Skip to main content

CNA Financial Corporation (CNA) Stock Analysis

SellModerate Confidence

Financial Services ยท Insurance - Property & Casualty

Sell if holding. Analyst target reached at $44.42 โ€” A.R:R is negative (-3.2) โ€” price has exceeded the analyst target. Reward from here is too thin for a buy โ€” the engine flags exit. Additional concerns: Concentration risk โ€” Counterparty: National Indemnity Company (NICO).

CNA Financial is a P&C insurance holding company (~92% owned by Loews Corporation) offering commercial property, casualty, and specialty coverages through Specialty, Commercial, International, and Life & Group segments. Products are distributed through independent agents,... Read more

$44.42+6.8% A.UpsideScore 5.1/10#19 of 29 Insurance - Property & Casualty
QualityF-score8 / 9FCF yield14.61%
IncomeYield4.32%(5y avg 3.75%)Payout41.61%sustainable
Stop $41.66Target $47.44(resistance)A.R:R -3.2:1
Analyst target$42.00-5.4%1 analysts
Range unavailable (1 analysts)

Sell if holding. Analyst target reached at $44.42 โ€” A.R:R is negative (-3.2) โ€” price has exceeded the analyst target. Reward from here is too thin for a buy โ€” the engine flags exit. Additional concerns: Concentration risk โ€” Counterparty: National Indemnity Company (NICO). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) โ€” technicals mixed. Score 5.1/10, moderate confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 75d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

Recent Developments โ€” CNA Financial Corporation

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Attractive valuation
Margin of safety: 34%
Risks
Concentration risk โ€” Counterparty: National Indemnity Company (NICO)
Analyst target reached - limited upside remaining
V7 low-quality RISK_OFF penalty: -0.5 (Q=4.4)

Key Metrics

P/E (TTM)9.9
P/E (Fwd)9.3
Mkt Cap$12.0B
EV/EBITDA7.4
Profit Mgn7.9%
ROE11.5%
Rev Growth10.0%
Beta0.36
Dividend4.32%
Rating analysts10

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C3.00bearish
IV34%normal
Max Pain$40-10.0% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHcounterpartyNational Indemnity Company (NICO)
    10-K Item 1A: 'substantially all of our legacy A&EP liabilities were ceded to National Indemnity Company (NICO)...The cumulative amount ceded under the Loss Portfolio Transfer as of December 31, 2025 was $3.9 billion.'

Model-generated analysis โ€” not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Price action weak โ€” below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Macd
1.0
Volume
1.2
Ma Position
2.2
Rsi
3.5
Obv
10.0
Volume accumulation (rising OBV)Below 200-MA but MA still rising (+1.5%/30d) โ€” pullback in uptrend, not confirmed weakness
GatesMomentum 3.6<4.5A.R:R -3.2=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 75d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
32 ยท Neutral
โ†“ 20D MAโ†“ 50D MAโ†“ 200D MAGOLDEN CROSSSupport $42.01Resistance $48.41

Price Targets

$42
$47
A.Upside+6.8%
A.R:R-3.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-19.6% upside)
! Momentum score 3.6/10 โ€” below 4.5 minimum
! Negative risk/reward โ€” downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-08-03 (75d)

Verdict History

reverse chrono โ€” latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas โ‰ฅ0.3, entry/TP/SL changes). Rows with a โ–ถ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is CNA stock a buy right now?

Sell if holding. Analyst target reached at $44.42 โ€” A.R:R is negative (-3.2) โ€” price has exceeded the analyst target. Reward from here is too thin for a buy โ€” the engine flags exit. Additional concerns: Concentration risk โ€” Counterparty: National Indemnity Company (NICO). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) โ€” technicals mixed. Prior stop was $41.66. Score 5.1/10, moderate confidence.

What is the CNA stock price target?

Take-profit target: $47.44 (+6.8% upside). Prior stop was $41.66. Stop-loss: $41.66.

What are the risks of investing in CNA?

Concentration risk โ€” Counterparty: National Indemnity Company (NICO); Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.4).

Is CNA overvalued or undervalued?

CNA Financial Corporation trades at a P/E of 9.9 (forward 9.3). TrendMatrix value score: 8.1/10. Verdict: Sell.

What do analysts say about CNA?

10 analysts cover CNA with a consensus score of 2.4/5. Average price target: $42.

What does CNA Financial Corporation do?CNA Financial is a P&C insurance holding company (~92% owned by Loews Corporation) offering commercial property,...

CNA Financial is a P&C insurance holding company (~92% owned by Loews Corporation) offering commercial property, casualty, and specialty coverages through Specialty, Commercial, International, and Life & Group segments. Products are distributed through independent agents, brokers, and managing general underwriters to businesses of all sizes.

Related stocks: SLDE (Slide Insurance Holdings, Inc.) ยท PLMR (Palomar Holdings, Inc.) ยท ORI (Old Republic International Corp) ยท SKWD (Skyward Specialty Insurance Gro) ยท STC (Stewart Information Services Co)