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Grupo Cibest S.A. (CIB) Stock Analysis

SellModerate Confidence

Financial Services · Banks - Regional

Earnings in 4 days (2026-05-04). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Sell if holding. Engine safety override at $67.02: Quality below floor (3.4 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.2/10. Specifically: Elevated put/call ratio: 7.12; Below-average business quality; Negative price momentum.

Grupo Cibest S.A., together with its subsidiaries, provides various banking products and services in Colombia and internationally. It offers deposit products, including checking and savings accounts, fixed-term deposits, and investment products; credit alternatives solutions... Read more

$67.02+14.8% A.UpsideScore 5.2/10#124 of 142 Banks - Regional
Stop $64.42Target $76.92(resistance)A.R:R -2.5:1
Analyst target$63.63-5.1%11 analysts
$76.92our TP
$67.02price
$63.63mean
$29
$77

Sell if holding. Engine safety override at $67.02: Quality below floor (3.4 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.2/10. Specifically: Elevated put/call ratio: 7.12; Below-average business quality; Negative price momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 5.2/10, moderate confidence.

Passes 3/6 gates (clean insider activity, no SEC red flags, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and earnings proximity 4d<=7d. Suitability: moderate.

Thesis

Rewards
No bull case signals
Risks
Target reached (-17.4% upside)
Quality below floor (3.4 < 4.0)

Key Metrics

P/E (TTM)8.4
P/E (Fwd)7.5
Mkt Cap$16.0B
EV/EBITDA
Profit Mgn16.3%
ROE16.2%
Rev Growth-80.1%
Beta0.69
Dividend7.33%
Rating analysts10

Quality Signals

Piotroski F4/9

Options Flow

P/C7.13bearish
IV57%elevated
Max Pain$50-25.4% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

2 floor-breakers

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Volume
0.0
Obv
1.0
Ma Position
4.0
Rsi
8.1
Oversold in uptrend (RSI 28)Volume distribution (falling OBV)Above 200-day MA

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Gross Margin
0.0
Operating Margin
0.0
Roa
1.2
Piotroski F
4.4
Moat
5.0
Roe
5.4
Net Margin
8.1
Strong margins: 16%No competitive moat
GatesMomentum 2.6<4.5A.R:R -2.5=NEGATIVEEARNINGS PROXIMITY 4d<=7dInsider activity: OKNo SEC red flagsSEMI CYCLE PEAK CLEARSuitability: Moderate
RSI
28 · Oversold
20D MA 50D MA 200D MAGOLDEN CROSSSupport $66.41Resistance $78.49

Price Targets

$64
$77
A.Upside+14.8%
A.R:R-2.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-17.4% upside)
! Quality below floor (3.4 < 4.0)
! Momentum score 2.6/10 — below 4.5 minimum

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-05-04 (4d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is CIB stock a buy right now?

Sell if holding. Engine safety override at $67.02: Quality below floor (3.4 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.2/10. Specifically: Elevated put/call ratio: 7.12; Below-average business quality; Negative price momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $64.42. Score 5.2/10, moderate confidence.

What is the CIB stock price target?

Take-profit target: $76.92 (+14.8% upside). Prior stop was $64.42. Stop-loss: $64.42.

What are the risks of investing in CIB?

Target reached (-17.4% upside); Quality below floor (3.4 < 4.0).

Is CIB overvalued or undervalued?

Grupo Cibest S.A. trades at a P/E of 8.4 (forward 7.5). TrendMatrix value score: 8.2/10. Verdict: Sell.

What do analysts say about CIB?

10 analysts cover CIB with a consensus score of 2.7/5. Average price target: $64.

What does Grupo Cibest S.A. do?Grupo Cibest S.A., together with its subsidiaries, provides various banking products and services in Colombia and...

Grupo Cibest S.A., together with its subsidiaries, provides various banking products and services in Colombia and internationally. It offers deposit products, including checking and savings accounts, fixed-term deposits, and investment products; credit alternatives solutions such as trade financing, working capital loans, mortgages, credit cards, personal, vehicle, payroll, and small business loans, and overdrafts; and factoring. It also provides financial and operating leases; capital markets, such as hedging instruments; trading, including interbank lending, repurchase agreements, foreign exchange transactions, and sovereign and corporate securities trading, brokerage and investment advisory services, access to local and international capital markets, and third-party asset management, as well as cash management, payables and receivables solutions, real-time web services, and SWIFT Net solutions. In addition, it provides foreign currency investment and trade finance solutions such as letters of credit and bills collection; bancassurance and insurance; and investment banking services include project finance, acquisition finance, large corporate loans, loan syndication, debt and equity capital markets, principal investments, mergers and acquisitions, and advisory on hedging strategies and restructurings. Further, it offers trust and fiduciary services, escrow accounts, investment funds, and real estate funds; and Nequi digital platform. Additionally, it provides roadside and medical assistance services; and BRE-b, mortgage lending innovations, payments through wompi, inflation-indexed sustainability loans, and Salud para ti. It serves physical branches, mobile branches, ATMs, online, computer, telephone, and mobile banking, banking correspondents, kiosks, and direct business connections. The company was formerly known as Bancolombia S.A. and changed its name to Grupo Cibest S.A. in May 2025. The company was founded in 1875 and is based in Medellín, Colombia.

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