OneMain Holdings, Inc. (OMF) Stock Analysis
Falling Knife setup · Temp Headwind edge
Financial Services · Credit Services
Wait — supporting gate not met yet. Price is at or below entry $52.68 but weak momentum still blocks BUY_NOW. Key risks: Leverage penalty (D/E 6.6): -1.5; Negative momentum.
OneMain Holdings is a leading nonprime consumer lender operating through more than 1,300 branch locations in 48 states plus digital channels, offering personal loans, auto finance, and credit cards. As of December 31, 2025, it had $24.8 billion in finance receivables from... Read more
Wait — supporting gate not met yet. Price is at or below entry $52.68 but weak momentum still blocks BUY_NOW. Key risks: Leverage penalty (D/E 6.6): -1.5; Negative momentum. Chart setup: Death cross, below all MAs, RSI 26, MACD bearish. Value play: 47% MoS with quality 8.0. Score 5.9/10, moderate confidence.
Passes 7/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 63d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum. Suitability: moderate.
Recent Developments — OneMain Holdings, Inc.
Latest news
- OneMain (NYSE: OMF) 2026 proxy details 2025 results, $1B buyback and pay plan - Stock Titan — Stock Titan positive
- ONEMAIN INVESTOR ALERT: Bragar Eagel & Squire, P.C. is - GlobeNewswire — GlobeNewswire negative
- OneMain Holdings, Inc. (NYSE:OMF) Given Consensus Rating of "Moderate Buy" by Brokerages - MarketBeat — MarketBeat positive
- OneMain Holdings (OMF) tops Q1 earnings estimates - MSN — MSN positive
- OneMain Holdings (OMF) tops Q1 earnings estimates - msn.com — msn.com positive
Generated 2026-05-20T20:21:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker·1 ceiling hit
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Wait — supporting gate not met yet. Price is at or below entry $52.68 but weak momentum still blocks BUY_NOW. Key risks: Leverage penalty (D/E 6.6): -1.5; Negative momentum. Chart setup: Death cross, below all MAs, RSI 26, MACD bearish. Value play: 47% MoS with quality 8.0. Target $58.97 (+13.0%), stop $49.82 (−4.8%), Setup A.R:R 3.0:1. Score 5.9/10, moderate confidence.
Take-profit target: $58.97 (+12.7% upside). Target $58.97 (+13.0%), stop $49.82 (−4.8%), Setup A.R:R 3.0:1. Stop-loss: $49.82.
Leverage penalty (D/E 6.6): -1.5; Negative momentum.
OneMain Holdings, Inc. trades at a P/E of 7.9 (forward 6.1). TrendMatrix value score: 8.6/10. Verdict: Buy (Wait for Entry).
19 analysts cover OMF with a consensus score of 3.8/5. Average price target: $68.
What does OneMain Holdings, Inc. do?OneMain Holdings is a leading nonprime consumer lender operating through more than 1,300 branch locations in 48 states...
OneMain Holdings is a leading nonprime consumer lender operating through more than 1,300 branch locations in 48 states plus digital channels, offering personal loans, auto finance, and credit cards. As of December 31, 2025, it had $24.8 billion in finance receivables from approximately 3.6 million customer accounts.