Unum Group (UNM) Stock Analysis
Breakout setup
Financial Services · Insurance - Life
Sell if holding. Engine safety override at $82.13: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.7/10. Specifically: Elevated put/call ratio: 2.41; Below-average business quality.
Unum Group provides workplace financial protection benefits (disability, life, dental/vision, critical illness) in the US, UK, and Poland through three core segments: Unum US (65.4% of 2025 premium income), Colonial Life (17%), and Unum International (10%). Products are marketed... Read more
Sell if holding. Engine safety override at $82.13: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.7/10. Specifically: Elevated put/call ratio: 2.41; Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 56, MACD bullish. Score 5.7/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 69d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent Developments — Unum Group
Latest news
- Wells Fargo Maintains Overweight on Unum Gr, Raises Price Target to $100 — benzinga May 5, 2026 neutral
- Truist Securities Maintains Buy on Unum Gr, Raises Price Target to $96 — benzinga Apr 30, 2026 positive
- Transcript: Unum Gr Q1 2026 Earnings Conference Call — benzinga Apr 29, 2026 neutral
- Unum Gr Affirms FY2026 Adj EPS Guidance of $8.60-$8.90 vs $8.71 Est — benzinga Apr 28, 2026 neutral
- Unum Gr Q1 Adj. EPS $2.14 Beats $2.07 Estimate, Sales $3.355B Beat $2.853B Estimate — benzinga Apr 28, 2026 neutral
Generated 2026-05-20T20:21:22Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
2 floor-breakers
No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static
Quality below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $82.13: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.7/10. Specifically: Elevated put/call ratio: 2.41; Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 56, MACD bullish. Prior stop was $79.23. Score 5.7/10, moderate confidence.
Take-profit target: $84.46 (+2.7% upside). Prior stop was $79.23. Stop-loss: $79.23.
Target reached (2.7% upside); Quality below floor (3.3 < 4.0); Value-trap signals (2/5): Revenue declining (-9.8% YoY), High leverage (D/E 5.2).
Unum Group trades at a P/E of 17.8 (forward 8.4). TrendMatrix value score: 7.8/10. Verdict: Sell.
18 analysts cover UNM with a consensus score of 4.0/5. Average price target: $97.
What does Unum Group do?Unum Group provides workplace financial protection benefits (disability, life, dental/vision, critical illness) in the...
Unum Group provides workplace financial protection benefits (disability, life, dental/vision, critical illness) in the US, UK, and Poland through three core segments: Unum US (65.4% of 2025 premium income), Colonial Life (17%), and Unum International (10%). Products are marketed through employers to employees; the Closed Block segment contains run-off long-term care and legacy products.