Genworth Financial Inc (GNW) Stock Analysis
Momentum Cont setup
Financial Services · Insurance - Life
Sell if holding. Engine safety override at $8.99: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10. Specifically: Below-average business quality.
Genworth Financial is the parent company of Enact Holdings (approximately 70% stake, NYSE: ACT), a private mortgage insurer, and operates a legacy Closed Block of long-term care, life, and annuity insurance. It is also building CareScout Services (aging care network) and... Read more
Sell if holding. Engine safety override at $8.99: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10. Specifically: Below-average business quality. Chart setup: Trend continuation, RSI 62, MACD bullish. Score 4.8/10, moderate confidence.
Passes 5/7 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on favorable risk/reward ratio and earnings proximity 5d<=7d. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHcounterpartyEnact Holdings10-K Item 1A: 'Genworth Financial and Genworth Holdings depend on the ability of Enact Holdings and its subsidiaries to pay dividends and make other payments and distributions to each of them to meet their obligations.'
- HIGHregulatoryGSEs10-K Item 1A: 'Changes to the charters or practices of the GSEs, including actions or decisions to decrease or discontinue the use of mortgage insurance, could adversely affect our business, financial condition and results of operations.'
- MEDIUMregulatoryNYDFS10-K Item 1A: 'The NYDFS, which regulates GLICNY, our New York insurance subsidiary, also requires specific adequacy testing scenarios...more severe than those deemed acceptable in other states.'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
3 floor-breakers
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Quality below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $8.99: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10. Specifically: Below-average business quality. Chart setup: Trend continuation, RSI 62, MACD bullish. Prior stop was $8.64. Score 4.8/10, moderate confidence.
Take-profit target: $8.94 (-0.5% upside). Prior stop was $8.64. Stop-loss: $8.64.
Concentration risk — Counterparty: Enact Holdings; Concentration risk — Regulatory: GSEs; Target reached (-0.7% upside).
Genworth Financial Inc trades at a P/E of 16.6 (forward 22.4). TrendMatrix value score: 6.7/10. Verdict: Sell.
5 analysts cover GNW with a consensus score of 4.0/5. Average price target: $11.
What does Genworth Financial Inc do?Genworth Financial is the parent company of Enact Holdings (approximately 70% stake, NYSE: ACT), a private mortgage...
Genworth Financial is the parent company of Enact Holdings (approximately 70% stake, NYSE: ACT), a private mortgage insurer, and operates a legacy Closed Block of long-term care, life, and annuity insurance. It is also building CareScout Services (aging care network) and CareScout Insurance. Cash flow is primarily dividends from Enact Holdings, which returned $407M to Genworth in 2025.