VersaBank (VBNK) Stock Analysis
Breakout setup · Inst Constrain edge
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $21.90, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.
VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit... Read more
Hold if already holding. Not a fresh buy at $21.90, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 62, MACD bullish. Mixed signals. Hold existing position. Score 6.5/10, moderate confidence.
Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity 61d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated 2026-07-05Recent Developments — VersaBank
Latest news
- NEWS Roth Capital Upgrades VersaBank to Buy, Raises Price Target to $25 — benzinga Jun 30, 2026 positive
- NEWS VersaBank Launches Real-Time Structured Receivable Program; Now Available To Other Existing And Prospective SRP Partners — benzinga Jun 29, 2026 positive
Generated 2026-07-05T07:10:32Z.
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Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker·1 ceiling hit
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $21.90, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 62, MACD bullish. Mixed signals. Hold existing position. Target $24.55 (+12.1%), stop $20.37 (−7.5%), A.R:R -0.5:1. Score 6.5/10, moderate confidence.
Take-profit target: $24.55 (+12.1% upside). Target $24.55 (+12.1%), stop $20.37 (−7.5%), A.R:R -0.5:1. Stop-loss: $20.37.
Analyst target reached - limited upside remaining.
VersaBank trades at a P/E of 33.2 (forward 13.1). TrendMatrix value score: 7.7/10. Verdict: Hold.
8 analysts cover VBNK with a consensus score of 4.1/5. Average price target: $24.
What does VersaBank do?VersaBank provides various banking products and services in Canada and the United States. The company operates through...
VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.