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ACNBACNB CorporationHold6.1·$60.25-1.63%
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ACNB Corporation (ACNB) Stock Analysis

Breakout setup · Catalyst-Driven edge

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $60.25, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.4% away).

ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit... Read more

$60.25+0.4% A.UpsideScore 6.1/10#81 of 225 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield2.79%(5y avg 3.12%)Payout29.09%sustainable
Stop $57.23Target $60.50(resistance)A.R:R -1.3:1
Analyst target$59.67-1.0%3 analysts
$60.50our TP
$60.25price
$59.67mean
$57
$65

Hold if already holding. Not a fresh buy at $60.25, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.4% away). Chart setup: Golden cross, above all MAs, RSI 64, MACD bullish. Maintain position. Not compelling to add more. Score 6.1/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 19d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 23, 202619d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (2.4% away)
Earnings estimates trending DOWN

Key Metrics

P/E (TTM)12.2
P/E (Fwd)11.0
Mkt Cap$615M
EV/EBITDA
Profit Mgn32.1%
ROE12.6%
Rev Growth42.7%
Beta0.87
Dividend2.79%
Rating analysts10

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C0.50bullish
IV108%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -1.3=NEGATIVEMomentum 5.5>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 19d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
64 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $52.79Resistance $61.73

Price Targets

$57
$61
A.Upside+0.4%
A.R:R-1.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-15.8% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-23 (19d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ACNB stock a buy right now?

Hold if already holding. Not a fresh buy at $60.25, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.4% away). Chart setup: Golden cross, above all MAs, RSI 64, MACD bullish. Maintain position. Not compelling to add more. Target $60.50 (+0.4%), stop $57.23 (−5.3%), A.R:R -1.3:1. Score 6.1/10, moderate confidence.

What is the ACNB stock price target?

Take-profit target: $60.50 (+0.4% upside). Target $60.50 (+0.4%), stop $57.23 (−5.3%), A.R:R -1.3:1. Stop-loss: $57.23.

What are the risks of investing in ACNB?

Analyst target reached - limited upside remaining; Near 52-week high (2.4% away); Earnings estimates trending DOWN.

Is ACNB overvalued or undervalued?

ACNB Corporation trades at a P/E of 12.2 (forward 11.0). TrendMatrix value score: 7.1/10. Verdict: Hold.

What do analysts say about ACNB?

10 analysts cover ACNB with a consensus score of 3.9/5. Average price target: $60.

What does ACNB Corporation do?ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual,...

ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also provides commercial lending products, such as commercial mortgages, real estate development and construction loans, accounts receivable and inventory financing, and agricultural and governmental loans; consumer lending products, including home equity loans and lines of credit, automobile and recreational vehicle loans, manufactured housing loans, and personal lines of credit; and mortgage lending programs that include personal residential mortgages, residential construction loans, and investment mortgage loans. In addition, the company offers other services that are related to testamentary trusts, life insurance trusts, charitable, guardianships, powers of attorney, custodial accounts, investment management and advisory accounts, wealth management, and retail brokerage and services. Further, the company offers property and casualty, health, life, and disability insurance products to commercial and personal clients; online, telephone, and mobile banking; as well as automated teller machine services. ACNB Corporation was founded in 1857 and is headquartered in Gettysburg, Pennsylvania.

Related stocks: NBN (Northeast Bank) · BWFG (Bankwell Financial Group, Inc.) · NPB (Northpointe Bancshares, Inc.) · CUBI (Customers Bancorp, Inc) · COFS (ChoiceOne Financial Services, I)
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