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Reinsurance Group of America, I (RGA) Stock Analysis

Breakout setup

SellModerate Confidence

Financial Services · Insurance - Reinsurance

Earnings in 7 days (2026-05-07). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Sell if holding. Analyst target reached at $210.50 — A.R:R 0.5:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Earnings in 7 days (event risk).

Reinsurance Group of America is a global life, health, and asset-intensive reinsurance provider with operations in the U.S., Latin America, Canada, EMEA, and Asia Pacific, offering traditional reinsurance (life, health, disability, long-term care) and financial solutions... Read more

$210.50+2.7% A.UpsideScore 6.2/10#3 of 5 Insurance - Reinsurance
Stop $201.76Target $216.15(analyst − 13%)A.R:R 0.5:1
Analyst target$248.44+18.0%9 analysts
$216.15our TP
$210.50price
$248.44mean
$273

Sell if holding. Analyst target reached at $210.50 — A.R:R 0.5:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Earnings in 7 days (event risk). Chart setup: Golden cross, above all MAs, RSI 63, MACD bullish. Score 6.2/10, moderate confidence.

Passes 5/7 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on favorable risk/reward ratio and earnings proximity 7d<=7d. Suitability: moderate.

Thesis

Rewards
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Earnings in 7 days (event risk)
Consecutive earnings misses (2)

Key Metrics

P/E (TTM)11.8
P/E (Fwd)7.2
Mkt Cap$13.6B
EV/EBITDA7.7
Profit Mgn5.0%
ROE9.7%
Rev Growth26.6%
Beta0.52
Dividend1.79%
Rating analysts14

Quality Signals

Piotroski F7/9

Options Flow

P/C4.00bearish
IV47%normal
Max Pain$170-19.2% vs spot

Material Events(8-K, last 90d)

  • 2026-03-20Item 5.02MEDIUM
    Mark Brooks (EVP, Chief Information Officer and named executive officer) informed the Company of his resignation effective April 3, 2026. No successor named; no reason cited for the departure.
    SEC filing →
  • 2026-03-19Item 5.02LOW
    Peter Babej appointed to Board of Directors effective April 1, 2026, increasing Board size to 12 directors. Former Citigroup executive (CEO of Citi Asia, Global Head of Financial Institutions) with prior senior roles at Deutsche Bank and Lazard.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Quality Rank
0.0
Value Rank
4.0
Growth Rank
4.0
GatesA.R:R 0.5 < 1.5@spotEARNINGS PROXIMITY 7d<=7dMomentum 6.6>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARBreakoutSuitability: Moderate
RSI
63 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $200.35Resistance $214.00

Price Targets

$202
$216
A.Upside+2.7%
A.R:R0.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (2.7% upside)
! NEWS_MOD=-2: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Reward/Risk 0.5:1 at current price — below 1.5:1 minimum

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-05-07 (7d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is RGA stock a buy right now?

Sell if holding. Analyst target reached at $210.50 — A.R:R 0.5:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Earnings in 7 days (event risk). Chart setup: Golden cross, above all MAs, RSI 63, MACD bullish. Prior stop was $201.76. Score 6.2/10, moderate confidence.

What is the RGA stock price target?

Take-profit target: $216.15 (+2.7% upside). Prior stop was $201.76. Stop-loss: $201.76.

What are the risks of investing in RGA?

Analyst target reached - limited upside remaining; Earnings in 7 days (event risk); Consecutive earnings misses (2).

Is RGA overvalued or undervalued?

Reinsurance Group of America, I trades at a P/E of 11.8 (forward 7.2). TrendMatrix value score: 8.4/10. Verdict: Sell.

What do analysts say about RGA?

14 analysts cover RGA with a consensus score of 3.7/5. Average price target: $248.

What does Reinsurance Group of America, I do?Reinsurance Group of America is a global life, health, and asset-intensive reinsurance provider with operations in the...

Reinsurance Group of America is a global life, health, and asset-intensive reinsurance provider with operations in the U.S., Latin America, Canada, EMEA, and Asia Pacific, offering traditional reinsurance (life, health, disability, long-term care) and financial solutions products. Revenue comes from ceded premiums from insurance company clients across facultative and treaty arrangements globally. In July 2025, RGA completed a major reinsurance transaction with subsidiaries of Equitable Holdings.

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