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QCR Holdings, Inc. (QCRH) Stock Analysis

HoldHigh Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $88.46, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.

QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company's deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. It also provides various... Read more

$88.46+3.8% A.UpsideScore 6.5/10#13 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield0.45%(5y avg 0.41%)Payout3.52%sustainable
Stop $84.36Target $91.83(resistance)A.R:R -0.3:1
Analyst target$100.40+13.5%5 analysts
$91.83our TP
$88.46price
$100.40mean
$107

Hold if already holding. Not a fresh buy at $88.46, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 6.5/10, high confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 64d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

Recent Developments — QCR Holdings, Inc.

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Attractive valuation
Risks
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)11.2
P/E (Fwd)10.2
Mkt Cap$1.5B
EV/EBITDA
Profit Mgn36.7%
ROE12.6%
Rev Growth21.1%
Beta0.77
Dividend0.45%
Rating analysts11

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

IV39%normal

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesMomentum 4.4<4.5A.R:R -0.2=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 64d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
40 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $86.56Resistance $93.70

Price Targets

$84
$92
A.Upside+3.8%
A.R:R-0.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-1.3% upside)
! Momentum score 4.4/10 — below 4.5 minimum
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-22 (64d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is QCRH stock a buy right now?

Hold if already holding. Not a fresh buy at $88.46, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $91.83 (+3.8%), stop $84.36 (−4.9%), A.R:R -0.3:1. Score 6.5/10, high confidence.

What is the QCRH stock price target?

Take-profit target: $91.83 (+3.8% upside). Target $91.83 (+3.8%), stop $84.36 (−4.9%), A.R:R -0.3:1. Stop-loss: $84.36.

What are the risks of investing in QCRH?

Analyst target reached - limited upside remaining.

Is QCRH overvalued or undervalued?

QCR Holdings, Inc. trades at a P/E of 11.2 (forward 10.2). TrendMatrix value score: 7.9/10. Verdict: Hold.

What do analysts say about QCRH?

11 analysts cover QCRH with a consensus score of 4.0/5. Average price target: $100.

What does QCR Holdings, Inc. do?QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset...

QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company's deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. It also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. In addition, the company offers loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and installment and other consumer loans, such as motor vehicle, home improvement, home equity, signature loans, and small personal credit lines, as well as issuance of trust preferred securities. QCR Holdings, Inc. was incorporated in 1993 and is headquartered in Moline, Illinois.

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