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CNO Financial Group, Inc. (CNO) Stock Analysis

SellVALUE-TRAP 2/5Moderate Confidence

Financial Services · Insurance - Life

Sell if holding. Analyst target reached at $50.57 — A.R:R is negative (-1.4) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (0.2% away).

CNO Financial Group is a holding company for insurance subsidiaries (Bankers Life, Washington National, Colonial Penn) targeting middle-income pre-retirees and retirees, with $4.5 billion revenues and $38.8 billion total assets as of December 31, 2025. Premium collections of... Read more

$50.57-1.8% A.UpsideScore 5.2/10#10 of 15 Insurance - Life
QualityF-score8 / 9FCF yield22.98%
IncomeYield1.51%(5y avg 2.07%)Payout27.42%sustainable
Stop $46.06Target $46.99(resistance)A.R:R -1.4:1
Analyst target$48.25-4.6%4 analysts
$46.99our TP
$50.57price
$48.25mean
$43
$53

Sell if holding. Analyst target reached at $50.57 — A.R:R is negative (-1.4) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (0.2% away). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 5.2/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 69d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

Recent Developments — CNO Financial Group, Inc.

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (3/4)
Attractive valuation
Risks
Analyst target reached - limited upside remaining
Near 52-week high (0.2% away)
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2)

Key Metrics

P/E (TTM)19.3
P/E (Fwd)9.7
Mkt Cap$4.5B
EV/EBITDA7.7
Profit Mgn5.4%
ROE9.8%
Rev Growth2.5%
Beta0.83
Dividend1.51%
Rating analysts13

Quality Signals

Piotroski F8/9

Options Flow

P/C0.34bullish
IV72%elevated
Max Pain$43-15.0% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

3 floor-breakers

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Value Rank
2.5
Growth Rank
2.7
Quality Rank
3.3

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
0.2
52w Position
10.0

Negative sentiment — recent news tone and/or analyst downgrades drag the composite below neutral.static

Erm Sentiment
0.0
Analyst Rating
5.0
Price Target
5.1
Estimates falling as sentiment proxy (-27.4%)
GatesA.R:R -1.4=NEGATIVEMomentum 5.0<5.5 (soft — BUY_NOW allowed but watch)Momentum 5.0>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 69d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
79 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $42.95Resistance $47.95

Price Targets

$46
$47
A.Upside-7.1%
A.R:R-1.4:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-14.3% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-27 (69d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is CNO stock a buy right now?

Sell if holding. Analyst target reached at $50.57 — A.R:R is negative (-1.4) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (0.2% away). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $46.06. Score 5.2/10, moderate confidence.

What is the CNO stock price target?

Take-profit target: $46.99 (-1.8% upside). Prior stop was $46.06. Stop-loss: $46.06.

What are the risks of investing in CNO?

Analyst target reached - limited upside remaining; Near 52-week high (0.2% away); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2).

Is CNO overvalued or undervalued?

CNO Financial Group, Inc. trades at a P/E of 19.3 (forward 9.7). TrendMatrix value score: 7.6/10. Verdict: Sell.

What do analysts say about CNO?

13 analysts cover CNO with a consensus score of 2.6/5. Average price target: $48.

What does CNO Financial Group, Inc. do?CNO Financial Group is a holding company for insurance subsidiaries (Bankers Life, Washington National, Colonial Penn)...

CNO Financial Group is a holding company for insurance subsidiaries (Bankers Life, Washington National, Colonial Penn) targeting middle-income pre-retirees and retirees, with $4.5 billion revenues and $38.8 billion total assets as of December 31, 2025. Premium collections of $4.6 billion split among annuities (42%), health (36%), and life insurance (21%).

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