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TWFGTWFG, Inc.Hold6.6·$27.46+2.54%
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TWFG, Inc. (TWFG) Stock Analysis

Range Bound setup

HoldVALUE-TRAP 1/5GrowthQualityModerate Confidence

Financial Services · Insurance Brokers

Hold if already holding. Not a fresh buy at $27.46, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. The company offers auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general... Read more

$27.46-6.8% A.UpsideScore 6.6/10#1 of 15 Insurance Brokers
QualityF-score9 / 9FCF yield-2.20%
Stop $25.54Target $29.00(resistance)A.R:R -0.7:1
Analyst target$29.43+7.2%7 analysts
$29.00our TP
$27.46price
$29.43mean
$26
$34

Hold if already holding. Not a fresh buy at $27.46, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 54 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 6.6/10, moderate confidence.

Passes 8/9 gates (positive momentum, clean insider activity, no SEC red flags, news boost analyst 0.40, news boost analyst cluster(9), earnings proximity 83d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-08-20

Recent Developments — TWFG, Inc.

Latest news

Generated 2026-08-20T13:27:09Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Nov 11, 202683d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Strong growth profile
Wide economic moat
Risks
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)45.0
P/E (Fwd)23.7
Mkt Cap$1.5B
EV/EBITDA6.8
Profit Mgn3.0%
ROE19.3%
Rev Growth45.1%
Beta0.15
DividendNone
Rating analysts15

Quality Signals

Piotroski F9/9MoatWideCompounder

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 ceiling hit

GatesA.R:R -0.7=NEGATIVEMomentum 5.7>=5.5Insider activity: OKNo SEC red flagsNEWS BOOST ANALYST 0.40NEWS BOOST ANALYST CLUSTER(9)EARNINGS PROXIMITY 83d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
54 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $24.72Resistance $29.59

Price Targets

$26
$29
A.Upside-6.8%
A.R:R-0.7:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-6.8% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-11-11 (83d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is TWFG stock a buy right now?

Hold if already holding. Not a fresh buy at $27.46, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 54 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $29.00 (+5.6%), stop $25.54 (−7.5%), A.R:R -0.7:1. Score 6.6/10, moderate confidence.

What is the TWFG stock price target?

Take-profit target: $29.00 (-6.8% upside). Target $29.00 (+5.6%), stop $25.54 (−7.5%), A.R:R -0.7:1. Stop-loss: $25.54.

What are the risks of investing in TWFG?

Analyst target reached - limited upside remaining.

Is TWFG overvalued or undervalued?

TWFG, Inc. trades at a P/E of 45.0 (forward 23.7). TrendMatrix value score: 6.0/10. Verdict: Hold.

What do analysts say about TWFG?

15 analysts cover TWFG with a consensus score of 3.9/5. Average price target: $29.

What does TWFG, Inc. do?TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United...

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. The company offers auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers' compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. TWFG, Inc. was founded in 2001 and is based in The Woodlands, Texas.

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Latest news

Latest News

Benzinga19h agoAnalyst
Benzinga1d agoAnalyst