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ProAssurance Corporation (PRA) Stock Analysis

SellModerate Confidence

Financial Services · Insurance - Property & Casualty

Earnings in 6 days (2026-05-06). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Sell if holding. Analyst target reached at $24.73 — A.R:R is negative (-0.9) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (0.5% away).

ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products in the United States. It operates through three segments: Specialty Property and Casualty, Workers' Compensation Insurance, Segregated Portfolio Cell... Read more

$24.73-1.7% A.UpsideScore 5.2/10#23 of 29 Insurance - Property & Casualty
Stop $24.49Target $24.30(resistance)A.R:R -0.9:1
Analyst target$25.00+1.1%2 analysts
Range unavailable (2 analysts)

Sell if holding. Analyst target reached at $24.73 — A.R:R is negative (-0.9) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (0.5% away). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 5.2/10, moderate confidence.

Passes 5/7 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on favorable risk/reward ratio and earnings proximity 6d<=7d. Suitability: aggressive.

Thesis

Rewards
Attractive valuation
Risks
Analyst target reached - limited upside remaining
Near 52-week high (0.5% away)
Earnings in 6 days (event risk)

Key Metrics

P/E (TTM)25.0
P/E (Fwd)22.2
Mkt Cap$1.3B
EV/EBITDA9.3
Profit Mgn4.6%
ROE4.0%
Rev Growth-4.1%
Beta0.03
DividendNone
Rating analysts12

Quality Signals

Piotroski F4/9

Options Flow

P/C2.00bearish
IV78%elevated
Max Pain$25+1.1% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
0.7
Quality Rank
1.0
Value Rank
3.1
GatesA.R:R -0.9=NEGATIVEEARNINGS PROXIMITY 6d<=7dMomentum 6.0>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARSuitability: Aggressive
RSI
73 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $24.11Resistance $24.80

Price Targets

$24
$24
A.Upside-1.7%
A.R:R-0.9:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (-14.1% upside)
! Negative risk/reward — downside exceeds upside
! EARNINGS_PROXIMITY:6d<=7d

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-05-06 (6d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is PRA stock a buy right now?

Sell if holding. Analyst target reached at $24.73 — A.R:R is negative (-0.9) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (0.5% away). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $24.49. Score 5.2/10, moderate confidence.

What is the PRA stock price target?

Take-profit target: $24.30 (-1.7% upside). Prior stop was $24.49. Stop-loss: $24.49.

What are the risks of investing in PRA?

Analyst target reached - limited upside remaining; Near 52-week high (0.5% away); Earnings in 6 days (event risk).

Is PRA overvalued or undervalued?

ProAssurance Corporation trades at a P/E of 25.0 (forward 22.2). TrendMatrix value score: 7.5/10. Verdict: Sell.

What do analysts say about PRA?

12 analysts cover PRA with a consensus score of 2.4/5. Average price target: $25.

What does ProAssurance Corporation do?ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products...

ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products in the United States. It operates through three segments: Specialty Property and Casualty, Workers' Compensation Insurance, Segregated Portfolio Cell Reinsurance, and Corporate. The company offers professional liability insurance to healthcare providers and institutions, and attorneys and their firms; medical technology liability insurance to medical technology and life sciences companies; and custom alternative risk solutions, including assumed reinsurance and captive cell programs for healthcare professional liability insureds. It also provides workers' compensation insurance products, such as guaranteed cost policies, policyholder dividend policies, retrospectively rated policies, and deductible policies, as well as alternative market solutions that include program design, fronting, claims administration, risk management, SPC rental, asset management, and SPC management services for individual companies, agencies, groups, and associations. It markets its products through independent agencies and brokers, as well as an internal business development team. ProAssurance Corporation was founded in 1976 and is headquartered in Birmingham, Alabama.

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