Credit Acceptance Corporation (CACC) Stock Analysis
Breakout setup
Financial Services · Credit Services
Hold if already holding. Not a fresh buy at $547.93, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.0% away).
Credit Acceptance Corporation is a US auto finance company that partners with automotive dealers to provide financing to consumers regardless of credit history, primarily through its portfolio program and purchase program. The company earns finance charges and fees on subprime... Read more
Hold if already holding. Not a fresh buy at $547.93, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.0% away). Chart setup: Golden cross, above all MAs, RSI 69, MACD bullish. Downgraded from BUY WAIT — price $547.93 has reached target $553.84. No upside to wait for. Score 6.6/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 72d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent Developments — Credit Acceptance Corporation
Latest news
- A Look at Credit Acceptance Corp (CACC) After 3.1% Decline -- GF Value $611.88 vs Price $500.62 - GuruFocus — GuruFocus negative
- Credit acceptance (NASDAQ:CACC): Jill Foss Watson sells $5.09m in shares - Investing.com India — Investing.com India negative
- Credit acceptance (NASDAQ:CACC): Jill Foss Watson sells $5.09m in shares - Investing.com Australia — Investing.com Australia negative
- Credit acceptance (NASDAQ:CACC): Jill Foss Watson sells $5.09m in shares - Investing.com Canada — Investing.com Canada negative
- Credit acceptance (NASDAQ:CACC): Jill Foss Watson sells $5.09m in shares By Investing.com - Investing.com South Africa — Investing.com South Africa neutral
Generated 2026-05-20T21:56:21Z.
Thesis
Key Metrics
Quality Signals
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $547.93, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.0% away). Chart setup: Golden cross, above all MAs, RSI 69, MACD bullish. Downgraded from BUY WAIT — price $547.93 has reached target $553.84. No upside to wait for. Target $553.84 (+1.1%), stop $480.73 (−14.0%), A.R:R -1.8:1. Score 6.6/10, moderate confidence.
Take-profit target: $553.84 (+9.7% upside). Target $553.84 (+1.1%), stop $480.73 (−14.0%), A.R:R -1.8:1. Stop-loss: $480.73.
Analyst target reached - limited upside remaining; Near 52-week high (3.0% away); Leverage penalty (D/E 4.2): -1.5.
Credit Acceptance Corporation trades at a P/E of 13.8 (forward 10.2). TrendMatrix value score: 7.5/10. Verdict: Hold.
8 analysts cover CACC with a consensus score of 2.4/5. Average price target: $537.
What does Credit Acceptance Corporation do?Credit Acceptance Corporation is a US auto finance company that partners with automotive dealers to provide financing...
Credit Acceptance Corporation is a US auto finance company that partners with automotive dealers to provide financing to consumers regardless of credit history, primarily through its portfolio program and purchase program. The company earns finance charges and fees on subprime auto loan contracts.