F&G Annuities & Life, Inc. (FG) Stock Analysis
Recovery setup
Financial Services · Insurance - Life
Sell if holding. Analyst target reached at $28.27 — A.R:R is negative (-1.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Counterparty: Aspida Re.
F&G Annuities & Life is a fixed annuity and life insurance company with $57.6 billion in AUM as of December 31, 2025, serving approximately 778,000 policyholders and 145,000 pension risk transfer plan participants. It earns spread-based income from fixed indexed annuities,... Read more
Sell if holding. Analyst target reached at $28.27 — A.R:R is negative (-1.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Counterparty: Aspida Re. Chart setup: Death cross but MACD improving, RSI 90. Score 6.0/10, moderate confidence.
Passes 5/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on favorable risk/reward ratio and earnings proximity 6d<=7d. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHcounterpartyAspida Re10-K Item 1A: 'net amount recoverable from Aspida, Somerset, Everlake and Wilton Re were $8,589 million, $5,071 million, $1,868 million and $1,032 million, respectively'
- MEDIUMGeographictop five states40%10-K Item 1A: 'our top five states for the distribution of our products were California, Florida, Pennsylvania, Texas and New Jersey, which together accounted for 40% of our premiums'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker·1 ceiling hit
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $28.27 — A.R:R is negative (-1.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Counterparty: Aspida Re. Chart setup: Death cross but MACD improving, RSI 90. Prior stop was $26.75. Score 6.0/10, moderate confidence.
Take-profit target: $28.41 (+0.4% upside). Prior stop was $26.75. Stop-loss: $26.75.
Concentration risk — Counterparty: Aspida Re; Analyst target reached - limited upside remaining; Earnings in 6 days (event risk).
F&G Annuities & Life, Inc. trades at a P/E of 15.1 (forward 4.7). TrendMatrix value score: 9.5/10. Verdict: Sell.
10 analysts cover FG with a consensus score of 2.1/5. Average price target: $27.
What does F&G Annuities & Life, Inc. do?F&G Annuities & Life is a fixed annuity and life insurance company with $57.6 billion in AUM as of December 31, 2025,...
F&G Annuities & Life is a fixed annuity and life insurance company with $57.6 billion in AUM as of December 31, 2025, serving approximately 778,000 policyholders and 145,000 pension risk transfer plan participants. It earns spread-based income from fixed indexed annuities, MYGAs, and pension risk transfer, distributed through IMOs, banks, broker-dealers, and institutional channels, with $14.6 billion in gross sales in 2025.