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ProAssurance Corporation (PRA) Stock Analysis

Range Bound setup

SellModerate Confidence

Financial Services · Insurance - Property & Casualty

Sell if holding. Engine safety override at $24.66: Quality below floor (3.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.3/10. Specifically: High short interest: 23%; Below-average business quality.

ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products in the United States. It operates through three segments: Specialty Property and Casualty, Workers' Compensation Insurance, Segregated Portfolio Cell... Read more

$24.66-1.5% A.UpsideScore 4.3/10#27 of 29 Insurance - Property & Casualty
QualityF-score4 / 9FCF yield3.72%
Stop $24.44Target $24.30(resistance)A.R:R -0.9:1
Analyst target$25.00+1.4%2 analysts
Range unavailable (2 analysts)

Sell if holding. Engine safety override at $24.66: Quality below floor (3.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.3/10. Specifically: High short interest: 23%; Below-average business quality. Chart setup: RSI 43 mid-range, Bollinger mid-band. Score 4.3/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 76d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

Recent Developments — ProAssurance Corporation

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
No bull case signals
Risks
Target reached (-13.8% upside)
Quality below floor (3.5 < 4.0)

Key Metrics

P/E (TTM)19.6
P/E (Fwd)21.8
Mkt Cap$1.3B
EV/EBITDA9.7
Profit Mgn6.0%
ROE5.1%
Rev Growth-4.9%
Beta0.04
DividendNone
Rating analysts12

Quality Signals

Piotroski F4/9

Options Flow

IV46%normal
Max Pain$15-39.2% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

3 floor-breakers

Revenue shrinking — -4.9% YoY. Growth thesis broken unless recovery story develops.static

Revenue Growth
1.3
Declining revenue: -5%
Low model confidence on this dimension (33%).

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
1.0
Quality Rank
1.4
Value Rank
3.3

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Roa
1.0
Roe
1.7
Gross Margin
1.8
Operating Margin
2.6
Net Margin
3.0
Moat
3.9
Piotroski F
4.4
Fcf Quality
5.5
Current Ratio
7.2
Earnings quality warning: 73% FCF/NINo competitive moat
GatesA.R:R -0.9=NEGATIVEMomentum 6.3>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 76d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
43 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $24.49Resistance $24.80

Price Targets

$24
$24
A.Upside-1.5%
A.R:R-0.9:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-13.8% upside)
! Quality below floor (3.5 < 4.0)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-08-04 (76d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is PRA stock a buy right now?

Sell if holding. Engine safety override at $24.66: Quality below floor (3.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.3/10. Specifically: High short interest: 23%; Below-average business quality. Chart setup: RSI 43 mid-range, Bollinger mid-band. Prior stop was $24.44. Score 4.3/10, moderate confidence.

What is the PRA stock price target?

Take-profit target: $24.30 (-1.5% upside). Prior stop was $24.44. Stop-loss: $24.44.

What are the risks of investing in PRA?

Target reached (-13.8% upside); Quality below floor (3.5 < 4.0).

Is PRA overvalued or undervalued?

ProAssurance Corporation trades at a P/E of 19.6 (forward 21.8). TrendMatrix value score: 6.5/10. Verdict: Sell.

What do analysts say about PRA?

12 analysts cover PRA with a consensus score of 2.4/5. Average price target: $25.

What does ProAssurance Corporation do?ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products...

ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products in the United States. It operates through three segments: Specialty Property and Casualty, Workers' Compensation Insurance, Segregated Portfolio Cell Reinsurance, and Corporate. The company offers professional liability insurance to healthcare providers and institutions, and attorneys and their firms; medical technology liability insurance to medical technology and life sciences companies; and custom alternative risk solutions, including assumed reinsurance and captive cell programs for healthcare professional liability insureds. It also provides workers' compensation insurance products, such as guaranteed cost policies, policyholder dividend policies, retrospectively rated policies, and deductible policies, as well as alternative market solutions that include program design, fronting, claims administration, risk management, SPC rental, asset management, and SPC management services for individual companies, agencies, groups, and associations. It markets its products through independent agencies and brokers, as well as an internal business development team. ProAssurance Corporation was founded in 1976 and is headquartered in Birmingham, Alabama.

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