Lemonade, Inc. (LMND) Stock Analysis
Range Bound setup
Financial Services · Insurance - Property & Casualty
Sell if holding. Engine safety override at $53.87: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.0/10. Specifically: High short interest: 16%; Elevated put/call ratio: 3.54; Below-average business quality.
Lemonade is a digital-first insurance company offering renters, homeowners, pet, car, and life insurance in the U.S. and select European markets through AI-driven bots and a vertically integrated technology platform. Revenue comes from premiums (net of reinsurance ceded), with... Read more
Sell if holding. Engine safety override at $53.87: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.0/10. Specifically: High short interest: 16%; Elevated put/call ratio: 3.54; Below-average business quality. Chart setup: RSI 50 mid-range, Bollinger mid-band. Score 5.0/10, moderate confidence.
Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 55d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated 2026-06-09Recent Developments — Lemonade, Inc.
Latest news
- NEWS Morgan Stanley Maintains Overweight on Lemonade, Lowers Price Target to $75 — benzinga May 21, 2026 positive
- NEWS Piper Sandler Maintains Neutral on Lemonade, Lowers Price Target to $62 — benzinga Apr 30, 2026 neutral
- NEWS Citizens Maintains Market Outperform on Lemonade, Lowers Price Target to $80 — benzinga Apr 30, 2026 positive
- NEWS Truist Securities Maintains Buy on Lemonade, Lowers Price Target to $70 — benzinga Apr 30, 2026 neutral
- NEWS What's Going On With Lemonade Stock Wednesday? — benzinga Apr 29, 2026 neutral
Generated 2026-06-09T22:21:41Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMcounterpartyHannover Ruck SE and MAPFRE Re10-K Item 1: 'Proportional Reinsurance Contracts with a term of one year that expires on June 30, 2026 are issued by Hannover Ruck SE and MAPFRE Re Compania De Reaseguros S.A., each holding an ‘A’ or better rating from A.M. Best'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
4 floor-breakers·1 ceiling hit
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Volatile — 5.8% daily ATR makes tight stops impractical. Position-size conservatively.static
Unprofitable operations — net margin -16.4%. Quality floor flags this regardless of sector context.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $53.87: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.0/10. Specifically: High short interest: 16%; Elevated put/call ratio: 3.54; Below-average business quality. Chart setup: RSI 50 mid-range, Bollinger mid-band. Prior stop was $50.10. Score 5.0/10, moderate confidence.
Take-profit target: $59.10 (+9.7% upside). Prior stop was $50.10. Stop-loss: $50.10.
Target reached (-3.8% upside); Quality below floor (3.3 < 4.0).
Lemonade, Inc. trades at a P/E of N/A (forward -141.3). TrendMatrix value score: 5.2/10. Verdict: Sell.
19 analysts cover LMND with a consensus score of 3.5/5. Average price target: $60.
What does Lemonade, Inc. do?Lemonade is a digital-first insurance company offering renters, homeowners, pet, car, and life insurance in the U.S....
Lemonade is a digital-first insurance company offering renters, homeowners, pet, car, and life insurance in the U.S. and select European markets through AI-driven bots and a vertically integrated technology platform. Revenue comes from premiums (net of reinsurance ceded), with subscription-based recurring revenue and strong retention; the company has ~3 million customers and holds wholesale proportional reinsurance contracts covering ~20% of its book as of mid-2026.