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TREELendingTree, Inc.Sell6.8·$45.00+0.45%
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LendingTree, Inc. (TREE) Stock Analysis

Recovery setup · Catalyst-Driven edge

SellModerate Confidence

Financial Services · Financial Conglomerates

Sell if holding. Engine safety override at $45.00: Risk below floor (2.6 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.8/10 and A.R:R 1.8:1 is above the 1.5:1 BUY gate. Specifically: Elevated put/call ratio: 2.40; Below long-term trend.

LendingTree, Inc., through its subsidiary, operates online consumer platform in the United States. The company operates through three segments: Home, Consumer, and Insurance. The Home segments offer purchase mortgage, refinance mortgage, and home equity loans and lines of... Read more

$45.00+27.3% A.UpsideScore 6.8/10#1 of 6 Financial Conglomerates
QualityF-score7 / 9FCF yield9.83%
Stop $41.85Target $57.27(analyst − 13%)A.R:R 1.8:1
Analyst target$65.83+46.3%6 analysts
$57.27our TP
$45.00price
$65.83mean
$78

Sell if holding. Engine safety override at $45.00: Risk below floor (2.6 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.8/10 and A.R:R 1.8:1 is above the 1.5:1 BUY gate. Specifically: Elevated put/call ratio: 2.40; Below long-term trend. Chart setup: Death cross but MACD improving, RSI 71. Score 6.8/10, moderate confidence.

Passes 8/9 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 26d clear, semi cycle peak clear, materials cycle peak clear). Suitability: speculative.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 30, 202626d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Risk below floor (2.6 < 3.0)

Key Metrics

P/E (TTM)3.5
P/E (Fwd)6.6
Mkt Cap$628M
EV/EBITDA8.6
Profit Mgn15.0%
ROE88.6%
Rev Growth36.5%
Beta2.01
DividendNone
Rating analysts12

Quality Signals

Piotroski F7/9MoatWideCompounder

Options Flow

P/C2.40bearish
IV82%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers·2 ceiling hits

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
1.5
52w Position
1.6
Gap
5.0

Volatile — 5.4% daily ATR makes tight stops impractical. Position-size conservatively.static

Volatility
0.0
Put Call
0.0
Implied Vol
0.0
Beta
3.3
Debt Equity
4.1
Days To Cover
4.8
Short Interest
5.9
Elevated put/call: 2.40High IV: 82%
GatesDeath cross (50MA < 200MA)Momentum 6.7>=5.5A.R:R 1.8 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 26d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Speculative
RSI
71 · Overbought
20D MA 50D MA 200D MADEATH CROSSSupport $35.01Resistance $46.83

Price Targets

$42
$57
A.Upside+27.3%
A.R:R1.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Risk below floor (2.6 < 3.0)

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-30 (26d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is TREE stock a buy right now?

Sell if holding. Engine safety override at $45.00: Risk below floor (2.6 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.8/10 and A.R:R 1.8:1 is above the 1.5:1 BUY gate. Specifically: Elevated put/call ratio: 2.40; Below long-term trend. Chart setup: Death cross but MACD improving, RSI 71. Prior stop was $41.85. Score 6.8/10, moderate confidence.

What is the TREE stock price target?

Take-profit target: $57.27 (+27.3% upside). Prior stop was $41.85. Stop-loss: $41.85.

What are the risks of investing in TREE?

Risk below floor (2.6 < 3.0).

Is TREE overvalued or undervalued?

LendingTree, Inc. trades at a P/E of 3.5 (forward 6.6). TrendMatrix value score: 9.2/10. Verdict: Sell.

What do analysts say about TREE?

12 analysts cover TREE with a consensus score of 4.2/5. Average price target: $66.

What does LendingTree, Inc. do?LendingTree, Inc., through its subsidiary, operates online consumer platform in the United States. The company operates...

LendingTree, Inc., through its subsidiary, operates online consumer platform in the United States. The company operates through three segments: Home, Consumer, and Insurance. The Home segments offer purchase mortgage, refinance mortgage, and home equity loans and lines of credit. The Consumer segment provides credit cards; personal, small business, and auto loans; deposit accounts; and other credit products, such as debt settlement services. The Insurance segment includes information, tools, and access to insurance quote products, including automobile, home, life, and health and Medicare through which consumers are matched with insurance lead aggregators to obtain insurance offers and policies. This segment also offers QuoteWizard, a marketplace for insurance comparison; and ValuePenguin, a personal finance website that offers consumers objective analysis on various financial topics. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was incorporated in 1996 and is based in Charlotte, North Carolina.

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