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WSEWise Group plcHold6.3·$13.08+1.16%
HoldModerate Confidence
Investment thesis

Wise Group is a high-quality, wide-moat business with strong compounding returns — 27% ROE, 27% revenue growth, and a Rule of 40 of 374 — but it is overbought (RSI 77) and its current risk/reward ratio of 0.9 falls short of the engine's 1.5 threshold for a favorable entry.

Thesis pillars

  • Wide Moat High Quality CompounderStable
  • Strong Revenue Growth 27 PercentStable
  • Peer Leading Margins Growth RankStable
  • +2 more pillars — see the Why tab for full reasoning

Full reasoning →

Open full analysis

Wise Group plc (WSE) Stock Analysis

HoldVALUE-TRAP 1/5GrowthQualityModerate Confidence

Technology · Information Technology Services

Hold if already holding. Not a fresh buy at $13.08, but acceptable to hold if already in. Reason: mixed signals — some dimensions strong, others weak.

Wise Group plc provides cross-border and domestic financial services in the United Kingdom, the rest of Europe, the Asia-Pacific, North America, and internationally. It offers money transfers, currency conversions, and account services. The company's products include Wise... Read more

$13.08+14.3% A.UpsideScore 6.3/10#6 of 47 Information Technology Services
QualityF-score7 / 9FCF yield-1.98%
Stop $12.40Target $14.93(analyst − 13%)A.R:R 1.0:1
Analyst target$17.16+31.2%13 analysts
$14.93our TP
$13.08price
$17.16mean
$20

Hold if already holding. Not a fresh buy at $13.08, but acceptable to hold if already in. Reason: mixed signals — some dimensions strong, others weak. Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 6.3/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity no date, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-08-14

Thesis

Rewards
Earnings estimates trending UP
Positive insider activity
Wide economic moat
Risks
No bear case signals

Key Metrics

P/E (TTM)25.4
P/E (Fwd)18.6
Mkt Cap$12.8B
EV/EBITDA7.4
Profit Mgn19.9%
ROE27.2%
Rev Growth26.8%
Beta0.51
DividendNone
Rating analysts12

Quality Signals

Piotroski F7/9MoatWideCompounder

Options Flow

P/C1.00neutral
IV71%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.2
Support Resistance
0.4
52w Position
5.0
Gap
5.0
GatesA.R:R 1.0 < 1.5@spotMomentum 5.9>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
69 · Neutral
20D MA 50D MA 200D MASupport $11.22Resistance $13.13

Price Targets

$12
$15
A.Upside+14.3%
A.R:R1.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! asymmetry at 1.0 (below the engine's 1.5 threshold)@spot

Earnings

We could not retrieve earnings history for WSE.
The company may be recently listed, pre-revenue, or its beat/miss record wasn't available from our source this run. Earnings signals feed the Growth and Catalyst score dimensions — absence here doesn't affect other dimensions.

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WSE stock a buy right now?

Hold if already holding. Not a fresh buy at $13.08, but acceptable to hold if already in. Reason: mixed signals — some dimensions strong, others weak. Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $14.93 (+14.1%), stop $12.40 (−5.5%), A.R:R 1.0:1. Score 6.3/10, moderate confidence.

What is the WSE stock price target?

Take-profit target: $14.93 (+14.3% upside). Target $14.93 (+14.1%), stop $12.40 (−5.5%), A.R:R 1.0:1. Stop-loss: $12.40.

Is WSE overvalued or undervalued?

Wise Group plc trades at a P/E of 25.4 (forward 18.6). TrendMatrix value score: 5.6/10. Verdict: Hold.

What do analysts say about WSE?

12 analysts cover WSE with a consensus score of 4.2/5. Average price target: $17.

What does Wise Group plc do?Wise Group plc provides cross-border and domestic financial services in the United Kingdom, the rest of Europe, the...

Wise Group plc provides cross-border and domestic financial services in the United Kingdom, the rest of Europe, the Asia-Pacific, North America, and internationally. It offers money transfers, currency conversions, and account services. The company's products include Wise Account, a solution for individual customers to send, spend, hold, and get paid in one or more currencies; Wise Business, which offers the main features of the Wise Account product along with business-specific functionalities designed to enable businesses to operate internationally, including managing their accounting and accounts payable and receivables; and Wise Platform, which enables banks, financial institutions, and enterprises to integrate into a global payment infrastructure, allowing institutional partners to send and receive payments. Wise Group plc was founded in 2010 and is based in London, the United Kingdom.

Related stocks: INOD (Innodata Inc.) · FIS (Fidelity National Information S) · FORTY (Formula Systems (1985) Ltd.) · GDS (GDS Holdings Limited) · PENG (Penguin Solutions, Inc.)
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