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GBDCGolub Capital BDC, Inc.Sell5.4·$12.77+0.39%
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Golub Capital BDC, Inc. (GBDC) Stock Analysis

Range Bound setup

SellVALUE-TRAP 1/5Moderate Confidence

Financial Services · Asset Management

Sell if holding. Analyst target reached at $12.77 — A.R:R is negative (-1.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Counterparty: GC Advisors.

Golub Capital BDC is an externally managed, non-diversified BDC investing primarily in one stop and senior secured loans to U.S. middle-market companies backed by private equity sponsors. Revenue comes from floating-rate loan interest; GC Advisors earns base and incentive fees.... Read more

$12.77+1.0% A.UpsideScore 5.4/10#72 of 112 Asset Management
QualityF-score7 / 9FCF yield8.99%
IncomeYield11.32%(5y avg 9.21%)Payout194.81%at-risk
Stop $12.31Target $12.90(resistance)A.R:R -1.3:1
Analyst target$13.75+7.7%6 analysts
$12.90our TP
$12.77price
$13.75mean
$14

Sell if holding. Analyst target reached at $12.77 — A.R:R is negative (-1.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Counterparty: GC Advisors. Chart setup: RSI 50 mid-range, Bollinger mid-band. Score 5.4/10, moderate confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 48d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-17
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Mon, Aug 3, 202648d to earnings· next earnings call

Thesis

Rewards
Attractive valuation
Risks
Concentration risk — Counterparty: GC Advisors
Analyst target reached - limited upside remaining
Leverage penalty (D/E 1.3): -0.5

Key Metrics

P/E (TTM)16.5
P/E (Fwd)10.1
Mkt Cap$3.3B
EV/EBITDA
Profit Mgn24.6%
ROE5.3%
Rev Growth-12.0%
Beta0.42
Dividend11.32%
Rating analysts13

Quality Signals

Piotroski F7/9

Options Flow

P/C0.16bullish
IV96%elevated
Max Pain$3-80.4% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHcounterpartyGC Advisors
    10-K Item 1A: 'We rely on GC Advisors to manage and conduct our affairs and make all investment decisions.'
  • MEDIUMcounterpartyprivate equity sponsors
    10-K Item 1A: 'Our business model depends to a significant extent upon strong referral relationships with sponsors'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

3 floor-breakers

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
1.5
Quality Rank
3.9
Value Rank
5.1

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Earnings History
0.0
Surprise Avg
0.9
Erm
5.0
Earnings Timing
5.0
Dividend Safety
5.2
Earnings concerns: 0B/2MDividend: 1132.0%

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Obv
1.0
Ma Position
3.0
Volume
3.3
Rsi
5.5
Macd
6.5
Volume distribution (falling OBV)Above 200-MA but MA slope flat
GatesMomentum 3.9<4.5A.R:R -1.3=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 48d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
50 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $12.43Resistance $13.16

Price Targets

$12
$13
A.Upside+1.0%
A.R:R-1.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-6.3% upside)
! momentum at 3.9 (below the engine's 4.5 threshold)
! Negative risk/reward — downside exceeds upside

Earnings

M
M
M
M
0/4 beats
Next Earnings2026-08-03 (48d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is GBDC stock a buy right now?

Sell if holding. Analyst target reached at $12.77 — A.R:R is negative (-1.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Counterparty: GC Advisors. Chart setup: RSI 50 mid-range, Bollinger mid-band. Prior stop was $12.31. Score 5.4/10, moderate confidence.

What is the GBDC stock price target?

Take-profit target: $12.90 (+1.0% upside). Prior stop was $12.31. Stop-loss: $12.31.

What are the risks of investing in GBDC?

Concentration risk — Counterparty: GC Advisors; Analyst target reached - limited upside remaining; Leverage penalty (D/E 1.3): -0.5.

Is GBDC overvalued or undervalued?

Golub Capital BDC, Inc. trades at a P/E of 16.5 (forward 10.1). TrendMatrix value score: 7.7/10. Verdict: Sell.

What do analysts say about GBDC?

13 analysts cover GBDC with a consensus score of 4.2/5. Average price target: $14.

What does Golub Capital BDC, Inc. do?Golub Capital BDC is an externally managed, non-diversified BDC investing primarily in one stop and senior secured...

Golub Capital BDC is an externally managed, non-diversified BDC investing primarily in one stop and senior secured loans to U.S. middle-market companies backed by private equity sponsors. Revenue comes from floating-rate loan interest; GC Advisors earns base and incentive fees. Affiliated platform Golub Capital managed over $85.0 billion across all vehicles as of October 2025.

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