Skip to main content

Reinsurance Group of America, I (RGA) Stock Analysis

Breakout setup

SellModerate Confidence

Financial Services · Insurance - Reinsurance

Sell if holding. At $210.32, A.R:R 0.6:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Thin upside margin: 3.6%; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.2).

Reinsurance Group of America is a global provider of traditional life and health reinsurance and asset-intensive financial solutions, with segments spanning U.S./Latin America, Canada, EMEA, and Asia Pacific. Revenue is earned through reinsurance premiums, fee-based asset... Read more

$210.32+3.6% A.UpsideScore 5.9/10#4 of 5 Insurance - Reinsurance
QualityF-score7 / 9FCF yield34.19%
IncomeYield1.73%(5y avg 2.07%)Payout20.00%sustainable
Stop $198.38Target $217.98(analyst − 13%)A.R:R 0.6:1
Analyst target$250.56+19.1%9 analysts
$217.98our TP
$210.32price
$250.56mean
$273

Sell if holding. At $210.32, A.R:R 0.6:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Thin upside margin: 3.6%; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.2). Chart setup: Golden cross, above all MAs, RSI 55, MACD bullish. Score 5.9/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 79d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Recent Developments — Reinsurance Group of America, I

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Attractive valuation
Risks
Thin upside margin: 3.6%
V7 low-quality RISK_OFF penalty: -0.5 (Q=4.2)
Consecutive earnings misses (2)

Key Metrics

P/E (TTM)11.7
P/E (Fwd)7.4
Mkt Cap$14.1B
EV/EBITDA7.3
Profit Mgn4.9%
ROE9.9%
Rev Growth23.5%
Beta0.50
Dividend1.73%
Rating analysts14

Quality Signals

Piotroski F7/9MoatNarrow

Options Flow

P/C5.57bearish
IV38%normal

Material Events(8-K, last 90d)

  • 2026-03-20Item 5.02MEDIUM
    Mark Brooks, EVP and Chief Information Officer (named executive officer), resigned effective April 3, 2026. No successor named. No reason cited beyond notification.
    SEC filing →
  • 2026-03-19Item 5.02LOW
    Peter Babej appointed to Board of Directors effective April 1, 2026, for a term ending at the 2026 annual meeting. Former Citigroup executive; Board size increased to 12 directors. No disagreement cited.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R 0.6 < 1.5@spotMomentum 5.3<5.5 (soft — BUY_NOW allowed but watch)Momentum 5.3>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 79d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Moderate
RSI
55 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $203.40Resistance $220.94

Price Targets

$198
$218
A.Upside+3.6%
A.R:R0.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Reward/Risk 0.6:1 at current price — below 1.5:1 minimum

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-08-06 (79d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is RGA stock a buy right now?

Sell if holding. At $210.32, A.R:R 0.6:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Thin upside margin: 3.6%; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.2). Chart setup: Golden cross, above all MAs, RSI 55, MACD bullish. Prior stop was $198.38. Score 5.9/10, moderate confidence.

What is the RGA stock price target?

Take-profit target: $217.98 (+3.6% upside). Prior stop was $198.38. Stop-loss: $198.38.

What are the risks of investing in RGA?

Thin upside margin: 3.6%; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.2); Consecutive earnings misses (2).

Is RGA overvalued or undervalued?

Reinsurance Group of America, I trades at a P/E of 11.7 (forward 7.4). TrendMatrix value score: 8.4/10. Verdict: Sell.

What do analysts say about RGA?

14 analysts cover RGA with a consensus score of 3.7/5. Average price target: $251.

What does Reinsurance Group of America, I do?Reinsurance Group of America is a global provider of traditional life and health reinsurance and asset-intensive...

Reinsurance Group of America is a global provider of traditional life and health reinsurance and asset-intensive financial solutions, with segments spanning U.S./Latin America, Canada, EMEA, and Asia Pacific. Revenue is earned through reinsurance premiums, fee-based asset management (PRT, longevity, stable value), and investment income.

Related stocks: HG (Hamilton Insurance Group, Ltd.) · SPNT (SiriusPoint Ltd.) · RNR (RenaissanceRe Holdings Ltd.) · EG (Everest Group, Ltd.)