Skip to main content

CNA Financial Corporation (CNA) Stock Analysis

Breakout setup

HoldModerate Confidence

Financial Services · Insurance - Property & Casualty

Earnings in 3 days (2026-05-04). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Hold if already holding. Not a fresh buy at $48.10, but acceptable to hold if already in. Reasons: Concentration risk — Counterparty: National Indemnity Company A&EP Loss Portfolio Transfer; Analyst target reached - limited upside remaining.

CNA Financial is a commercial P&C insurance holding company ~92%-owned by Loews Corporation, marketing commercial property, casualty, and surety coverage through independent agents and brokers. The company manages significant legacy asbestos/environmental liabilities largely... Read more

$48.10+7.1% A.UpsideScore 5.2/10#22 of 29 Insurance - Property & Casualty
Entry $44.79(200-day MA)Stop $43.13Target $47.97(resistance)A.R:R -4.3:1Setup A.R:R 1.9:1
Analyst target$43.00-10.6%1 analysts
Range unavailable (1 analysts)

Hold if already holding. Not a fresh buy at $48.10, but acceptable to hold if already in. Reasons: Concentration risk — Counterparty: National Indemnity Company A&EP Loss Portfolio Transfer; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 57, MACD bullish. Downgraded from BUY WAIT — price $48.10 has reached target $47.97. No upside to wait for. Score 5.2/10, moderate confidence.

Passes 4/7 gates (clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and earnings proximity 3d<=7d. Suitability: moderate.

Val9.3Qual4.6Grw3.5Mom4.5Sent4.5Ins5.0Peer3.1Tech5.1Risk6.55.2OVERALL

Thesis

Rewards
No bull case signals
Risks
Concentration risk — Counterparty: National Indemnity Company A&EP Loss Portfolio Transfer
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)10.2
P/E (Fwd)10.0
Mkt Cap$12.9B
EV/EBITDA7.3
Profit Mgn8.5%
ROE11.5%
Rev Growth3.8%
Beta0.37
Dividend4.02%
Rating analysts10

Quality Signals

Piotroski F8/9

Options Flow

P/C1.00neutral
IV70%elevated
Max Pain$65+35.1% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHcounterpartyNational Indemnity Company A&EP Loss Portfolio Transfer
    10-K Item 1A: 'substantially all of our legacy A&EP liabilities were ceded to National Indemnity Company (NICO)...subject to an aggregate limit of $4 billion (Loss Portfolio Transfer). The cumulative amount ceded...was $3.9 billion.'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

2 floor-breakers·1 ceiling hit

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
1.7
Quality Rank
3.0
Value Rank
7.5

Growth below the gate floor. Component breakdown shows what dragged the score down.static

Revenue Growth
3.5
Low model confidence on this dimension (33%).
GatesMomentum 4.5<4.5A.R:R -4.3=NEGATIVEEARNINGS PROXIMITY 3d<=7dInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARBreakoutSuitability: Moderate
RSI
57 · Neutral
↑ 20D MA↑ 50D MA↑ 200D MAGOLDEN CROSSSupport $45.44Resistance $48.95

Price Targets

$43
$45
$48
A.Upside-0.3%
A.R:R-4.3:1
Setup A.R:R (at entry)1.9:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (-24.0% upside)
! Earnings in 3 days - binary event risk
! Momentum score 4.5/10 — below 4.5 minimum

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-05-04 (3d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is CNA stock a buy right now?

Hold if already holding. Not a fresh buy at $48.10, but acceptable to hold if already in. Reasons: Concentration risk — Counterparty: National Indemnity Company A&EP Loss Portfolio Transfer; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 57, MACD bullish. Downgraded from BUY WAIT — price $48.10 has reached target $47.97. No upside to wait for. Target $47.97 (-0.3%), stop $43.13 (−11.5%), A.R:R -4.3:1. Score 5.2/10, moderate confidence.

What is the CNA stock price target?

Take-profit target: $47.97 (+7.1% upside). Target $47.97 (-0.3%), stop $43.13 (−11.5%), A.R:R -4.3:1. Stop-loss: $43.13.

What are the risks of investing in CNA?

Concentration risk — Counterparty: National Indemnity Company A&EP Loss Portfolio Transfer; Analyst target reached - limited upside remaining.

Is CNA overvalued or undervalued?

CNA Financial Corporation trades at a P/E of 10.2 (forward 10.0). TrendMatrix value score: 9.3/10. Verdict: Hold.

What do analysts say about CNA?

10 analysts cover CNA with a consensus score of 2.4/5. Average price target: $43.

What does CNA Financial Corporation do?CNA Financial is a commercial P&C insurance holding company ~92%-owned by Loews Corporation, marketing commercial...

CNA Financial is a commercial P&C insurance holding company ~92%-owned by Loews Corporation, marketing commercial property, casualty, and surety coverage through independent agents and brokers. The company manages significant legacy asbestos/environmental liabilities largely ceded to Berkshire Hathaway subsidiary NICO under a $4B Loss Portfolio Transfer.

Related stocks: HCI (HCI Group, Inc.) · SLDE (Slide Insurance Holdings, Inc.) · SKWD (Skyward Specialty Insurance Gro) · STC (Stewart Information Services Co) · MCY (Mercury General Corporation)