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TCBXThird Coast Bancshares, Inc.Hold6.5·$40.00-2.25%
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Third Coast Bancshares, Inc. (TCBX) Stock Analysis

Momentum Cont setup · Catalyst-Driven edge

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $40.00, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.

Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States. The company's deposit products include checking, money... Read more

$40.00+1.5% A.UpsideScore 6.5/10#29 of 225 Banks - Regional
QualityF-score6 / 9FCF yield
Stop $37.88Target $40.60(resistance)A.R:R -1.7:1
Analyst target$42.75+6.9%4 analysts
$40.60our TP
$40.00price
$42.75mean
$45

Hold if already holding. Not a fresh buy at $40.00, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: Trend continuation, RSI 54, MACD bullish. Maintain position. Not compelling to add more. Score 6.5/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 18d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-05

Recent Developments — Third Coast Bancshares, Inc.

Generated 2026-07-05T07:10:32Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Jul 22, 202618d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Positive momentum
Risks
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)10.3
P/E (Fwd)9.5
Mkt Cap$664M
EV/EBITDA
Profit Mgn32.4%
ROE12.2%
Rev Growth25.6%
Beta0.65
DividendNone
Rating analysts10

Quality Signals

Piotroski F6/9MoatNarrow

Options Flow

P/C0.04bullish
IV72%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -1.7=NEGATIVEMomentum 7.1>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 18d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARMomentum ContSuitability: Aggressive
RSI
54 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $38.19Resistance $41.43

Price Targets

$38
$41
A.Upside+1.5%
A.R:R-1.7:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-9.2% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-22 (18d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is TCBX stock a buy right now?

Hold if already holding. Not a fresh buy at $40.00, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: Trend continuation, RSI 54, MACD bullish. Maintain position. Not compelling to add more. Target $40.60 (+1.5%), stop $37.88 (−5.6%), A.R:R -1.7:1. Score 6.5/10, moderate confidence.

What is the TCBX stock price target?

Take-profit target: $40.60 (+1.5% upside). Target $40.60 (+1.5%), stop $37.88 (−5.6%), A.R:R -1.7:1. Stop-loss: $37.88.

What are the risks of investing in TCBX?

Analyst target reached - limited upside remaining.

Is TCBX overvalued or undervalued?

Third Coast Bancshares, Inc. trades at a P/E of 10.3 (forward 9.5). TrendMatrix value score: 7.8/10. Verdict: Hold.

What do analysts say about TCBX?

10 analysts cover TCBX with a consensus score of 4.0/5. Average price target: $43.

What does Third Coast Bancshares, Inc. do?Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial...

Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States. The company's deposit products include checking, money market, savings, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio consists of commercial and residential real estate loans; construction, development and other loans; commercial and industrial loans; and farmland, consumer, and agricultural loans, as well as lease financing and bond anticipation notes, as well as financial products and services. The company also provides retail and commercial online banking platforms, mobile banking apps, treasury management solutions, merchant card services, and customer digital solutions, as well as debit and credit cards. In addition, it offers state and municipal and mortgage-backed securities, agency collateralized mortgage obligations, the U.S. treasury bonds, and corporate bonds. The company was founded in 2008 and is headquartered in Humble, Texas.

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