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LTC Properties, Inc. (LTC) Stock Analysis

Range Bound setup

SellVALUE-TRAP 1/5High Confidence

Real Estate · REIT - Healthcare Facilities

Sell if holding. Analyst target reached at $38.43 — A.R:R is negative (-1.4) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Property Type: seniors housing and health care properties.

LTC Properties is a healthcare REIT investing in seniors housing and skilled nursing facilities through triple-net leases, sale-leasebacks, mortgage loans, and a RIDEA-structure SHOP segment added in Q2 2025. Total investment portfolio carrying value was $2.0 billion as of... Read more

$38.43+0.7% A.UpsideScore 4.8/10#11 of 13 REIT - Healthcare Facilities
QualityF-score6 / 9FCF yield11.91%
IncomeYield5.93%(5y avg 6.46%)Payout89.41%
Stop $37.11Target $38.68(resistance)A.R:R -1.4:1
Analyst target$41.00+6.7%7 analysts
$38.68our TP
$38.43price
$41.00mean
$45

Sell if holding. Analyst target reached at $38.43 — A.R:R is negative (-1.4) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Property Type: seniors housing and health care properties. Chart setup: RSI 50 mid-range, Bollinger mid-band. Score 4.8/10, high confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 76d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

Recent Developments — LTC Properties, Inc.

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Strong earnings beat streak (3/4)
Risks
Concentration risk — Property Type: seniors housing and health care properties
Analyst target reached - limited upside remaining
Sector modifier (Real Estate): -1.2

Key Metrics

P/E (TTM)15.1
P/E (Fwd)23.4
Mkt Cap$2.0B
EV/EBITDA18.0
Profit Mgn40.2%
ROE11.3%
Rev Growth-19.0%
Beta0.59
Dividend5.93%
Rating analysts12

Quality Signals

Piotroski F6/9

Options Flow

P/C0.15bullish
IV30%low

Concentration Risks(10-K Item 1A)

  • MEDIUMTenanttop three operators25%
    10-K Item 1A: 'approximately 25.3% of our revenues from leases and interest income from real estate investments were generated from three operators'
  • HIGHPropertyseniors housing and health care properties
    10-K Item 1: 'Our investment policy is to invest primarily in seniors housing and health care properties'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Revenue shrinking — -19.0% YoY. Growth thesis broken unless recovery story develops.static

Revenue Growth
0.0
Earnings Growth
0.0
Declining revenue: -19%
GatesA.R:R -1.4=NEGATIVEMomentum 6.1>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 76d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
50 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $37.25Resistance $39.47

Price Targets

$37
$39
A.Upside+0.7%
A.R:R-1.4:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-7.2% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-03 (76d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is LTC stock a buy right now?

Sell if holding. Analyst target reached at $38.43 — A.R:R is negative (-1.4) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Property Type: seniors housing and health care properties. Chart setup: RSI 50 mid-range, Bollinger mid-band. Prior stop was $37.11. Score 4.8/10, high confidence.

What is the LTC stock price target?

Take-profit target: $38.68 (+0.7% upside). Prior stop was $37.11. Stop-loss: $37.11.

What are the risks of investing in LTC?

Concentration risk — Property Type: seniors housing and health care properties; Analyst target reached - limited upside remaining; Sector modifier (Real Estate): -1.2.

Is LTC overvalued or undervalued?

LTC Properties, Inc. trades at a P/E of 15.1 (forward 23.4). TrendMatrix value score: 4.3/10. Verdict: Sell.

What do analysts say about LTC?

12 analysts cover LTC with a consensus score of 3.4/5. Average price target: $41.

What does LTC Properties, Inc. do?LTC Properties is a healthcare REIT investing in seniors housing and skilled nursing facilities through triple-net...

LTC Properties is a healthcare REIT investing in seniors housing and skilled nursing facilities through triple-net leases, sale-leasebacks, mortgage loans, and a RIDEA-structure SHOP segment added in Q2 2025. Total investment portfolio carrying value was $2.0 billion as of December 31, 2025; revenue comes from rental income, interest on loans, and SHOP resident fees.

Related stocks: OHI (Omega Healthcare Investors, Inc) · SBRA (Sabra Health Care REIT, Inc.) · AHR (American Healthcare REIT, Inc.) · MPT (Medical Properties Trust, Inc.) · SILA (Sila Realty Trust, Inc.)