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FSUNFirstSun Capital BancorpSell6.1·$38.98-2.18%
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FirstSun Capital Bancorp (FSUN) Stock Analysis

Momentum Cont setup · Inst Constrain edge

SellModerate Confidence

Financial Services · Banks - Regional

Sell if holding. Analyst target reached at $38.98 — A.R:R is negative (-0.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2).

FirstSun Capital Bancorp operates as the bank holding company for Sunflower Bank, National Association that provides commercial and consumer banking and financial services to small and medium-sized companies in the United States. It operates through Banking and Mortgage... Read more

$38.98+2.1% A.UpsideScore 6.1/10#79 of 225 Banks - Regional
QualityF-score6 / 9FCF yield
Stop $36.54Target $39.79(resistance)A.R:R -0.3:1
Analyst target$44.25+13.5%4 analysts
$39.79our TP
$38.98price
$44.25mean
$47

Sell if holding. Analyst target reached at $38.98 — A.R:R is negative (-0.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2). Chart setup: Trend continuation, RSI 64, MACD bullish. Score 6.1/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 23d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-05

Recent Developments — FirstSun Capital Bancorp

Generated 2026-07-05T09:50:25Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Mon, Jul 27, 202623d to earnings· next earnings call

Thesis

Rewards
Attractive valuation
Strong growth profile
Positive momentum
Risks
Analyst target reached - limited upside remaining
Consecutive earnings misses (2)

Key Metrics

P/E (TTM)11.5
P/E (Fwd)8.3
Mkt Cap$1.8B
EV/EBITDA
Profit Mgn23.8%
ROE8.6%
Rev Growth10.1%
Beta0.19
DividendNone
Rating analysts10

Quality Signals

Piotroski F6/9

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -0.3=NEGATIVEDeath cross (50MA < 200MA)Momentum 7.1>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 23d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARMomentum ContSuitability: Aggressive
RSI
64 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $34.50Resistance $40.60

Price Targets

$37
$40
A.Upside+2.1%
A.R:R-0.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-3.5% upside)
! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-27 (23d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is FSUN stock a buy right now?

Sell if holding. Analyst target reached at $38.98 — A.R:R is negative (-0.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2). Chart setup: Trend continuation, RSI 64, MACD bullish. Prior stop was $36.54. Score 6.1/10, moderate confidence.

What is the FSUN stock price target?

Take-profit target: $39.79 (+2.1% upside). Prior stop was $36.54. Stop-loss: $36.54.

What are the risks of investing in FSUN?

Analyst target reached - limited upside remaining; Consecutive earnings misses (2).

Is FSUN overvalued or undervalued?

FirstSun Capital Bancorp trades at a P/E of 11.5 (forward 8.3). TrendMatrix value score: 7.9/10. Verdict: Sell.

What do analysts say about FSUN?

10 analysts cover FSUN with a consensus score of 4.2/5. Average price target: $44.

What does FirstSun Capital Bancorp do?FirstSun Capital Bancorp operates as the bank holding company for Sunflower Bank, National Association that provides...

FirstSun Capital Bancorp operates as the bank holding company for Sunflower Bank, National Association that provides commercial and consumer banking and financial services to small and medium-sized companies in the United States. It operates through Banking and Mortgage Operations segments. The company offers noninterest and interest-bearing deposit accounts, checking and savings accounts, money market and term certificate accounts, and treasury management products and services, as well as certificates of deposit. It also provides commercial and industrial loans, commercial real estate loans, residential mortgage loans, and small business administration loans, as well as consumer loans, including car, boat, and other recreational vehicle loans. In addition, the company offers residential real estate loans comprising 1-4 family loans, home equity loans, and multi-family loans, as well as credit card accounts, overdrafts, and other revolving loans. Further, it provides remote deposit and cash management products; wealth management services include private banking, wealth planning, investment management, and trust and retirement plan services; and wealth management and trust products, including personal trust and agency accounts, employee benefit and retirement related trust and agency accounts, investment management and advisory agency accounts, and foundation and endowment trust and agency accounts. Additionally, the company offers online banking and bill payment services, online cash management, safe deposit box rentals, and debit card and ATM card services; and packaging and securitization of loans to governmental agencies. It operates through branches in Texas, Kansas, Colorado, New Mexico, Arizona, California, and Washington. The company was formerly known as Sunflower Financial, Inc. and changed its name to FirstSun Capital Bancorp in June 2017. FirstSun Capital Bancorp was founded in 1892 and is headquartered in Denver, Colorado.

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