BILL Holdings, Inc. (BILL) Stock Analysis
Range Bound setup
Technology · Software - Application
Sell if holding. Momentum 3.0/10 is below the 5.0 floor at $38.50 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: V7 low-quality RISK_OFF penalty: -0.5 (Q=4.5); Sector modifier (Technology): -0.8.
BILL Holdings is a financial operations platform for SMBs, automating accounts payable, receivable, and spend/expense management. As of June 30, 2025, approximately 493,800 businesses processed ~$330B in Total Payment Volume on the platform; revenue is earned from subscription... Read more
Sell if holding. Momentum 3.0/10 is below the 5.0 floor at $38.50 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: V7 low-quality RISK_OFF penalty: -0.5 (Q=4.5); Sector modifier (Technology): -0.8. Chart setup: RSI 52 mid-range, Bollinger mid-band. Score 5.7/10, moderate confidence.
Passes 7/9 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news boost analyst 0.40, earnings proximity 99d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: aggressive.
Recent Developments — BILL Holdings, Inc.
Material events (past 30 days)
- May 7, 2026 MEDIUM Item 2.05: BILL Holdings announced workforce reduction of up to 30% to improve organizational agility and efficiency. Estimated charges of $30M-$60M primarily in Q4 fiscal 2026 for severance, employee benefits, and stock-based compensation.
Latest news
- Fervo Energy IPO: The Bill Gates-Backed Stock Soars in Trading Debut - Barron's — Barron's positive
- Why BILL Holdings (BILL) Is Up 7.6% After First GAAP Profit And $1 Billion Buyback Program - Yahoo Finance — Yahoo Finance positive
- Earnings To Watch: BILL (BILL) Reports Q1 Results Tomorrow - StockStory — StockStory neutral
- BILL Stock Jumps on Major Job Cuts. Value Investors Could Snag 31% Upside Potential Here. - Barchart.com — Barchart.com positive
- BILL Stock Jumps on Major Job Cuts. Value Investors Could Snag 31% Upside Potential Here. - Yahoo Finance — Yahoo Finance positive
Generated 2026-05-20T20:21:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Material Events(8-K, last 90d)
- 2026-05-07Item 2.05MEDIUMBILL Holdings announced workforce reduction of up to 30% to improve organizational agility and efficiency. Estimated charges of $30M-$60M primarily in Q4 fiscal 2026 for severance, employee benefits, and stock-based compensation.SEC filing →
- 2026-03-16Item 5.02LOWCFO Rohini Jain additionally appointed as principal accounting officer effective March 11, 2026. No additional compensation for the expanded role.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
2 floor-breakers·1 ceiling hit
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Momentum 3.0/10 is below the 5.0 floor at $38.50 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: V7 low-quality RISK_OFF penalty: -0.5 (Q=4.5); Sector modifier (Technology): -0.8. Chart setup: RSI 52 mid-range, Bollinger mid-band. Prior stop was $35.11. Score 5.7/10, moderate confidence.
Take-profit target: $49.63 (+31.5% upside). Prior stop was $35.11. Stop-loss: $35.11.
V7 low-quality RISK_OFF penalty: -0.5 (Q=4.5); Sector modifier (Technology): -0.8; Negative momentum.
BILL Holdings, Inc. trades at a P/E of N/A (forward 11.9). TrendMatrix value score: 9.1/10. Verdict: Sell.
30 analysts cover BILL with a consensus score of 3.9/5. Average price target: $55.
What does BILL Holdings, Inc. do?BILL Holdings is a financial operations platform for SMBs, automating accounts payable, receivable, and spend/expense...
BILL Holdings is a financial operations platform for SMBs, automating accounts payable, receivable, and spend/expense management. As of June 30, 2025, approximately 493,800 businesses processed ~$330B in Total Payment Volume on the platform; revenue is earned from subscription fees, transaction fees, and interest on customer funds held.