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St. Joe Company (The) (JOE) Stock Analysis

SellVALUE-TRAP 1/5Moderate Confidence

Real Estate · Real Estate - Diversified

Sell if holding. Momentum 3.0/10 is below the 5.0 floor at $65.07 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Consecutive earnings misses (2); Concentration risk — Geographic: Northwest Florida.

The St. Joe Company is a diversified real estate developer and operator concentrated in Northwest Florida, owning approximately 165,000 acres as of December 31, 2025 with approximately 87% in Florida's Bay, Gulf, and Walton counties. Revenue comes from residential homesite sales... Read more

$65.07+9.3% A.UpsideScore 5.8/10Peer score 6.1/10 · 149 Real Estate (sector)
Stop $61.39Target $71.10(resistance)A.R:R 0.0:1

Sell if holding. Momentum 3.0/10 is below the 5.0 floor at $65.07 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Consecutive earnings misses (2); Concentration risk — Geographic: Northwest Florida. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 5.8/10, moderate confidence.

Passes 4/6 gates (clean insider activity, no SEC red flags, earnings proximity no date, semi cycle peak clear). Fails on weak momentum. Suitability: aggressive.

Thesis

Rewards
High-quality business
Strong growth profile
Risks
Concentration risk — Geographic: Northwest Florida
Consecutive earnings misses (2)
Expensive valuation

Key Metrics

P/E (TTM)34.7
P/E (Fwd)627.5
Mkt Cap$4.0B
EV/EBITDA22.8
Profit Mgn22.5%
ROE15.3%
Rev Growth23.5%
Beta1.39
Dividend0.93%
Rating analysts8

Quality Signals

Piotroski F9/9

Options Flow

P/C0.12bullish
IV46%normal

Concentration Risks(10-K Item 1A)

  • HIGHGeographicNorthwest Florida
    10-K Item 1A: 'our business is especially sensitive to economic conditions in Northwest Florida, where our developments and assets are located'
  • MEDIUMCustomerLatitude Margaritaville Watersound JV
    10-K Item 1A: 'our equity in income from the unconsolidated Latitude Margaritaville Watersound JV accounted for over 20% of our pre-tax income'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

2 floor-breakers·1 ceiling hit

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Volume
0.9
Obv
1.0
Macd
3.5
Ma Position
4.0
Rsi
5.5
Volume distribution (falling OBV)Above 200-day MA

Priced at a premium — multiples above sector norms. Needs delivery on growth + margins to justify.static

Ev Ebitda
0.0
Ps
5.0
P Ocf
5.3
P/OCF: 20.8x (FFO proxy — REITs gated off P/E)
GatesMomentum 3.0<4.5A.R:R UPSIDE_EXHAUSTED (upside=0.0%)Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARSuitability: Aggressive
RSI
42 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $63.29Resistance $72.55

Price Targets

$61
$71
A.Upside+9.3%
A.R:R0.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Momentum score 3.0/10 — below 4.5 minimum

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-04-29 (nulld)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is JOE stock a buy right now?

Sell if holding. Momentum 3.0/10 is below the 5.0 floor at $65.07 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Consecutive earnings misses (2); Concentration risk — Geographic: Northwest Florida. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $61.39. Score 5.8/10, moderate confidence.

What is the JOE stock price target?

Take-profit target: $71.10 (+9.3% upside). Prior stop was $61.39. Stop-loss: $61.39.

What are the risks of investing in JOE?

Concentration risk — Geographic: Northwest Florida; Consecutive earnings misses (2); Expensive valuation.

Is JOE overvalued or undervalued?

St. Joe Company (The) trades at a P/E of 34.7 (forward 627.5). TrendMatrix value score: 3.4/10. Verdict: Sell.

What do analysts say about JOE?

8 analysts cover JOE with a consensus score of 2.3/5.

What does St. Joe Company (The) do?The St. Joe Company is a diversified real estate developer and operator concentrated in Northwest Florida, owning...

The St. Joe Company is a diversified real estate developer and operator concentrated in Northwest Florida, owning approximately 165,000 acres as of December 31, 2025 with approximately 87% in Florida's Bay, Gulf, and Walton counties. Revenue comes from residential homesite sales to homebuilders, hospitality operations (hotels, golf, beach clubs), and commercial leasing (multi-family, retail, industrial). The Bay-Walton Sector Plan entitles over 170,000 residential units and 22 million sq ft of commercial space.

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