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Wells Fargo & Company (WFC) Stock Analysis

Falling Knife setup

SellModerate Confidence

Financial Services · Banks - Diversified

Sell if holding. Momentum 3.9/10 is below the 5.0 floor at $74.75 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Consecutive earnings misses (2); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2).

Wells Fargo is the fourth-largest U.S. bank holding company by assets (~$2.1 trillion at Dec 31, 2025), serving consumers, businesses, and institutions primarily in the U.S. through four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment... Read more

$74.75+15.9% A.UpsideScore 5.6/10#11 of 19 Banks - Diversified
QualityF-score6 / 9FCF yield
IncomeYield2.41%(5y avg 2.11%)Payout27.05%sustainable
Stop $70.71Target $86.42(analyst − 10%)A.R:R 3.1:1
Analyst target$96.02+28.5%23 analysts
$86.42our TP
$74.75price
$96.02mean
$113

Sell if holding. Momentum 3.9/10 is below the 5.0 floor at $74.75 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Consecutive earnings misses (2); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2). Chart setup: Death cross, below all MAs, RSI 30, MACD bearish. Score 5.6/10, moderate confidence.

Passes 7/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 54d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum. Suitability: moderate.

Recent Developments — Wells Fargo & Company

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Attractive valuation
Risks
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2)
Consecutive earnings misses (2)
Negative momentum

Key Metrics

P/E (TTM)11.5
P/E (Fwd)9.5
Mkt Cap$228.1B
EV/EBITDA
Profit Mgn26.7%
ROE12.0%
Rev Growth5.7%
Beta0.96
Dividend2.41%
Rating analysts30

Quality Signals

Piotroski F6/9

Options Flow

P/C1.44bearish
IV39%normal
Max Pain$50-33.1% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Macd
0.0
Ma Position
2.2
Rsi
3.5
Volume
3.8
Obv
10.0
Volume accumulation (rising OBV)Below 200-MA but MA still rising (+0.0%/30d) — pullback in uptrend, not confirmed weakness
GatesMomentum 3.9<4.5A.R:R 3.1 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 54d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARFalling KnifeSuitability: Moderate
RSI
30 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $72.78Resistance $82.19

Price Targets

$71
$86
A.Upside+15.6%
A.R:R3.1:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Momentum score 3.9/10 — below 4.5 minimum

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-14 (54d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WFC stock a buy right now?

Sell if holding. Momentum 3.9/10 is below the 5.0 floor at $74.75 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Consecutive earnings misses (2); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2). Chart setup: Death cross, below all MAs, RSI 30, MACD bearish. Prior stop was $70.71. Score 5.6/10, moderate confidence.

What is the WFC stock price target?

Take-profit target: $86.42 (+15.9% upside). Prior stop was $70.71. Stop-loss: $70.71.

What are the risks of investing in WFC?

V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2); Consecutive earnings misses (2); Negative momentum.

Is WFC overvalued or undervalued?

Wells Fargo & Company trades at a P/E of 11.5 (forward 9.5). TrendMatrix value score: 7.9/10. Verdict: Sell.

What do analysts say about WFC?

30 analysts cover WFC with a consensus score of 4.0/5. Average price target: $96.

What does Wells Fargo & Company do?Wells Fargo is the fourth-largest U.S. bank holding company by assets (~$2.1 trillion at Dec 31, 2025), serving...

Wells Fargo is the fourth-largest U.S. bank holding company by assets (~$2.1 trillion at Dec 31, 2025), serving consumers, businesses, and institutions primarily in the U.S. through four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. Revenue derives from net interest income and fee income across these segments, with ~205,000 employees.

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