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CBIZ, Inc. (CBZ) Stock Analysis

Recovery setup

SellVALUE-TRAP 3/5Moderate Confidence

Industrials · Specialty Business Services

Sell if holding. Engine safety override at $29.17: Quality below floor (3.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.1/10 and A.R:R 1.5:1 is above the 1.5:1 BUY gate. Specifically: Below-average business quality; Below long-term trend.

CBIZ is a professional services advisor to middle-market businesses with 9,500+ team members across 140+ locations in 23 major markets, offering accounting, tax, advisory, benefits, insurance, and technology services. Revenue comes from fees across Financial Services, Benefits... Read more

$29.17+19.0% A.UpsideScore 6.1/10#1 of 21 Specialty Business Services
Stop $27.23Target $34.85(analyst − 15%)A.R:R 1.5:1
Analyst target$41.00+40.6%4 analysts
$34.85our TP
$29.17price
$41.00mean
$60

Sell if holding. Engine safety override at $29.17: Quality below floor (3.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.1/10 and A.R:R 1.5:1 is above the 1.5:1 BUY gate. Specifically: Below-average business quality; Below long-term trend. Chart setup: Death cross but MACD improving, RSI 58. Score 6.1/10, moderate confidence.

Passes 6/7 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, earnings proximity no date, semi cycle peak clear). Suitability: aggressive.

Thesis

Rewards
No bull case signals
Risks
Quality below floor (3.7 < 4.0)
Value-trap signals (3/5): Revenue declining (-6.4% YoY), High leverage (D/E 1.6), Negative free cash flow

Key Metrics

P/E (TTM)18.1
P/E (Fwd)7.7
Mkt Cap$1.8B
EV/EBITDA8.2
Profit Mgn4.2%
ROE6.5%
Rev Growth17.9%
Beta0.93
DividendNone
Rating analysts8

Quality Signals

Piotroski F6/9

Options Flow

P/C0.03bullish
IV80%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

2 floor-breakers·1 ceiling hit

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Gross Margin
0.0
Operating Margin
0.0
Net Margin
2.1
Roe
2.2
Roa
3.0
Current Ratio
4.7
Moat
5.0
Piotroski F
6.7
Fcf Quality
10.0
Excellent cash conversion: 185% FCF/NINo competitive moat

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

52w Position
0.0
Gap
3.0
Bollinger
5.6
Support Resistance
6.9
Extreme gap up (8.4%) - may pull back
GatesDeath cross (50MA < 200MA)Momentum 6.4>=5.5A.R:R 1.5 ≥ 1.5Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARRecoverySuitability: Aggressive
RSI
58 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $26.03Resistance $36.42

Price Targets

$27
$35
A.Upside+19.5%
A.R:R1.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Quality below floor (3.7 < 4.0)
! Value-trap signals (3/5): Revenue declining (-6.4% YoY), High leverage (D/E 1.6), Negative free cash flow

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-04-29 (nulld)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is CBZ stock a buy right now?

Sell if holding. Engine safety override at $29.17: Quality below floor (3.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.1/10 and A.R:R 1.5:1 is above the 1.5:1 BUY gate. Specifically: Below-average business quality; Below long-term trend. Chart setup: Death cross but MACD improving, RSI 58. Prior stop was $27.23. Score 6.1/10, moderate confidence.

What is the CBZ stock price target?

Take-profit target: $34.85 (+19.0% upside). Prior stop was $27.23. Stop-loss: $27.23.

What are the risks of investing in CBZ?

Quality below floor (3.7 < 4.0); Value-trap signals (3/5): Revenue declining (-6.4% YoY), High leverage (D/E 1.6), Negative free cash flow.

Is CBZ overvalued or undervalued?

CBIZ, Inc. trades at a P/E of 18.1 (forward 7.7). TrendMatrix value score: 8.6/10. Verdict: Sell.

What do analysts say about CBZ?

8 analysts cover CBZ with a consensus score of 4.0/5. Average price target: $41.

What does CBIZ, Inc. do?CBIZ is a professional services advisor to middle-market businesses with 9,500+ team members across 140+ locations in...

CBIZ is a professional services advisor to middle-market businesses with 9,500+ team members across 140+ locations in 23 major markets, offering accounting, tax, advisory, benefits, insurance, and technology services. Revenue comes from fees across Financial Services, Benefits and Insurance Services, and National Practices; the firm completed the acquisition of Marcum's non-attest assets in 2024.

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