First Financial Bankshares, Inc (FFIN) Stock Analysis
Momentum Cont setup
Financial Services · Banks - Regional
Sell if holding. Analyst target reached at $32.34 — A.R:R is negative (-1.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Geographic: Texas.
First Financial Bankshares is a Texas-focused financial holding company operating First Financial Bank across 79 locations statewide, including major metros and smaller communities. It provides commercial banking, trust, and wealth management services through a community-bank... Read more
Sell if holding. Analyst target reached at $32.34 — A.R:R is negative (-1.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Geographic: Texas. Chart setup: Trend continuation, RSI 60, MACD bullish. Score 5.6/10, moderate confidence.
Passes 6/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 77d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHGeographicTexas10-K Item 1: 'We have chosen to keep our Company focused on the State of Texas'
Material Events(8-K, last 90d)
- 2026-01-29Item 5.02MEDIUMDavid Bailey promoted to President and CEO of First Financial Bankshares and First Financial Bank effective February 1, 2026, succeeding F. Scott Dueser who transitions to Executive Chairman pursuant to a transition and retirement agreement.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $32.34 — A.R:R is negative (-1.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Geographic: Texas. Chart setup: Trend continuation, RSI 60, MACD bullish. Prior stop was $30.57. Score 5.6/10, moderate confidence.
Take-profit target: $32.34 (0.0% upside). Prior stop was $30.57. Stop-loss: $30.57.
Concentration risk — Geographic: Texas; Analyst target reached - limited upside remaining.
First Financial Bankshares, Inc trades at a P/E of 17.3 (forward 14.9). TrendMatrix value score: 6.2/10. Verdict: Sell.
11 analysts cover FFIN with a consensus score of 3.7/5. Average price target: $34.
What does First Financial Bankshares, Inc do?First Financial Bankshares is a Texas-focused financial holding company operating First Financial Bank across 79...
First Financial Bankshares is a Texas-focused financial holding company operating First Financial Bank across 79 locations statewide, including major metros and smaller communities. It provides commercial banking, trust, and wealth management services through a community-bank model with local advisory boards; total assets were approximately $15.45 billion as of December 31, 2025.