First Interstate BancSystem, In (FIBK) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $35.52, but acceptable to hold if already in. Reasons: Concentration risk — Tenant: commercial real estate and commercial loans (69.1%); Analyst target reached - limited upside remaining.
First Interstate BancSystem is a community banking holding company with $26.6B in assets, 290 banking offices across 12 states in the Mountain West and Midwest. It operates through a single community banking segment. In 2025 it initiated a strategic reorganization, divesting... Read more
Hold if already holding. Not a fresh buy at $35.52, but acceptable to hold if already in. Reasons: Concentration risk — Tenant: commercial real estate and commercial loans (69.1%); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 62, MACD bullish. Maintain position. Not compelling to add more. Score 6.7/10, moderate confidence.
Passes 5/6 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity no date, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHTenantcommercial real estate and commercial loans69%10-K Item 1A: 'we had $10.5 billion of commercial loans, including $8.1 billion of commercial real estate loans, representing approximately 69.1% of our loans held for investment portfolio'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker·2 ceiling hits
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $35.52, but acceptable to hold if already in. Reasons: Concentration risk — Tenant: commercial real estate and commercial loans (69.1%); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 62, MACD bullish. Maintain position. Not compelling to add more. Target $35.11 (-1.2%), stop $33.98 (−4.5%), A.R:R -1.4:1. Score 6.7/10, moderate confidence.
Take-profit target: $35.11 (-1.2% upside). Target $35.11 (-1.2%), stop $33.98 (−4.5%), A.R:R -1.4:1. Stop-loss: $33.98.
Concentration risk — Tenant: commercial real estate and commercial loans (69.1%); Analyst target reached - limited upside remaining.
First Interstate BancSystem, In trades at a P/E of 11.7 (forward 11.9). TrendMatrix value score: 7.8/10. Verdict: Hold.
14 analysts cover FIBK with a consensus score of 3.8/5. Average price target: $36.
What does First Interstate BancSystem, In do?First Interstate BancSystem is a community banking holding company with $26.6B in assets, 290 banking offices across 12...
First Interstate BancSystem is a community banking holding company with $26.6B in assets, 290 banking offices across 12 states in the Mountain West and Midwest. It operates through a single community banking segment. In 2025 it initiated a strategic reorganization, divesting Arizona/Kansas and refocusing on high-density markets with relationship-driven organic growth.