Skip to main content

Wells Fargo & Company (WFC) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Diversified

Hold if already holding. Not a fresh buy at $82.09, but acceptable to hold if already in. Reason: Thin upside margin: 6.6%.

Wells Fargo is the fourth largest U.S. bank holding company with $2.1 trillion in assets, $986.2 billion in loans, and $1.4 trillion in deposits, operating four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and... Read more

$82.09+6.6% A.UpsideScore 5.6/10#12 of 19 Banks - Diversified
Stop $77.67Target $86.99(analyst − 10%)A.R:R 1.3:1
Analyst target$96.65+17.7%23 analysts
$86.99our TP
$82.09price
$96.65mean
$113

Hold if already holding. Not a fresh buy at $82.09, but acceptable to hold if already in. Reason: Thin upside margin: 6.6%. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 5.6/10, moderate confidence.

Passes 4/6 gates (clean insider activity, no SEC red flags, earnings proximity 74d clear, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Risks
Thin upside margin: 6.6%

Key Metrics

P/E (TTM)12.6
P/E (Fwd)10.3
Mkt Cap$249.8B
EV/EBITDA
Profit Mgn26.7%
ROE12.0%
Rev Growth5.7%
Beta1.06
Dividend2.21%
Rating analysts32

Quality Signals

Piotroski F7/9

Options Flow

P/C0.71neutral
IV41%normal
Max Pain$50-39.1% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesMomentum 4.2<4.5A.R:R 1.3 < 1.5@spotInsider activity: OKNo SEC red flagsEARNINGS PROXIMITY 74d clearSEMI CYCLE PEAK CLEARSuitability: Moderate
RSI
36 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $78.69Resistance $86.70

Price Targets

$78
$87
A.Upside+6.0%
A.R:R1.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Momentum score 4.2/10 — below 4.5 minimum
! Reward/Risk 1.3:1 at current price — below 1.5:1 minimum

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-14 (74d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WFC stock a buy right now?

Hold if already holding. Not a fresh buy at $82.09, but acceptable to hold if already in. Reason: Thin upside margin: 6.6%. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $86.99 (+6.0%), stop $77.67 (−5.7%), A.R:R 1.3:1. Score 5.6/10, moderate confidence.

What is the WFC stock price target?

Take-profit target: $86.99 (+6.6% upside). Target $86.99 (+6.0%), stop $77.67 (−5.7%), A.R:R 1.3:1. Stop-loss: $77.67.

What are the risks of investing in WFC?

Thin upside margin: 6.6%.

Is WFC overvalued or undervalued?

Wells Fargo & Company trades at a P/E of 12.6 (forward 10.3). TrendMatrix value score: 7.4/10. Verdict: Hold.

What do analysts say about WFC?

32 analysts cover WFC with a consensus score of 3.9/5. Average price target: $97.

What does Wells Fargo & Company do?Wells Fargo is the fourth largest U.S. bank holding company with $2.1 trillion in assets, $986.2 billion in loans, and...

Wells Fargo is the fourth largest U.S. bank holding company with $2.1 trillion in assets, $986.2 billion in loans, and $1.4 trillion in deposits, operating four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. Revenue comes primarily from net interest income and fees earned from consumer and commercial lending and banking businesses.

Related stocks: ING (ING Group, N.V.) · TD (Toronto Dominion Bank (The)) · UBS (UBS Group AG Registered) · HSBC (HSBC Holdings, plc.) · BNS (Bank Nova Scotia Halifax Pfd 3)