Lemonade, Inc. (LMND) Stock Analysis
Financial Services · Insurance - Property & Casualty
Sell if holding. Engine safety override at $55.12: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 5.2/10. Specifically: High short interest: 16%; Below-average business quality; Negative price momentum.
Lemonade is a digital-first insurer offering renters, homeowners, pet, car, and life insurance in the US and select European markets, with over 3 million customers. It earns revenue through premiums on a subscription model, using AI bots for underwriting and claims processing... Read more
Sell if holding. Engine safety override at $55.12: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 5.2/10. Specifically: High short interest: 16%; Below-average business quality; Negative price momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 5.2/10, moderate confidence.
Passes 4/6 gates (clean insider activity, no SEC red flags, earnings proximity no date, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHSuppliersole provider of third-party data centers10-K Item 1A: 'Interruptions or delays in the services provided by our sole provider of third-party data centers could impair the operability of our website.'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
3 floor-breakers·2 ceiling hits
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Unprofitable operations — net margin -22.4%. Quality floor flags this regardless of sector context.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $55.12: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 5.2/10. Specifically: High short interest: 16%; Below-average business quality; Negative price momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $51.15. Score 5.2/10, moderate confidence.
Take-profit target: $56.65 (+3.0% upside). Prior stop was $51.15. Stop-loss: $51.15.
Concentration risk — Supplier: sole provider of third-party data centers; Target reached (3.0% upside); Quality below floor (2.9 < 4.0).
Lemonade, Inc. trades at a P/E of N/A (forward -155.6). TrendMatrix value score: 5.5/10. Verdict: Sell.
18 analysts cover LMND with a consensus score of 3.5/5. Average price target: $65.
What does Lemonade, Inc. do?Lemonade is a digital-first insurer offering renters, homeowners, pet, car, and life insurance in the US and select...
Lemonade is a digital-first insurer offering renters, homeowners, pet, car, and life insurance in the US and select European markets, with over 3 million customers. It earns revenue through premiums on a subscription model, using AI bots for underwriting and claims processing while ceding risk through reinsurance.