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Royal Bank Of Canada (RY) Stock Analysis

Breakout setup · Catalyst-Driven edge

SellModerate Confidence

Financial Services · Banks - Diversified

Sell if holding. Analyst target reached at $178.39 — A.R:R is negative (-1.6) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (1.3% away).

Royal Bank of Canada operates as a diversified financial service company worldwide. Its Personal Banking segment offers home equity financing, personal lending, chequing and savings accounts, private banking, auto financing, mutual funds, GICs, credit cards, and payment products... Read more

$178.39-1.4% A.UpsideScore 5.3/10#17 of 19 Banks - Diversified
Stop $173.81Target $175.96(resistance)A.R:R -1.6:1
Analyst target$174.86-2.0%3 analysts
$175.96our TP
$178.39price
$174.86mean
$143
$200

Sell if holding. Analyst target reached at $178.39 — A.R:R is negative (-1.6) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (1.3% away). Chart setup: Golden cross, above all MAs, RSI 69, MACD bullish. Score 5.3/10, moderate confidence.

Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 27d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Thesis

Rewards
Strong earnings beat streak (3/4)
Risks
Analyst target reached - limited upside remaining
Near 52-week high (1.3% away)

Key Metrics

P/E (TTM)16.4
P/E (Fwd)13.7
Mkt Cap$243.6B
EV/EBITDA
Profit Mgn33.1%
ROE15.4%
Rev Growth7.5%
Beta0.92
Dividend2.73%
Rating analysts24

Quality Signals

Piotroski F4/9

Options Flow

P/C1.12bearish
IV36%normal
Max Pain$125-29.9% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Value Rank
1.8
Growth Rank
2.6
Quality Rank
6.2
GatesA.R:R -1.6=NEGATIVEMomentum 6.7>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 27d clearSEMI CYCLE PEAK CLEARBreakoutSuitability: Moderate
RSI
69 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $160.20Resistance $179.55

Price Targets

$174
$176
A.Upside-1.4%
A.R:R-1.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (-16.7% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-05-28 (27d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is RY stock a buy right now?

Sell if holding. Analyst target reached at $178.39 — A.R:R is negative (-1.6) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (1.3% away). Chart setup: Golden cross, above all MAs, RSI 69, MACD bullish. Prior stop was $173.81. Score 5.3/10, moderate confidence.

What is the RY stock price target?

Take-profit target: $175.96 (-1.4% upside). Prior stop was $173.81. Stop-loss: $173.81.

What are the risks of investing in RY?

Analyst target reached - limited upside remaining; Near 52-week high (1.3% away).

Is RY overvalued or undervalued?

Royal Bank Of Canada trades at a P/E of 16.4 (forward 13.7). TrendMatrix value score: 6.2/10. Verdict: Sell.

What do analysts say about RY?

24 analysts cover RY with a consensus score of 4.1/5. Average price target: $175.

What does Royal Bank Of Canada do?Royal Bank of Canada operates as a diversified financial service company worldwide. Its Personal Banking segment offers...

Royal Bank of Canada operates as a diversified financial service company worldwide. Its Personal Banking segment offers home equity financing, personal lending, chequing and savings accounts, private banking, auto financing, mutual funds, GICs, credit cards, and payment products and solutions. The company's Commercial Banking segments provides lending, deposit and transaction banking products and services. Its Wealth Management segment provides a suite of wealth, investment, trust, banking, credit, and other solutions to clients; asset management products to institutional and individual clients; and asset and investor services to financial institutions, asset managers, and asset owners. The company's Insurance segment offers life, health, travel, wealth, annuities, property and casualty, and reinsurance advice and solutions; digital platforms; and independent brokers and partners, as well as client-led advice and solutions. The company's Capital Markets segment offers advisory and origination, sales and trading, lending and financing, and transaction banking services to corporations, institutional clients, asset managers, private equity firms, and governments. The company was founded in 1864 and is based in Toronto, Canada.

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