HBT Financial, Inc. (HBT) Stock Analysis
Catalyst-Driven edge
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $32.18, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.8% away).
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company offers deposit account services, such as... Read more
Hold if already holding. Not a fresh buy at $32.18, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.8% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 6.3/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 23d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
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Hold if already holding. Not a fresh buy at $32.18, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.8% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $32.43 (+0.8%), stop $30.70 (−4.8%), A.R:R -0.9:1. Score 6.3/10, moderate confidence.
Take-profit target: $32.43 (+0.8% upside). Target $32.43 (+0.8%), stop $30.70 (−4.8%), A.R:R -0.9:1. Stop-loss: $30.70.
Analyst target reached - limited upside remaining; Near 52-week high (2.8% away).
HBT Financial, Inc. trades at a P/E of 14.8 (forward 10.5). TrendMatrix value score: 7.4/10. Verdict: Hold.
9 analysts cover HBT with a consensus score of 3.8/5. Average price target: $33.
What does HBT Financial, Inc. do?HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial...
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company offers deposit account services, such as noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposit, HSA, and IRA accounts. It also provides lending products, including non-owner occupied regulatory commercial real estate (CRE), construction and land development and multi-family; commercial and industrial and owner-occupied CRE; agricultural and farmland; one-to-four family residential loans; municipal, consumer, and other loans; residential mortgage origination and servicing; and traditional trust and investment services. In addition, the company offers digital banking services comprising online banking, mobile banking, digital payments, and personal financial management tools; small business and commercial checking accounts, and treasury management services; financial planning to consumers, trusts, and estates; and trustee and custodial services. Further, it provides investment management services; corporate retirement plan consulting and administration; retail brokerage services; farm management services, broker farmland sale, and crop insurance. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.