Genworth Financial Inc (GNW) Stock Analysis

Q: What is the GNW stock price target?

Take-profit $9.35 (+0.9% upside). Prior stop was $8.85.

Q: What are the risks of investing in GNW?

Target reached (0.9% upside); Quality below floor (3.6 < 4.0); Target reached (0.9% upside); Quality below floor (3.6 < 4.0).

Q: Is GNW overvalued or undervalued?

Genworth Financial Inc trades at a P/E of 17.6 (forward 25.4). TrendMatrix value score: 6.1/10. Overall verdict: Sell.

Q: What do analysts say about GNW?

5 analysts cover GNW with a consensus score of 4.0/5. Average price target: $11.

Q: What does Genworth Financial Inc do?

Genworth Financial provides private mortgage insurance via majority-owned Enact Holdings (NYSE: ACT) and is developing CareScout aging-care services; legacy Closed Block runs off LTC/life/annuity products. Enact contributed $407M in capital returns to Genworth in 2025; CareScout expanded its network to ~790 home care providers with 1,000+ locations nationally.

Recovery setup

SellVALUE-TRAP 1/5Moderate ConfidenceUpdated 6 hr ago (May 20, 2026, 10:16 AM ET)

Financial Services · Insurance - Life

Sell if holding. Engine safety override at $9.26: Quality below floor (3.6 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.4/10. Specifically: Below-average business quality.

Genworth Financial provides private mortgage insurance via majority-owned Enact Holdings (NYSE: ACT) and is developing CareScout aging-care services; legacy Closed Block runs off LTC/life/annuity products. Enact contributed $407M in capital returns to Genworth in 2025; CareScout... Read more

$9.26+0.9% A.UpsideScore 4.4/10#12 of 15 Insurance - Life

QualityF-score6 / 9FCF yield28.60%

Stop $8.85Target $9.35(analyst − 15%)A.R:R 0.1:1

Analyst target$11.00+18.8%1 analysts

Range unavailable (1 analysts)

Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 70d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

Recent Developments — Genworth Financial Inc

Latest news

Keefe, Bruyette & Woods Maintains Outperform on Genworth Financial, Raises Price Target to $11 — benzinga May 13, 2026 positive
Genworth Financial Q1 2026 Earnings Call: Complete Transcript — benzinga May 6, 2026 neutral
Genworth Finl Q1 Adj. EPS $0.28 Beats $0.20 Estimate, Sales $1.777B Down From $1.786B YoY — benzinga May 5, 2026 positive
Earnings Scheduled For May 5, 2026 — benzinga May 5, 2026 neutral

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards

No bull case signals

Risks

Target reached (0.9% upside)

Quality below floor (3.6 < 4.0)

Key Metrics

P/E (TTM)17.6

P/E (Fwd)25.4

Mkt Cap$3.5B

EV/EBITDA8.4

Profit Mgn3.0%

ROE3.5%

Rev Growth-0.5%

Beta0.89

DividendNone

Rating analysts5

Quality Signals

Piotroski F6/9

Options Flow

P/C0.02bullish

IV44%normal

Max Pain$6-35.2% vs spot

Concentration Risks(10-K Item 1A)

LOWCustomerlargest customer12%
10-K Item 1: 'Enact's largest customer accounted for 22% of its new insurance written and 12% of its total revenues'
MEDIUMCustomerlargest five lender customers33%
10-K Item 1: 'Enact's largest five lender customers generated 33% of its new insurance written in 2025'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

3 floor-breakers

Overall = weighted sum of the 10 dimension scores. Fundamentals (Value/Quality/Growth) carry 45%; market signals (Momentum/Sentiment/Insider/Peer) carry 40%; structure (Technical/Risk/Catalyst) carries 15%.

DimensionScoreWeightContribution

Value6.115%0.91

Quality3.615%0.54

Growth1.315%0.20

Momentum4.210%0.42

Sentiment6.010%0.60

Insider Activity5.010%0.50

Peer Rank3.510%0.35

Technical Setup4.45%0.22

Risk Profile7.45%0.37

Catalyst5.85%0.29

Overall (Σ contributions)4.40

Small float-rounding may cause last-digit differences between this sum and the displayed Overall.

Revenue shrinking — -0.5% YoY. Growth thesis broken unless recovery story develops.static

Earnings Growth

0.3

Revenue Growth

2.4

Declining revenue: -0%

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Quality Rank

2.0

Growth Rank

2.0

Value Rank

5.1

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Gross Margin

0.0

Roa

0.3

Roe

1.2

Net Margin

1.5

Operating Margin

3.1

Moat

4.6

Current Ratio

5.0

Piotroski F

6.7

Fcf Quality

10.0

Excellent cash conversion: 465% FCF/NINo competitive moat

GatesMomentum 4.2<4.5A.R:R 0.1 < 1.5@spotInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 70d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Aggressive

RSI

71 · Overbought

↑ 20D MA↑ 50D MA↑ 200D MADEATH CROSSSupport $8.70Resistance $9.45

Price Targets

A.Upside+1.0%

A.R:R0.1:1

Position Sizing

ConvictionNone

Suggested %0.5%

Max %1%

RegimeSteady

Risk Alerts

! Target reached (0.9% upside)

! Quality below floor (3.6 < 4.0)

! Momentum score 4.2/10 — below 4.5 minimum

Earnings

2/4 beats

Next Earnings2026-07-29 (70d)

Verdict History

reverse chrono — latest first

Loading history...

Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.

Frequently Asked Questions

Is GNW stock a buy right now?

Sell if holding. Engine safety override at $9.26: Quality below floor (3.6 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.4/10. Specifically: Below-average business quality. Chart setup: Death cross but MACD improving, RSI 71. Prior stop was $8.85. Score 4.4/10, moderate confidence.

What is the GNW stock price target?

Take-profit target: $9.35 (+0.9% upside). Prior stop was $8.85. Stop-loss: $8.85.

What are the risks of investing in GNW?

Target reached (0.9% upside); Quality below floor (3.6 < 4.0).

Is GNW overvalued or undervalued?

Genworth Financial Inc trades at a P/E of 17.6 (forward 25.4). TrendMatrix value score: 6.1/10. Verdict: Sell.

What do analysts say about GNW?

5 analysts cover GNW with a consensus score of 4.0/5. Average price target: $11.

What does Genworth Financial Inc do?Genworth Financial provides private mortgage insurance via majority-owned Enact Holdings (NYSE: ACT) and is developing...