Royal Bank of Canada has beaten earnings estimates in all 4 of the last 4 quarters with an average positive surprise of 8.5%, leads its diversified banking peer group in revenue growth, and carries strong net margins of 34%, but the stock has already exceeded analyst consensus targets and sits at overbought levels with falling on-balance volume.
Thesis pillars
- Four Quarter Earnings Beat And Margins→Stable
- Industry Leading Revenue Growth→Stable
- Price Above Analyst Target Overbought→Stable
- +1 more pillar — see the Why tab for full reasoning
Royal Bank Of Canada (RY) Stock Analysis
Financial Services · Banks - Diversified
Sell if holding. Analyst target reached at $204.79 — A.R:R is negative (-2.5) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (0.0% away).
Royal Bank of Canada operates as a diversified financial service company worldwide. Its Personal Banking segment offers home equity financing, personal lending, chequing and savings accounts, private banking, auto financing, mutual funds, GICs, credit cards, and payment products... Read more
Sell if holding. Analyst target reached at $204.79 — A.R:R is negative (-2.5) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (0.0% away). Chart setup: No clear chart pattern; technical signals are mixed. Score 5.4/10, moderate confidence.
Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 58d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated 2026-06-30Recent Developments — Royal Bank Of Canada
Latest news
- NEWS Royal Bank of Canada stock falls Wednesday, still outperforms market - MarketWatch — MarketWatch negative
- NEWS Royal Bank of Canada (TSX:RY) announces an Equity Buyback for 45,000,000 shares, representing 3.24% of its issued share — marketscreener.com positive
- NEWS Royal Bank of Canada: Buyback Represents About 3.24% of Shares Outstanding >RY.T - Moomoo — Moomoo positive
- NEWS Royal Bank of Canada to repurchase up to 45 million of its common shares - marketscreener.com — marketscreener.com positive
- NEWS Royal Bank of Canada to repurchase up to 45 million of its common shares - PR Newswire Canada — PR Newswire Canada positive
Generated 2026-06-30T03:14:01Z.
Upcoming dated catalysts
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Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
2 floor-breakers
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $204.79 — A.R:R is negative (-2.5) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (0.0% away). Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $199.35. Score 5.4/10, moderate confidence.
Take-profit target: $200.88 (-1.9% upside). Prior stop was $199.35. Stop-loss: $199.35.
Analyst target reached - limited upside remaining; Near 52-week high (0.0% away); Earnings estimates trending DOWN.
Royal Bank Of Canada trades at a P/E of 18.8 (forward 16.4). TrendMatrix value score: 5.8/10. Verdict: Sell.
24 analysts cover RY with a consensus score of 4.0/5. Average price target: $191.
What does Royal Bank Of Canada do?Royal Bank of Canada operates as a diversified financial service company worldwide. Its Personal Banking segment offers...
Royal Bank of Canada operates as a diversified financial service company worldwide. Its Personal Banking segment offers home equity financing, personal lending, chequing and savings accounts, private banking, auto financing, mutual funds, GICs, credit cards, and payment products and solutions. The company's Commercial Banking segments provides lending, deposit and transaction banking products and services. Its Wealth Management segment provides a suite of wealth, investment, trust, banking, credit, and other solutions to clients; asset management products to institutional and individual clients; and asset and investor services to financial institutions, asset managers, and asset owners. The company's Insurance segment offers life, health, travel, wealth, annuities, property and casualty, and reinsurance advice and solutions; digital platforms; and independent brokers and partners, as well as client-led advice and solutions. The company's Capital Markets segment offers advisory and origination, sales and trading, lending and financing, and transaction banking services to corporations, institutional clients, asset managers, private equity firms, and governments. The company was founded in 1864 and is based in Toronto, Canada.