Midland States Bancorp, Inc. (MSBI) Stock Analysis
Range Bound setup · Inst Constrain edge
Financial Services · Banks - Regional
Sell if holding. Analyst target reached at $30.35 — A.R:R is negative (-2.4) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (4.2% away).
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company... Read more
Sell if holding. Analyst target reached at $30.35 — A.R:R is negative (-2.4) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (4.2% away). Chart setup: RSI 57 mid-range, Bollinger mid-band. Score 5.6/10, moderate confidence.
Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 19d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
2 floor-breakers
No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $30.35 — A.R:R is negative (-2.4) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (4.2% away). Chart setup: RSI 57 mid-range, Bollinger mid-band. Prior stop was $28.55. Score 5.6/10, moderate confidence.
Take-profit target: $31.05 (+2.3% upside). Prior stop was $28.55. Stop-loss: $28.55.
Analyst target reached - limited upside remaining; Near 52-week high (4.2% away); Consecutive earnings misses (3).
Midland States Bancorp, Inc. trades at a P/E of 25.3 (forward 9.7). TrendMatrix value score: 7.2/10. Verdict: Sell.
10 analysts cover MSBI with a consensus score of 2.5/5. Average price target: $28.
What does Midland States Bancorp, Inc. do?Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various...
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.