Rocket Companies, Inc. (RKT) Stock Analysis

Q: What is the RKT stock price target?

Take-profit $18.03 (+21.6% upside). Prior stop was $13.79.

Q: What are the risks of investing in RKT?

Concentration risk — Customer: Fannie Mae and Freddie Mac; Quality below floor (3.7 < 4.0); Quality below floor (3.7 < 4.0); Momentum score 2.1/10 — below 4.5 minimum.

Q: Is RKT overvalued or undervalued?

Rocket Companies, Inc. trades at a P/E of N/A (forward 13.2). TrendMatrix value score: 7.8/10. Overall verdict: Sell.

Q: What do analysts say about RKT?

19 analysts cover RKT with a consensus score of 3.6/5. Average price target: $21.

SellModerate ConfidenceUpdated 2026-04-30

Financial Services · Mortgage Finance

Earnings in 7 days (2026-05-07). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Rocket Companies is a Detroit-based fintech operating Rocket Mortgage (nation's largest mortgage originator by loan units and servicer with $2.1T UPB), Redfin (real estate brokerage, acquired July 2025), and Rocket Close (title/settlement). Revenue comes from mortgage... Read more

$14.84+21.6% A.UpsideScore 4.8/10#4 of 4 Mortgage Finance

Stop $13.79Target $18.03(analyst − 13%)A.R:R 2.1:1

Analyst target$20.73+39.7%14 analysts

$18.03our TP

$14.84price

$20.73mean

$25

Sell if holding. Engine safety override at $14.84: Quality below floor (3.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10 and A.R:R 2.1:1 is above the 1.5:1 BUY gate. Specifically: Below-average business quality; Negative price momentum; Below long-term trend. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 4.8/10, moderate confidence.

Passes 5/7 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on weak momentum and earnings proximity 7d<=7d. Suitability: aggressive.

Thesis

Rewards

No bull case signals

Risks

Concentration risk — Customer: Fannie Mae and Freddie Mac

Quality below floor (3.7 < 4.0)

Key Metrics

P/E (TTM)—

P/E (Fwd)13.2

Mkt Cap$40.6B

EV/EBITDA80.3

Profit Mgn-1.0%

ROE-1.5%

Rev Growth52.6%

Beta2.36

DividendNone

Rating analysts19

Quality Signals

Piotroski F5/9

Options Flow

P/C0.76neutral

IV78%elevated

Max Pain$6-59.6% vs spot

Concentration Risks(10-K Item 1A)

HIGHCustomerFannie Mae and Freddie Mac
10-K Item 1A: 'Our business is highly dependent on Fannie Mae and Freddie Mac and certain U.S. government agencies'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

3 floor-breakers

Overall = weighted sum of the 10 dimension scores. Fundamentals (Value/Quality/Growth) carry 45%; market signals (Momentum/Sentiment/Insider/Peer) carry 40%; structure (Technical/Risk/Catalyst) carries 15%.

DimensionScoreWeightContribution

Value7.815%1.17

Quality3.715%0.56

Growth5.015%0.75

Momentum2.110%0.21

Sentiment7.310%0.73

Insider Activity5.310%0.53

Peer Rank1.210%0.12

Technical Setup5.45%0.27

Risk Profile4.15%0.20

Catalyst5.65%0.28

Overall (Σ contributions)4.82

Small float-rounding may cause last-digit differences between this sum and the displayed Overall.

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Value Rank

0.0

Quality Rank

0.0

Growth Rank

0.0

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Volume

0.0

Obv

1.0

Ma Position

2.2

Macd

2.7

Rsi

4.5

Volume distribution (falling OBV)Below 200-MA but MA still rising (+1.0%/30d) — pullback in uptrend, not confirmed weakness

Unprofitable operations — net margin -1.0%. Quality floor flags this regardless of sector context.static

Roe

0.0

Net Margin

0.0

Fcf Quality

0.0

Roa

0.6

Rule Of 40

3.0

Moat

5.0

Piotroski F

5.6

Current Ratio

6.0

Operating Margin

7.1

Gross Margin

10.0

Cash-burning: FCF -149% of revenueNo competitive moatRule of 40: -96 (fail)

GatesMomentum 2.1<4.5EARNINGS PROXIMITY 7d<=7dA.R:R 2.1 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARSuitability: Aggressive

RSI

50 · Neutral

↓ 20D MA↓ 50D MA↓ 200D MADEATH CROSSSupport $13.72Resistance $17.36

Price Targets

$14

$18

A.Upside+21.5%

A.R:R2.1:1

Position Sizing

ConvictionNone

Suggested %0.5%

Max %1%

RegimeSteady

Risk Alerts

! Quality below floor (3.7 < 4.0)

! Momentum score 2.1/10 — below 4.5 minimum

! EARNINGS_PROXIMITY:7d<=7d

Earnings

2/4 beats

Next Earnings2026-05-07 (7d)

Verdict History

reverse chrono — latest first

Loading history...

Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.

Frequently Asked Questions

Is RKT stock a buy right now?

Sell if holding. Engine safety override at $14.84: Quality below floor (3.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10 and A.R:R 2.1:1 is above the 1.5:1 BUY gate. Specifically: Below-average business quality; Negative price momentum; Below long-term trend. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $13.79. Score 4.8/10, moderate confidence.

What is the RKT stock price target?

Take-profit target: $18.03 (+21.6% upside). Prior stop was $13.79. Stop-loss: $13.79.

What are the risks of investing in RKT?

Concentration risk — Customer: Fannie Mae and Freddie Mac; Quality below floor (3.7 < 4.0).

Is RKT overvalued or undervalued?

Rocket Companies, Inc. trades at a P/E of N/A (forward 13.2). TrendMatrix value score: 7.8/10. Verdict: Sell.

What do analysts say about RKT?

19 analysts cover RKT with a consensus score of 3.6/5. Average price target: $21.

What does Rocket Companies, Inc. do?Rocket Companies is a Detroit-based fintech operating Rocket Mortgage (nation's largest mortgage originator by loan...