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RYRoyal Bank Of CanadaHold5.8·$196.54+0.62%
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Royal Bank Of Canada (RY) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Diversified

Hold if already holding. Not a fresh buy at $196.54, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (-0.0% away).

Royal Bank of Canada operates as a diversified financial service company worldwide. Its Personal Banking segment offers home equity financing, personal lending, chequing and savings accounts, private banking, auto financing, mutual funds, GICs, credit cards, and payment products... Read more

$196.54-1.3% A.UpsideScore 5.8/10#8 of 19 Banks - Diversified
QualityF-score4 / 9FCF yield
IncomeYield2.61%(5y avg 3.54%)Payout41.35%sustainable
Stop $190.61Target $193.91(resistance)A.R:R -2.2:1
Analyst target$186.71-5.0%3 analysts
$193.91our TP
$196.54price
$186.71mean
$168

Hold if already holding. Not a fresh buy at $196.54, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (-0.0% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 5.8/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 78d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-09
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Aug 27, 202678d to earnings· next earnings call

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (-0.0% away)
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2)

Key Metrics

P/E (TTM)17.7
P/E (Fwd)15.5
Mkt Cap$271.4B
EV/EBITDA
Profit Mgn33.7%
ROE16.2%
Rev Growth16.1%
Beta0.94
Dividend2.61%
Rating analysts24

Quality Signals

Piotroski F4/9MoatNarrow

Options Flow

P/C0.79neutral
IV41%normal
Max Pain$125-36.4% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.7
Support Resistance
0.7
52w Position
9.9
GatesA.R:R -2.2=NEGATIVEMomentum 6.6>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 78d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
84 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $179.08Resistance $197.87

Price Targets

$191
$194
A.Upside-1.3%
A.R:R-2.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-19.3% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-08-27 (78d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is RY stock a buy right now?

Hold if already holding. Not a fresh buy at $196.54, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (-0.0% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $193.91 (-1.3%), stop $190.61 (−3.1%), A.R:R -2.2:1. Score 5.8/10, moderate confidence.

What is the RY stock price target?

Take-profit target: $193.91 (-1.3% upside). Target $193.91 (-1.3%), stop $190.61 (−3.1%), A.R:R -2.2:1. Stop-loss: $190.61.

What are the risks of investing in RY?

Analyst target reached - limited upside remaining; Near 52-week high (-0.0% away); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2).

Is RY overvalued or undervalued?

Royal Bank Of Canada trades at a P/E of 17.7 (forward 15.5). TrendMatrix value score: 5.9/10. Verdict: Hold.

What do analysts say about RY?

24 analysts cover RY with a consensus score of 4.0/5. Average price target: $187.

What does Royal Bank Of Canada do?Royal Bank of Canada operates as a diversified financial service company worldwide. Its Personal Banking segment offers...

Royal Bank of Canada operates as a diversified financial service company worldwide. Its Personal Banking segment offers home equity financing, personal lending, chequing and savings accounts, private banking, auto financing, mutual funds, GICs, credit cards, and payment products and solutions. The company's Commercial Banking segments provides lending, deposit and transaction banking products and services. Its Wealth Management segment provides a suite of wealth, investment, trust, banking, credit, and other solutions to clients; asset management products to institutional and individual clients; and asset and investor services to financial institutions, asset managers, and asset owners. The company's Insurance segment offers life, health, travel, wealth, annuities, property and casualty, and reinsurance advice and solutions; digital platforms; and independent brokers and partners, as well as client-led advice and solutions. The company's Capital Markets segment offers advisory and origination, sales and trading, lending and financing, and transaction banking services to corporations, institutional clients, asset managers, private equity firms, and governments. The company was founded in 1864 and is based in Toronto, Canada.

Related stocks: C (Citigroup, Inc.) · UBS (UBS Group AG Registered) · BK (The Bank of New York Mellon Cor) · BAC (Bank of America Corporation) · JPM (JP Morgan Chase & Co.)
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