, casualty, inland marine, crop, and fronting...
Palomar Holdings is a specialty insurance company offering earthquake, casualty, inland marine, crop, and fronting products through admitted and E&S market subsidiaries with an A-rated financial strength. Gross written premiums grew to $2.0 billion in 2025; the company distributes through retail agents, wholesale brokers, and program administrators, with California as its largest state at 31% of GWP.