Skip to main content

Wells Fargo & Company (WFC) Stock Analysis

Falling Knife setup

SellModerate Confidence

Financial Services · Banks - Diversified

Sell if holding. Momentum 3.5/10 is below the 5.0 floor at $75.81 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Consecutive earnings misses (2); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2).

Wells Fargo is the fourth-largest U.S. bank holding company by assets (~$2.1 trillion at Dec 31, 2025), serving consumers, businesses, and institutions primarily in the U.S. through four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment... Read more

$75.81+14.0% A.UpsideScore 5.5/10#13 of 19 Banks - Diversified
QualityF-score6 / 9FCF yield
IncomeYield2.41%(5y avg 2.11%)Payout27.05%sustainable
Stop $72.01Target $86.42(analyst − 10%)A.R:R 2.8:1
Analyst target$96.02+26.7%23 analysts
$86.42our TP
$75.81price
$96.02mean
$113

Sell if holding. Momentum 3.5/10 is below the 5.0 floor at $75.81 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Consecutive earnings misses (2); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2). Chart setup: Death cross, below all MAs, RSI 32, MACD bearish. Score 5.5/10, moderate confidence.

Passes 7/9 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 54d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: moderate.

Recent Developments — Wells Fargo & Company

Generated 2026-05-20T21:13:16Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Attractive valuation
Risks
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2)
Consecutive earnings misses (2)
Negative momentum

Key Metrics

P/E (TTM)11.5
P/E (Fwd)9.5
Mkt Cap$228.1B
EV/EBITDA
Profit Mgn26.7%
ROE12.0%
Rev Growth5.7%
Beta0.96
Dividend2.41%
Rating analysts30

Quality Signals

Piotroski F6/9

Options Flow

P/C0.64bullish
IV38%normal
Max Pain$50-34.0% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Macd
0.0
Ma Position
1.5
Volume
2.3
Rsi
3.5
Obv
10.0
Volume accumulation (rising OBV)Below 200-MA, MA slope flat
GatesMomentum 3.5<4.5Death cross (50MA < 200MA)A.R:R 2.8 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 54d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARFalling KnifeSuitability: Moderate
RSI
32 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $72.78Resistance $82.19

Price Targets

$72
$86
A.Upside+14.0%
A.R:R2.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Momentum score 3.5/10 — below 4.5 minimum
! Death cross — 50-day MA below 200-day MA

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-14 (54d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WFC stock a buy right now?

Sell if holding. Momentum 3.5/10 is below the 5.0 floor at $75.81 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Consecutive earnings misses (2); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2). Chart setup: Death cross, below all MAs, RSI 32, MACD bearish. Prior stop was $72.01. Score 5.5/10, moderate confidence.

What is the WFC stock price target?

Take-profit target: $86.42 (+14.0% upside). Prior stop was $72.01. Stop-loss: $72.01.

What are the risks of investing in WFC?

V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2); Consecutive earnings misses (2); Negative momentum.

Is WFC overvalued or undervalued?

Wells Fargo & Company trades at a P/E of 11.5 (forward 9.5). TrendMatrix value score: 7.6/10. Verdict: Sell.

What do analysts say about WFC?

30 analysts cover WFC with a consensus score of 4.0/5. Average price target: $96.

What does Wells Fargo & Company do?Wells Fargo is the fourth-largest U.S. bank holding company by assets (~$2.1 trillion at Dec 31, 2025), serving...

Wells Fargo is the fourth-largest U.S. bank holding company by assets (~$2.1 trillion at Dec 31, 2025), serving consumers, businesses, and institutions primarily in the U.S. through four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. Revenue derives from net interest income and fee income across these segments, with ~205,000 employees.

Related stocks: TD (Toronto Dominion Bank (The)) · UBS (UBS Group AG Registered) · C (Citigroup, Inc.) · BNS (Bank Nova Scotia Halifax Pfd 3) · BAC (Bank of America Corporation)