Bank7 pairs a perfect earnings beat streak and peer-leading returns with a stock that has already hit its price target and shows recent insider selling, leaving limited near-term upside despite strong fundamentals.
Thesis pillars
- Attractive Valuation Vs Peers→Stable
- Perfect Earnings Beat Streak→Stable
- Target Reached Negative Asymmetry↑Improving
- +1 more pillar — see the Why tab for full reasoning
Bank7 Corp. (BSVN) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Sell if holding. Analyst target reached at $52.00 — A.R:R is negative (-0.7) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: commercial purpose loans (99.2%).
Bank7 Corp. is a bank holding company headquartered in Oklahoma City, operating twelve full-service branches for its subsidiary Bank7 across Oklahoma, Texas and Kansas, with a focus on business owners and entrepreneurs in commercial real estate, hospitality, energy and... Read more
Sell if holding. Analyst target reached at $52.00 — A.R:R is negative (-0.7) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: commercial purpose loans (99.2%). Chart setup: Golden cross, above all MAs, RSI 63, MACD bullish. Score 5.3/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 62d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
About Bank7 Corp.
About Bank7 Corp.
Bank7 Corp. held $1.96 billion in total assets, $1.61 billion in total loans and $1.70 billion in deposits at December 31, 2025, operating twelve branches for its Bank7 subsidiary across Oklahoma, Texas and Kansas. The bank focuses on commercial real estate, hospitality, energy and commercial and industrial lending, and is subject to primary oversight from the Oklahoma Banking Department and the Federal Reserve.
Commercial purpose loans, spanning general commercial, energy, agricultural and CRE credits, made up approximately 99.2% of Bank7's gross loan portfolio, reflecting a business model built around business owners and entrepreneurs rather than residential mortgage lending. Energy loans totaled $156.8 million, or 9.7% of total loans, while hospitality-sector loans, largely hotel construction and operating credits, reached $310.6 million, or 19.3% of the portfolio. The bank's 20 largest borrowing relationships totaled $659.9 million in commitments, or 33.8% of total outstanding commitments, and its 20 largest deposit relationships accounted for 28.5% of total deposits, a funding base concentrated enough that withdrawal by a handful of large depositors could push Bank7 toward costlier wholesale borrowings.
Show full overview
Bank7's own risk factors flag commercial real estate concentration as a supervisory pressure point: Regulatory CRE stood at 261.89% of total Bank capital at December 31, 2025, versus 254.04% a year earlier, even after a 42.83% decline over the trailing 36 months, while construction and land development loans equaled 85.91% of capital. Continued growth above the federal Concentration Guidance thresholds could trigger enhanced underwriting requirements or capital directives from the Federal Reserve and Oklahoma Banking Department.
See also: Financial Services · Banks - Regional
From Bank7 Corp.'s most recent 10-K filing, extracted July 6, 2026.
Recent developments
updated 2026-08-13Recent Developments — Bank7 Corp.
Latest news
- NEWS Bank7 Corp. proposed to acquire 71% stake in Century Financial Services Corporation for $68 million. - marketscreener.co — marketscreener.com positive
- NEWS Bank7 Corp expected to post earnings of $1.04 a share - Earnings Preview - TradingView — TradingView neutral
- NEWS Century Bank Issues Statement On Proposed Acquisition Of Shares By Bank7 Corp. - Los Alamos Daily Post — Los Alamos Daily Post positive
- NEWS Analysts’ Opinions Are Mixed on These Financial Stocks: PayPal Holdings (PYPL) and Bank7 (BSVN) - The Globe and Mail — The Globe and Mail neutral
- NEWS BSVN Q2'26 Earnings: revenue estimate is 23.86M USD - TradingView — TradingView neutral
Generated 2026-08-14T11:47:19Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Concentration Risks(10-K Item 1A)
- MEDIUMGeographicOklahoma, Texas and Kansas10-K Item 1A: 'Our business is primarily affected by the economies of Oklahoma, Texas and to a smaller degree the state of Kansas.'
- LOWloan_portfolioenergy loans9.7%10-K Item 1A: 'our energy loans, which include loans to exploration and production companies, midstream companies, purchasers of mineral and royalty interests and service providers totaled $156.8 million, or 9.7% of total loans'
- LOWloan_portfoliohospitality industry loans19%10-K Item 1A: 'The Company has loan exposure to the hospitality industry...this exposure was approximately $310.6 million, or 19.3%, of the total loan portfolio'
- HIGHloan_portfoliocommercial purpose loans99%10-K Item 1A: 'we had approximately $1.60 billion of commercial purpose loans, which include general commercial, energy, agricultural, and CRE loans, representing approximately 99.2% of our gross loan portfolio'
- MEDIUMCustomer20 largest borrowing relationships34%10-K Item 1A: 'our 20 largest borrowing relationships ranged from approximately $21.9 million to $56.9 million...totaled approximately $659.9 million in total commitments (representing, in the aggregate, 33.8% of our total outstanding commitments'
- MEDIUMCustomer20 largest deposit relationships29%10-K Item 1A: 'At December 31, 2025, our 20 largest deposit relationships accounted for 28.5% of our total deposits.'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
Show full disclosure ▾Hide full disclosure ▴
About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.
Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.
Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.
No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.
No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.
Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.
Rating Breakdown
2 floor-breakers
Revenue shrinking — -6.3% YoY. Growth thesis broken unless recovery story develops.static
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $52.00 — A.R:R is negative (-0.7) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: commercial purpose loans (99.2%). Chart setup: Golden cross, above all MAs, RSI 63, MACD bullish. Prior stop was $49.26. Score 5.3/10, moderate confidence.
Take-profit target: $59.80 (-6.3% upside). Prior stop was $49.26. Stop-loss: $49.26.
Concentration risk — Loan Portfolio: commercial purpose loans (99.2%); Analyst target reached - limited upside remaining; Near 52-week high (1.9% away).
Bank7 Corp. trades at a P/E of 11.6 (forward 11.4). TrendMatrix value score: 6.3/10. Verdict: Sell.
9 analysts cover BSVN with a consensus score of 4.0/5. Average price target: $57.
What does Bank7 Corp. do?Bank7 Corp. is a bank holding company headquartered in Oklahoma City, operating twelve full-service branches for its...
Bank7 Corp. is a bank holding company headquartered in Oklahoma City, operating twelve full-service branches for its subsidiary Bank7 across Oklahoma, Texas and Kansas, with a focus on business owners and entrepreneurs in commercial real estate, hospitality, energy and commercial/industrial lending. At December 31, 2025, the company had total assets of $1.96 billion, total loans of $1.61 billion, total deposits of $1.70 billion and shareholders' equity of $251.0 million.