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First Horizon Corporation (FHN) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $23.59, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2).

First Horizon is a Tennessee-based bank holding company with $84B in assets and 412 banking centers primarily in southern states (TN, NC, FL, LA). Its two main segments are commercial, consumer & wealth banking and wholesale banking, with $64B in total loans (77% commercial).... Read more

$23.59+2.4% A.UpsideScore 6.2/10#33 of 142 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield2.87%(5y avg 3.35%)Payout31.16%sustainable
Stop $22.53Target $24.16(analyst − 10%)A.R:R 0.5:1
Analyst target$26.84+13.8%19 analysts
$24.16our TP
$23.59price
$26.84mean
$30

Hold if already holding. Not a fresh buy at $23.59, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 6.2/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 56d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Recent Developments — First Horizon Corporation

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Attractive valuation
Risks
Analyst target reached - limited upside remaining
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2)

Key Metrics

P/E (TTM)11.9
P/E (Fwd)10.1
Mkt Cap$11.3B
EV/EBITDA
Profit Mgn29.9%
ROE11.3%
Rev Growth9.7%
Beta0.63
Dividend2.87%
Rating analysts24

Quality Signals

Piotroski F6/9

Options Flow

P/C2.19bearish
IV39%normal

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R 0.5 < 1.5@spotMomentum 5.4<5.5 (soft — BUY_NOW allowed but watch)Momentum 5.4>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 56d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
40 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $23.23Resistance $25.37

Price Targets

$23
$24
A.Upside+2.4%
A.R:R0.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (2.4% upside)
! Reward/Risk 0.5:1 at current price — below 1.5:1 minimum

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-15 (56d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is FHN stock a buy right now?

Hold if already holding. Not a fresh buy at $23.59, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $24.16 (+2.4%), stop $22.53 (−4.7%), A.R:R 0.5:1. Score 6.2/10, moderate confidence.

What is the FHN stock price target?

Take-profit target: $24.16 (+2.4% upside). Target $24.16 (+2.4%), stop $22.53 (−4.7%), A.R:R 0.5:1. Stop-loss: $22.53.

What are the risks of investing in FHN?

Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2).

Is FHN overvalued or undervalued?

First Horizon Corporation trades at a P/E of 11.9 (forward 10.1). TrendMatrix value score: 8.2/10. Verdict: Hold.

What do analysts say about FHN?

24 analysts cover FHN with a consensus score of 3.7/5. Average price target: $27.

What does First Horizon Corporation do?First Horizon is a Tennessee-based bank holding company with $84B in assets and 412 banking centers primarily in...

First Horizon is a Tennessee-based bank holding company with $84B in assets and 412 banking centers primarily in southern states (TN, NC, FL, LA). Its two main segments are commercial, consumer & wealth banking and wholesale banking, with $64B in total loans (77% commercial). Tennessee represents 34% of deposits by source.

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