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CRCLCircle Internet Group, Inc.Sell4.1·$81.08-1.76%
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Circle Internet Group, Inc. (CRCL) Stock Analysis

SellModerate Confidence

Financial Services · Capital Markets

Sell if holding. Engine safety override at $81.08: Quality below floor (1.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.1/10 and A.R:R 3.9:1 is above the 1.5:1 BUY gate. Specifically: Elevated put/call ratio: 1.81; Below-average business quality; Negative price momentum.

Circle Internet Group issues USDC and EURC payment stablecoins and operates a full-stack internet financial platform including Circle Mint (institutional minting/redemption), the Arc blockchain, and Weights & Biases developer tools. Revenue is primarily reserve income earned on... Read more

$81.08+59.0% A.UpsideScore 4.1/10#36 of 40 Capital Markets
QualityF-score4 / 9FCF yield-0.64%
Stop $75.53Target $129.14(analyst − 10%)A.R:R 3.9:1
Analyst target$143.48+77.0%22 analysts
$129.14our TP
$81.08price
$143.48mean
$243

Sell if holding. Engine safety override at $81.08: Quality below floor (1.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.1/10 and A.R:R 3.9:1 is above the 1.5:1 BUY gate. Specifically: Elevated put/call ratio: 1.81; Below-average business quality; Negative price momentum. Chart setup: No clear chart pattern; technical signals are mixed. Score 4.1/10, moderate confidence.

Passes 5/7 gates (favorable risk/reward ratio, clean insider activity, earnings proximity 62d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-09

Recent Developments — Circle Internet Group, Inc.

Generated 2026-06-09T22:26:35Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Aug 11, 202662d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Concentration risk — Product: USDC reserve income
Quality below floor (1.8 < 4.0)

Key Metrics

P/E (TTM)
P/E (Fwd)37.1
Mkt Cap$22.1B
EV/EBITDA-142.5
Profit Mgn-2.8%
ROE-3.0%
Rev Growth20.0%
Beta
DividendNone
Rating analysts34

Quality Signals

Piotroski F4/9

Options Flow

P/C1.81bearish
IV94%elevated
Max Pain$50-38.3% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHProductUSDC reserve income
    10-K Item 1: 'our revenue is primarily driven by reserve income earned on the assets backing such stablecoins'

Material Events(8-K, last 90d)

  • 2026-03-17Item 5.02LOW
    Kirk Koenigsbauer appointed to Board of Circle Internet Group effective March 16, 2026, as Board size increased from 8 to 9 directors. Appointed to Compensation and Risk Committees. No reason cited; routine board expansion.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

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Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

4 floor-breakers

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Macd
0.0
Obv
1.0
Ma Position
1.0
Volume
1.5
Rsi
3.0
Capitulation risk (RSI 27, below 200MA)Volume distribution (falling OBV)Below 200-MA, MA slope -9.4%/30d — confirmed downtrend

Unprofitable operations — net margin -2.8%. Quality floor flags this regardless of sector context.static

Roe
0.0
Roa
0.0
Gross Margin
0.0
Net Margin
0.0
Fcf Quality
0.0
Operating Margin
2.6
Current Ratio
4.1
Piotroski F
4.4
Moat
5.0
Cash-burning: FCF -5% of revenueNo competitive moatQuality concerns

Growth below the gate floor. Component breakdown shows what dragged the score down.static

Earnings Growth
0.0
Revenue Growth
7.5

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Quality Rank
1.2
Value Rank
2.1
Growth Rank
4.9
GatesMomentum 1.3<4.5Executive change: officer departure/appointmentA.R:R 3.9 ≥ 1.5Insider activity: OKEARNINGS PROXIMITY 62d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
27 · Oversold
20D MA 50D MA 200D MAGOLDEN CROSSSupport $77.87Resistance $140.00

Price Targets

$76
$129
A.Upside+59.3%
A.R:R3.9:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Quality below floor (1.8 < 4.0)
! momentum at 1.3 (below the engine's 4.5 threshold)

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-08-11 (62d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is CRCL stock a buy right now?

Sell if holding. Engine safety override at $81.08: Quality below floor (1.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.1/10 and A.R:R 3.9:1 is above the 1.5:1 BUY gate. Specifically: Elevated put/call ratio: 1.81; Below-average business quality; Negative price momentum. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $75.53. Score 4.1/10, moderate confidence.

What is the CRCL stock price target?

Take-profit target: $129.14 (+59.0% upside). Prior stop was $75.53. Stop-loss: $75.53.

What are the risks of investing in CRCL?

Concentration risk — Product: USDC reserve income; Quality below floor (1.8 < 4.0).

Is CRCL overvalued or undervalued?

Circle Internet Group, Inc. trades at a P/E of N/A (forward 37.1). TrendMatrix value score: 5.0/10. Verdict: Sell.

What do analysts say about CRCL?

34 analysts cover CRCL with a consensus score of 3.6/5. Average price target: $143.

What does Circle Internet Group, Inc. do?Circle Internet Group issues USDC and EURC payment stablecoins and operates a full-stack internet financial platform...

Circle Internet Group issues USDC and EURC payment stablecoins and operates a full-stack internet financial platform including Circle Mint (institutional minting/redemption), the Arc blockchain, and Weights & Biases developer tools. Revenue is primarily reserve income earned on assets backing USDC, which had over $75 billion in circulation as of December 31, 2025. A regulation-first philosophy and deep fiat integration across 185+ countries support institutional adoption.

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