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F&G Annuities & Life, Inc. (FG) Stock Analysis

SellHigh Confidence

Financial Services · Insurance - Life

Sell if holding. Analyst target reached at $27.35 — A.R:R is negative (-1.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2).

F&G Annuities & Life provides fixed indexed annuities (46% of gross sales), pension risk transfer solutions, indexed universal life insurance, and institutional funding agreements to ~778K policyholders with $57.6B AUM. Revenue comes from spread-based annuity earnings and... Read more

$27.35+8.3% A.UpsideScore 6.7/10#1 of 15 Insurance - Life
QualityF-score8 / 9FCF yield31.32%
IncomeYield3.57%Payout24.35%sustainable
Stop $25.80Target $29.63(resistance)A.R:R -1.8:1
Analyst target$27.00-1.3%1 analysts
Range unavailable (1 analysts)

Sell if holding. Analyst target reached at $27.35 — A.R:R is negative (-1.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 6.7/10, high confidence.

Passes 6/9 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 78d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and death cross (50MA < 200MA). Suitability: aggressive.

Recent Developments — F&G Annuities & Life, Inc.

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Consecutive earnings misses (2)
Earnings estimates trending DOWN

Key Metrics

P/E (TTM)7.2
P/E (Fwd)4.6
Mkt Cap$3.7B
EV/EBITDA4.0
Profit Mgn8.9%
ROE11.7%
Rev Growth30.7%
Beta1.34
Dividend3.57%
Rating analysts9

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C1.20bearish
IV72%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·2 ceiling hits

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Macd
0.0
Obv
1.0
Ma Position
3.0
Volume
3.6
Rsi
4.5
Volume distribution (falling OBV)Below 200-MA, MA slope -1.7%/30d — confirmed downtrend
GatesMomentum 2.4<4.5A.R:R -1.8=NEGATIVEDeath cross (50MA < 200MA)Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 78d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
44 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $26.60Resistance $30.23

Price Targets

$26
$30
A.Upside+8.3%
A.R:R-1.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-16.1% upside)
! NEWS_MOD=-2: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Momentum score 2.4/10 — below 4.5 minimum

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-08-05 (78d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is FG stock a buy right now?

Sell if holding. Analyst target reached at $27.35 — A.R:R is negative (-1.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $25.80. Score 6.7/10, high confidence.

What is the FG stock price target?

Take-profit target: $29.63 (+8.3% upside). Prior stop was $25.80. Stop-loss: $25.80.

What are the risks of investing in FG?

Analyst target reached - limited upside remaining; Consecutive earnings misses (2); Earnings estimates trending DOWN.

Is FG overvalued or undervalued?

F&G Annuities & Life, Inc. trades at a P/E of 7.2 (forward 4.6). TrendMatrix value score: 9.9/10. Verdict: Sell.

What do analysts say about FG?

9 analysts cover FG with a consensus score of 2.0/5. Average price target: $27.

What does F&G Annuities & Life, Inc. do?F&G Annuities & Life provides fixed indexed annuities (46% of gross sales), pension risk transfer solutions, indexed...

F&G Annuities & Life provides fixed indexed annuities (46% of gross sales), pension risk transfer solutions, indexed universal life insurance, and institutional funding agreements to ~778K policyholders with $57.6B AUM. Revenue comes from spread-based annuity earnings and growing fee-based sources (reinsurance sidecar, owned distribution). Blackstone manages asset origination as a strategic investment partner.

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