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BWBBridgewater Bancshares, Inc.Hold6.5·$21.46-1.01%
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Bridgewater Bancshares, Inc. (BWB) Stock Analysis

Inst Constrain edge

HoldVALUE-TRAP 1/5Moderate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $21.46, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.7% away).

Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. The company provides commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential... Read more

$21.46-0.3% A.UpsideScore 6.5/10#20 of 225 Banks - Regional
QualityF-score6 / 9FCF yield
Stop $20.40Target $21.40(resistance)A.R:R -0.9:1
Analyst target$22.38+4.3%4 analysts
$21.40our TP
$21.46price
$22.38mean
$21
$24

Hold if already holding. Not a fresh buy at $21.46, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.7% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 6.5/10, moderate confidence.

Passes 6/8 gates (positive momentum, no SEC red flags, news events none recent, earnings proximity 18d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Jul 22, 202618d to earnings· next earnings call

Thesis

Rewards
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (1.7% away)

Key Metrics

P/E (TTM)12.2
P/E (Fwd)9.9
Mkt Cap$598M
EV/EBITDA
Profit Mgn35.5%
ROE10.8%
Rev Growth46.2%
Beta0.57
DividendNone
Rating analysts8

Quality Signals

Piotroski F6/9

Options Flow

P/C0.18bullish
IV96%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.7
Support Resistance
1.2
52w Position
9.7
GatesA.R:R -0.9=NEGATIVEINSIDER 0.19%=MODERATEMomentum 6.7>=5.5No SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 18d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
71 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $18.65Resistance $21.84

Price Targets

$20
$21
A.Upside-0.3%
A.R:R-0.9:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-11.4% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-22 (18d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BWB stock a buy right now?

Hold if already holding. Not a fresh buy at $21.46, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.7% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $21.40 (-0.3%), stop $20.40 (−5.2%), A.R:R -0.9:1. Score 6.5/10, moderate confidence.

What is the BWB stock price target?

Take-profit target: $21.40 (-0.3% upside). Target $21.40 (-0.3%), stop $20.40 (−5.2%), A.R:R -0.9:1. Stop-loss: $20.40.

What are the risks of investing in BWB?

Analyst target reached - limited upside remaining; Near 52-week high (1.7% away).

Is BWB overvalued or undervalued?

Bridgewater Bancshares, Inc. trades at a P/E of 12.2 (forward 9.9). TrendMatrix value score: 7.7/10. Verdict: Hold.

What do analysts say about BWB?

8 analysts cover BWB with a consensus score of 3.9/5. Average price target: $22.

What does Bridgewater Bancshares, Inc. do?Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products...

Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. The company provides commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential properties, and nonowner occupied single family residential properties; construction, land development, and commercial and industrial loans; commercial real estate loans, such as owner and nonowner occupied properties; single family residential construction, land development, finished lots and raw land, and commercial and multifamily construction loans, as well as paycheck protection program loans. It offers deposit products, including savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction accounts, as well as certificates of deposit. In addition, the company offers online, mobile, and direct banking services. The company was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.

Related stocks: NBN (Northeast Bank) · BWFG (Bankwell Financial Group, Inc.) · NPB (Northpointe Bancshares, Inc.) · CUBI (Customers Bancorp, Inc) · COFS (ChoiceOne Financial Services, I)
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