Wells Fargo & Company (WFC) Stock Analysis
Recovery setup
Financial Services · Banks - Diversified
Sell if holding. Analyst target reached at $84.98 — A.R:R 0.1:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2).
Wells Fargo is the fourth-largest U.S. bank holding company by assets (~$2.1 trillion at Dec 31, 2025), serving consumers, businesses, and institutions primarily in the U.S. through four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment... Read more
Sell if holding. Analyst target reached at $84.98 — A.R:R 0.1:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2). Chart setup: Death cross but MACD improving, RSI 81. Score 5.6/10, moderate confidence.
Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 27d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
About Wells Fargo & Company
About Wells Fargo & Company
Wells Fargo & Company reported approximately $2.1 trillion in total assets, $986.2 billion in loans, and $1.4 trillion in deposits at December 31, 2025, ranking fourth among U.S. bank holding companies by assets. The company operates four reportable segments — Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management — employing approximately 205,000 people, with 76% based in the United States. The Federal Reserve Board serves as the parent company's primary regulator.
Wells Fargo earns revenue primarily through net interest income and fee income from consumer and commercial lending, mortgage banking, investment advisory, brokerage, and capital markets services. Consumer businesses span checking and savings accounts, credit and debit cards, and home, auto, personal, and small business lending. Commercial services include banking and credit products across multiple industry sectors, secured lending, treasury management, and commercial real estate. The 10-K identifies the company as one of the largest commercial and CRE lenders in the United States — a position that may produce elevated credit losses if economic conditions deteriorate and borrowers struggle with repayment. Wells Fargo Bank, N.A., the principal subsidiary, held $1.8 trillion in assets, or 85% of the consolidated company total, and is subject to OCC supervision. The company invested approximately $200 million in employee learning and development programs during 2025.
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Wells Fargo remains under two active regulatory enforcement actions. The FRB consent order dated February 2, 2018 — governing board-level governance and compliance risk management — was partially lifted on June 3, 2025, when the FRB removed its asset-growth cap; however, remaining provisions of the order are still in place. Separately, on September 12, 2024, Wells Fargo Bank, N.A. entered a formal agreement with the OCC requiring enhanced anti-money laundering and sanctions risk management practices. Both regulators retain authority to impose additional requirements or restrict the company's business activities if compliance obligations are not met.
See also: Financial Services · Banks - Diversified
From Wells Fargo & Company's most recent 10-K filing, extracted June 16, 2026.
Recent developments
updated 2026-06-17Recent Developments — Wells Fargo & Company
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Generated 2026-06-17T09:02:28Z.
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Rating Breakdown
1 floor-breaker
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $84.98 — A.R:R 0.1:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2). Chart setup: Death cross but MACD improving, RSI 81. Prior stop was $81.21. Score 5.6/10, moderate confidence.
Take-profit target: $86.50 (+1.7% upside). Prior stop was $81.21. Stop-loss: $81.21.
Analyst target reached - limited upside remaining; Consecutive earnings misses (2); Overbought (RSI 81).
Wells Fargo & Company trades at a P/E of 12.9 (forward 10.5). TrendMatrix value score: 7.2/10. Verdict: Sell.
29 analysts cover WFC with a consensus score of 4.0/5. Average price target: $96.
What does Wells Fargo & Company do?Wells Fargo is the fourth-largest U.S. bank holding company by assets (~$2.1 trillion at Dec 31, 2025), serving...
Wells Fargo is the fourth-largest U.S. bank holding company by assets (~$2.1 trillion at Dec 31, 2025), serving consumers, businesses, and institutions primarily in the U.S. through four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. Revenue derives from net interest income and fee income across these segments, with ~205,000 employees.