Should you buy QCR Holdings (QCRH)?
Updated
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Engine methodology range
Range computation requires sufficient peer-comparable data; available for tickers with peer_count ≥3.
What the engine is tracking
- Quality And Margin Strength→Stable
- Earnings Beat And Growth→Stable
- At Or Above Analyst Target→Stable
- +1 more pillar — see the Why tab for full reasoning
→ Full pillar scorecard with all 4 pillars + per-dimension breakdown
When this thesis breaks
Falsifiable conditions per pillar — any one trip warrants review independent of price action. Engine-derived; not personalized advice.
Falsifying conditions — when triggered, the corresponding pillar's thesis is invalidated.
- P1Earnings Beat And Growth
Trip ifEPS surprise falls below -5% in at least 2 of the next 4 quarters.
- P2Quality And Margin Strength
Trip ifNet margins fall below 25% for 2 consecutive quarters.
- P3At Or Above Analyst Target
Trip ifAnalyst consensus target falls below $85, a decline of more than 10% from the current resistance level.
- P4Golden Cross Momentum
Trip ifPrice falls below the 200-day moving average and OBV declines for more than 30 consecutive days.
How the engine reached this verdict
TrendMatrix's engine output for QCR Holdings, Inc. (QCRH) is HOLD_IF_HOLDING with medium conviction, score 6.5/10 at $96.65. None of the engine's positive-conviction paths (C-quality, D-momentum) cleared their gates — the F-path HOLD reflects balanced signals rather than directional conviction.
On the bull side: Strong earnings beat streak (4/4); Attractive valuation; Strong growth profile. On the bear side: Analyst target reached - limited upside remaining; Near 52-week high (3.2% away). Active engine warnings: V8: Target reached (-8.7% upside), V9 Gate Failed: ASYMMETRY:-1.5=NEGATIVE.
The engine is not issuing fresh-money entry targets at the current verdict. The technical entry zone is around — with a technical stop near $91.57 for existing positions. Asymmetric R:R is -1.46, below the threshold (≥2.0) at which the engine would actively flag fresh capital. The engine's sizing output: 0.5% of portfolio at this asymmetry level (none-conviction tier).
HOLD flips toward BUY_WAIT if reward-to-risk (NEGATIVE) clears AND a co-confirming gate triggers. HOLD flips toward SELL if any of the currently-passing gates drop below threshold OR three or more dimensions fall below 4 simultaneously.
For the full 10-dimension breakdown + V9 gate detail: Why TrendMatrix rates QCRH — 10-dimension breakdown →
Bull case
- ▸Strong earnings beat streak (4/4)
- ▸Attractive valuation
- ▸Strong growth profile
Bear case
- ▸Analyst target reached - limited upside remaining
- ▸Near 52-week high (3.2% away)