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QCRHQCR Holdings, Inc.Hold6.5·$96.65-2.23%
HoldModerate Confidence
Investment thesis

QCR Holdings delivers a perfect 4-for-4 earnings beat streak with 21% year-over-year revenue growth, a Piotroski F-Score of 8/9, and 37% net margins, but currently trades at just 2.6% below its 52-week high with analyst targets already reached, leaving limited near-term upside for new positions.

Thesis pillars

  • Quality And Margin StrengthStable
  • Earnings Beat And GrowthStable
  • At Or Above Analyst TargetStable
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

Open full analysis

QCR Holdings, Inc. (QCRH) Stock Analysis

Breakout setup · Catalyst-Driven edge

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $96.65, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.2% away).

QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company's deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. It also provides various... Read more

$96.65+1.3% A.UpsideScore 6.5/10#22 of 225 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield0.41%(5y avg 0.40%)Payout3.52%sustainable
Stop $91.57Target $97.87(resistance)A.R:R -1.5:1
Analyst target$101.40+4.9%5 analysts
$97.87our TP
$96.65price
$101.40mean
$107

Hold if already holding. Not a fresh buy at $96.65, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.2% away). Chart setup: Golden cross, above all MAs, RSI 51, MACD bullish. Maintain position. Not compelling to add more. Score 6.5/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 19d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-06

Recent Developments — QCR Holdings, Inc.

Generated 2026-07-06T04:40:27Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Jul 22, 202619d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (3.2% away)

Key Metrics

P/E (TTM)12.1
P/E (Fwd)11.1
Mkt Cap$1.6B
EV/EBITDA
Profit Mgn36.7%
ROE12.6%
Rev Growth21.1%
Beta0.75
Dividend0.41%
Rating analysts11

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C0.06bullish
IV53%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

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Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -1.5=NEGATIVEMomentum 5.9>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 19d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
51 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $90.88Resistance $99.87

Price Targets

$92
$98
A.Upside+1.3%
A.R:R-1.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-8.7% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-22 (19d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is QCRH stock a buy right now?

Hold if already holding. Not a fresh buy at $96.65, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.2% away). Chart setup: Golden cross, above all MAs, RSI 51, MACD bullish. Maintain position. Not compelling to add more. Target $97.87 (+1.3%), stop $91.57 (−5.5%), A.R:R -1.5:1. Score 6.5/10, moderate confidence.

What is the QCRH stock price target?

Take-profit target: $97.87 (+1.3% upside). Target $97.87 (+1.3%), stop $91.57 (−5.5%), A.R:R -1.5:1. Stop-loss: $91.57.

What are the risks of investing in QCRH?

Analyst target reached - limited upside remaining; Near 52-week high (3.2% away).

Is QCRH overvalued or undervalued?

QCR Holdings, Inc. trades at a P/E of 12.1 (forward 11.1). TrendMatrix value score: 7.8/10. Verdict: Hold.

What do analysts say about QCRH?

11 analysts cover QCRH with a consensus score of 4.0/5. Average price target: $101.

What does QCR Holdings, Inc. do?QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset...

QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company's deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. It also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. In addition, the company offers loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and installment and other consumer loans, such as motor vehicle, home improvement, home equity, signature loans, and small personal credit lines, as well as issuance of trust preferred securities. QCR Holdings, Inc. was incorporated in 1993 and is headquartered in Moline, Illinois.

Related stocks: NBN (Northeast Bank) · BWFG (Bankwell Financial Group, Inc.) · NPB (Northpointe Bancshares, Inc.) · CUBI (Customers Bancorp, Inc) · COFS (ChoiceOne Financial Services, I)
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