Insperity is a low-quality staffing and employer-services company with a 4.9% dividend and a 3-of-4 earnings beat record, but the price is above the analyst target and momentum is only middling.
Thesis pillars
- Weak Quality Strong Cash Conversion↑Improving
- Price Above Analyst Target↓Deteriorating
- Earnings Beats Mostly Intact↑Improving
- +2 more pillars — see the Why tab for full reasoning
Pillars as of Nov 1, 2026, based on the 10-K filed Feb 11, 2026
Insperity, Inc. (NSP) Stock Analysis
Industrials · Staffing & Employment Services
Sell if holding. Engine safety override at $53.18: Quality below floor (3.0 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.7/10. Specifically: Below-average business quality.
We provide an array of human resources ("HR") and business solutions designed to help improve business performance. Since our formation in 1986, we have evolved from being solely a professional employer organization ("PEO"), an industry we pioneered, to our current position as a... Read more
Sell if holding. Engine safety override at $53.18: Quality below floor (3.0 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.7/10. Specifically: Below-average business quality. Chart setup: No clear chart pattern; technical signals are mixed. Score 4.7/10, moderate confidence.
Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity 98d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated Oct 29, 2026Recent Developments — Insperity, Inc.
Latest news
- NEWS Insperity Releases New Research on AI and Workforce Strategy — fiscal.ai Oct 29, 2026 neutral
- NEWS Insperity Reports Third Quarter 2026 Financial Results — fiscal.ai Oct 29, 2026
- NEWS Insperity Q3 2026 Earnings Call Transcript — benzinga Oct 29, 2026 neutral
- NEWS Insperity Narrows FY2026 GAAP EPS Guidance from $0.76-$1.31 to $0.81-$1.16 vs $1.06 Est — benzinga Oct 29, 2026 negative
- NEWS Insperity Q3 Adj. EPS $0.22 Beats $0.21 Estimate, Sales $1.651B Beat $1.636B Estimate — benzinga Oct 29, 2026 positive
Latest item Oct 29, 2026 · Generated 2026-11-03T12:09:33Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy
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Rating Breakdown
3 floor-breakers
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Quality below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $53.18: Quality below floor (3.0 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.7/10. Specifically: Below-average business quality. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $49.46. Score 4.7/10, moderate confidence.
Analyst target $43.77 reached (−17.7% from $53.18); no take-profit level is published. Prior stop was $49.46. Stop-loss: $49.46.
Target reached (-17.7% upside); Quality below floor (3.0 < 4.0).
Insperity, Inc. trades at a P/E of 759.7 (forward 19.8). TrendMatrix value score: 5.9/10. Verdict: Sell.
13 analysts rate NSP, with a consensus score of 2.5/5. 4 analysts publish price targets averaging $52.
What does Insperity, Inc. do?We provide an array of human resources ("HR") and business solutions designed to help improve business performance....
We provide an array of human resources ("HR") and business solutions designed to help improve business performance. Since our formation in 1986, we have evolved from being solely a professional employer organization ("PEO"), an industry we pioneered, to our current position as a comprehensive business performance solutions provider.